patrick.net

Why on earth do you think private sector employees “only” get to use SS? I have an excellent private retirement plan from my private employer — 50% match on my 401(k). Some people still get pensions, though that’s pretty rare these days.

Congrats. That comes out of private money, not taxpayers' and that's a huge difference. Also, you can't collect on that $$ at age 50 without massive penalties, can you? The main problem, which you appear too dishonest to address, is that public pension recipients are taking out FAR more than they contribute, and average taxpayers are being asked to foot the difference.. Which means 68 yrs olds asked to continue to work so that govt. retirees can enjoy 90% of their peak earning years starting at age 50 or 52. It's absurd beyond belief, and like in Greece, it's bankrupting our country. Earlier you made the assertion that 90% pension payouts after 30 yrs were uncommon for govt. employees. Yet the 90% payout, or a percentage very close to it, is common. I cited an example upthread.

It's not like that information was exactly hard to find asswipe

ZippyDDoodah says

Congrats. That comes out of private money, not taxpayers’ and that’s a huge difference

Oh, it gets worse. Did you know that their SALARIES and BENEFITS come out of tax dollars? You'd almost think that they were employees of the government or something!

ZippyDDoodah says

The main problem, which you appear too dishonest to address, is that public pension recipients are taking out FAR more than they contribute, and average taxpayers are being asked to foot the difference..

If you have a problem with the way that a public employer chooses to compensate its employees, why not vote for people who will change it? If you can't find someone who will, why not run your self?

ZippyDDoodah says

Earlier you made the assertion that 90% pension payouts after 30 yrs were uncommon for govt. employees. Yet the 90% payout, or a percentage very close to it, is common. I cited an example upthread.

Yes, you found an example. That still doesn't make it common. I can find an example of a giant idiot posting on a forum, but that doesn't necessarily make it common.

Here's some more competition; I have to admit, this one left me speechless. The 3/2 (1186 sq.ft.) at 2386 Krueger Dr, Concord, CA is renting for $1,595 (with a half month free rent incentive); it was recently renovated. I expected to see a long time owner with deep pockets and a low cost basis. But no, it was bought in 2005 for $480k and was financed to the tune of $350k by an outfit called Najarian Loans. The current zestimate is around $245k. There appear to be subsequent refies. Wow, talk about a money pit; that is one expensive mistake. Maybe it will cash flow for his kids...

OMG! The bathroom is like- ick!

Better to get someone in there to pay the utillities than put up with looters. Indeed a money pit, but it looks like that's as deep as they could dig it.

This poor shmuck had to lower his price from $22.9 million to $18.9 million. Oh, the pain! Here's the sales pitch: http://5000equincy.com/ Read more about the mansion etc here: http://www.denverpost.com/business/ci_15057590 The weirdly shaped pool is visible from space. Scroll to the bottom of this page to see the Google map satellite view.

This is in Colorado? I'd offer 250k.

Interesting housing / gold chart.

Looks like the long-term average is about 400 ounces of gold per house.

At current prices we are around 150 ounces of gold per house.

I guess that makes sense at the bottom of a housing crash.

I think a lot of the fluxuations in the price of gold can be explained by mining produciton and the various methods. I can't find it now, but I remember seeing a chart that showed the price of gold falling in the 90s just as the production went up because of incresased use of gold cyanidation, a leach pit operation that began again in the US and really started taking off in China.

How far into the toilet is Europe going to pull the US? I see this as very bad for the price of gold, but so far its not.

EMan,

so it takes 10 years for gold price to run up and 20 years for it to deflate.

Really? Aren't you overgeneralizing? An economist Peter Bernstein wrote a book "The Power of Gold", in it there's chapters about gold through the ages.

Don't remember reading about any such 10-yr/20-yr cycles.

knewbetter says

I see this as very bad for the price of gold, but so far its not.

Care to explain? I would think that would be a sweet thing for Gold. When multiple sovereign debt is 150% of its GDP and needs a bailout, shouldnt gold raise?

Some friendly constructive criticism: it's "peace" not "piece."

RayAmerica says

Some friendly constructive criticism: it’s “peace” not “piece.”

Thanks - my spell check screwed me up. This drama continues in the news - for some reason they didn't file formal charges yet. Slow news days... they're gonna milk this story for all that they can. Unfortunately.

I see it as deflationary, like the financial collapse. I know we're in a different currency, so I guess if I was holding euros the price of gold would be going up even faster for me.

Oh yeah, I also wanted to mention the RE Bubble was many RE Bubbles probably. Most places in the USA had NO RE BUBBLE. So, lumping them into national averages and such throws off your analysis. You really need to say "2000-2008 FL RE Bubble" and "2000-2008 CA RE Bubble" etc.

elliemae says

Thanks - my spell check screwed me up.

Spell check? LOL! You keep proving yourself "so smart & stuff." Too funny.

No Rayray, we all think that you're the genius n' stuff, golly... And why is it that no one can comment on the OP? I can speak for myself. I'm horrified into silence, elliemae. It takes a lot to do that given what I see on a daily basis.

