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My San Jose house, built in 1959, was a bare cage of 2 x 4's nailed up with chicken wire and hey-presto a half-inch layer of stucco sprayed thereon. No wall insulation, and only about R19 in the attic added by a previous buyer.
My Boise house, built in 2005, has a cage of 2 x 4's but more often 2 x 6's, 2 x 8's, or better. A layer of 9/16 CDX is nailed up over the cage, a layer of Tyvek is applied, and then the final siding is added. The final siding is 3/8 manufactured siding, which is made up of wood fiber, glue, concrete, and who knows what. R19 insulation is added to all walls and the floor (I'm on a conventional foundation) with R38 in the ceiling. The garage is less-well insulated but the two roll-up garage doors (3 car garage) and man door are all insulated and weatherstripped. Bleed heat from the insulated water heater and furnace keep the garage above freezing all winter long.
The weatherstripping of the house is something to see. All wires and pipes have that spray-can expanding foam applied at all holes. All electrical outlets have the foam gaskets applied. When the double-pained windows are fit, the openings are multiple wrapped with Tyvek, foamed up, and then fitted a second time once the windows are nailed in.
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"It never goes down", "it's always a good time to buy", "you're just paying someone else's mortgage", "rich dad poor dad", "renters are loosers [sic]", "San Francisco median is up another 6%"...
This link is for you, the mentally challenged who cannot comprehend that the price of a house goes up, goes down, goes up, goes down. Since even the most slobbering imbecile has likely ridden a roller coaster at some point in his or her life, here:
Pretend you're riding this roller coaster, and the hills are the actual historical prices to-date. You tell me, what do you think is coming next?
---Randy H
#housing