RayAmerica says

elliemae says

Thanks - my spell check screwed me up.

Spell check? LOL! You keep proving yourself “so smart & stuff.” Too funny.

I'm able to use a word processing program. Sometimes it auto changes words. I don't think this reflects badly on my intellect. Simcha raises a good point - you obviously lack the ability to even fake compassion about the OP and would rather attack me personally. Anonymous attacks by narrow minded people on the interweb don't hurt my feelings. It doesn't surprise me that you constantly attack me and others who disagree with you, but it must be lonely dwelling at the bottom all the time.

Obama heavily campaigned for all 4 candidates. Results: all 4 lost. LOL

I just looked at the map of the district, and it actually contains a city named Uniontown. Not sure it means anything, but kind of funny.

In general, I think too much is being read into these recent races. Rand Paul wins in Kentucky over the GOP's hand picked candidate by running in part against taxes, yet an additional one cent sales tax passes in Arizona, a Republican controlled state.

ahasuerus99 says

Obama didn’t exactly campaign heavily for Specter.

Obama did endorse & campaign for Specter. Specter also included Obama saying " I love Arlen Specter" in his TV ads. Any way you look at it, Specter was Obama's candidate.

^ Wow, Rayray's a bottom? Who knew?

Fear is driving up gold, not wisdom.
In the coming era of austerity, the global bear market and the resulting deflation will prick the gold bubble. (pardon my French)
It is mint to be but does anyone caret all? Will anyone raise the bar? Will things pan out? Does this theory ring true? Is there a silver lining?
I welcome all sterling comments.

Is that because he can only screw up?

RayAmerica says

ahasuerus99 says

Obama didn’t exactly campaign heavily for Specter.

Obama did endorse & campaign for Specter. Specter also included Obama saying ” I love Arlen Specter” in his TV ads. Any way you look at it, Specter was Obama’s candidate.

OMIGAWD! (yes, I meant to yell) President Obama had his own candidate? Did he own him? Does Obama own people? This would be slavery, and isn't tolerated. I can't believe that our president owns people and no one but rayray cares. Oh, yea, that's right - because they're still waiting to hear Glen Beck's explanation & alibi for the raping & killing of young girls...

So what if Ellie misspells an occasional word? Why capitalize on it? Why keep tabs on it? Maybe she was working the late shift and needed a pause, so give her a break. And speaking of late, I would worry more if she missed a period, in the punctuational sense, of course.

elliemae says

President Obama had his own candidate? Did he own him? Does Obama own people? This would be slavery, and isn’t tolerated. I can’t believe that our president owns people and no one but rayray cares. Oh, yea, that’s right - because they’re still waiting to hear Glen Beck’s explanation & alibi for the raping & killing of young girls…

You need to see your Dr. immediately to have your meds adjusted according to your obvious needs. Take your above comment with you as an illustration of how out of whack you are.

I printed out the entire thread, and the doc would like to see you on the Behavioral Med unit this afternoon. Please leave sharp objects at home, and plan on staying awhile.

Zlxr says

I would have been more upset if she had added an “s” to the piece. Yes, I heard about the Utah news. Unfortunately it happens all too often over here (we have more people). And if you read enough stories like this - one can see why some people believe in things like “Birth Control” and “Abortion”. At the very least there should be a class on parenthood reality training before people think about having kids.

We have much fewer crimes here - we have less people. And we're all busy behind the safety of our doors, molesting our children, abusing prescription medications and practicing who knows what else. There's now a bill being proposed, Ethan's Law, that denies custody to a parent who abandons the child. I doubt that they can do this - too many what if's. But the boy's father fought to keep him from going to Utah with his mom, the boy didn't want to go, and the law was on the side of the mom. What a horrible piece of shit she is. Insofar as my "rest in piece," I guess this proves that I'm not perfect. Although I never claimed to be, it gave rayray a hard-on. But a teeny one, I'm sure. Getting tired of his anti-ellie attacks, I wish he'd say something worthwhile for once.

As long as it stays above $ 1045 it's all good..

Forget spell check. Give piece a chance.

The death penalty is not going to stop people from doing this stuff ... it will keep them from doing it twice. The only answer is public hanging, but only after a nude walk through town. Those two things .. the sight of the soon to die being marched along nude and embarassed and scared, and then the sight of them having their necks stretched and their eyes popping out, blue tounge, the works, while hanging there nude ... and the next few days that the birds and dogs chew on them ... that will be a most glorious message for the next deviant to ponder before touching a kid. On the other hand, why is abortion ok 4 years earlier? Same mom, same kid, so whats the dif? I know it sucks to share that in this instant, but that should help prove my point. It is not a choice, it is a life.

Z/Bap/Mikey: I have no problem discussing this issue with you, or most anyone, on this forum. I welcome your comments. Even when I disagree with your point of view, I've learned some stuff and ignored other stuff. I've laughed at many comments, and Nomo has consistently caused me to sneeze pop out of my nose. But I have a problem being attacked by rayray constantly, especially in This thread. He lacks the ability to see anything beyond his anger of all things Obama. He hates liberals and has a skewed view of what a liberal is and believes in. He has personally attacked me (and a few others) over & over, obviously believing that life is a competition and that his snotty-assed comments allow him to "win." He can't see that this thread is about a young boy who was killed in a horrible way, a system that broke down, and a reason that we should all mourn him and the hundreds or thousands of other children like him who are victims of the system. I'm sure that all he sees is that somehow a liberal president, who he loathes, is responsible in some way for this occurance. Either that or he doesn't see the problem because he lacks a soul. Perhaps he believes that it's more important to point out a spelling error, one of the few that I've made, because it makes him feel superior. But then, I wonder, why does rayray refuse to discuss this specific issue? Why does he skate around the issue of Glen Beck and the girls he may or may not have raped & killed? Why has he suspiciously remained silent on the issue (mentioned in another thread) of The Original Bankster possibly being a child molester who left California because of the stringent laws? Is it possible that he, himself, is guilty of being a child molester? Is he a liberal who is afraid to come out of the closet - so he attacks anonymous people on the interweb to detract from his own shortcomings? Is this horrible secret that he harbors keeping him from acting in such a manner that people would want to befriend him? I wonder what he is hiding from? I hope that you all can help me explore these issues with rayray on each and every post that he makes, because the truth must come out. Attacking me to detract from these very serious charges only make me increasingly suspicious about what he has to hide.

It's the constant attacks that bother me. I said that people can be afraid of clowns, he says I think I'm better than Sarah Palin. He obviously doesn't believe that he's personally attacking, yet doesn't understand that people can disagree with him and it's not a personal attack. His credibility is shot, at least with me. His constant need to win each conversation (such as the donation to the govt thread) is amusing, but any credibility he had is gone.

I did not feel this topic should have carried the friction from the political stuff either. Seemed a bit cold hearted. But, having felt the spot light that being conservative (in post) brings, I can see where a short fuse comes to be had. Being out-numbered is not fun, and he takes a BUNCH of abuse on the personal level. But, in here, about this, I think he could have just skipped the input, or stayed on-topic.

I poke a little fun at ellie "I never, ever insult anyone" mae and this is how she responds: elliemae says

But then, I wonder, why does rayray refuse to discuss this specific issue? Why does he skate around the issue of Glen Beck and the girls he may or may not have raped & killed?

elliemae says

Is it possible that he, himself, is guilty of being a child molester?

Yep folks. I have a little fun with ellie over her use of the word "piece" instead of "peace" and she responds by calling me a child molestor! LOL !!!

Z: If I disagree with you, I certainly don't attack you on a personal level. I don't recall the conversation about drugs, but many people believe that they're the worst thing ever. Many people don't. I don't believe that pot is a "gateway drug," even though that's the message we've been fed for many years. I personally believe that pot is a better alternative than alcohol, but it's illegal. I find it ironic that one of my best friends is a conservative drug & alcohol counselor who is deeply religious, has never drank in her lifetime, and votes republican regardless of the issues. But I love her, I love her children and consider them to all be family, and we get along just fine. But I don't belittle you or your beliefs - if it appears that way, I'm sorry. I was pissed yesterday over another thread where someone compared Palin to a clown, I said some people are terrified of clowns, and rayray now insists that I believe myself to be better than she is. I don't believe that I"m better than anyone, but I don't respect Sarah Palin on any level. This is just an example - rayray attacks me personally all of the time. I'm not the only person who takes offense at his posts. He has displayed a marked inability to stay on topic, with his only message being "libs bad/conservos good." Every thread is an opportunity for him to spout this message, which he asserts is factual when it's opinion. I don't agree with Bap on many levels. I do on others. But to my recollection he hasn't constantly hammered me with personal attacks. I fuck with rayray & many of the posters here don't take him seriously, because he's a single issue angry guy. If he were to contribute to any conversation without personally attacking - and if he possessed the ability to realize that his commentary is full of personal attacks - someone might appreciate his input. He obviously can't discern between his personal attacks and other people's comments. It doesn't make him appear anything other than mean.

By the way - no charges have been filed as of yet for this young boy. This is still the top story in Utah, and the news shall beat it to death. No pun intended.

It’s abundantly obvious. Little ellie “I never, ever insult anyone” mae is totally obsessed with all things “rayray.” I’m feeling so special. LOL

elliemae says

Oh, yea, that’s right - because they’re still waiting to hear Glen Beck’s explanation & alibi for the raping & killing of young girls…

Very interesting comment from a leftist. I don't know anything about Beck or these so called allegations from the left, but I find it intriguing that the left keeps making these charges and the authorities don't prosecute. I would have to believe if there was any substance to this trash, a grand jury would be formed to investigate them. This is pure Saul Alinksy: “If you can’t beat your opponent with ideas, attack his character.” Just another example of the absurdities and desperation of the left.