3
0

Healthcare


 invite response                
2010 Sep 24, 5:03am   5,535 views  44 comments

by EBGuy   ➕follow (0)   💰tip   ignore  

This is my first post, so let's try and take it easy. I work for small company (less than 10 employees) and Aetna is trying to jack up our premiums by 33%! To add insult to injury, that price increase would also qualify our insurance as a “Cadillac plan” (which faces a 40% excise tax come 2018 -- see above link for details). I'm wondering if other individuals or companies are facing similar increases? Call this an informal survey (please try to hold off on the mud slinging for a while). It looks like we'll be going to a plan with higher co-pays to try and reduce the premiums to a more reasonable level. The one third increase, though, still seems ridiculous. We had actually jumped ship from a different insurance company last year as they had tried the same thing. I'm assuming the insurance company can't just jack up our rates (thinking we are 'locked' into their company), but has to offer the same rates to all customers in their small business pool. I'm seeking comments from others on their plans. Is Kaiser facing similar increases? Or are they going to gain share as a reasonable alternative? Or are HSAs becoming more prevalent? What is happening to your overall premiums? Is the company picking up the increase or does it all fall to the employee?

« First        Comments 23 - 44 of 44        Search these comments

24   Patrick   2024 Dec 1, 1:08pm  

True!

And the problem with ivermectin is that it is extremely cheap as well as very effective.

Similar for HCQ.

Our government is a mafia which is killing large numbers of people for profit.
25   Patrick   2024 Dec 4, 9:20am  

https://ground.news/article/exclusive-unitedhealthcare-ceo-fatally-shot-outside-of-hilton-hotel-in-midtown-in-possible-targeted-attack-sources


UnitedHealthcare CEO Brian Thompson Fatally Shot in Manhattan

Brian Thompson, CEO of UnitedHealthcare, was fatally shot on Wednesday morning in a targeted attack outside a Midtown Manhattan hotel.
Thompson was in Manhattan for UnitedHealthcare’s 2024 investor conference when he was killed.
The New York Police Department reported that the suspect fled the scene and remains at large; no arrests have been made.


There are 50 million suspects, the customers of UnitedHealthcare.
26   DOGEWontAmountToShit   2024 Dec 4, 10:52am  

Patrick says

There are 50 million suspects, the customers of UnitedHealthcare.


27   gabbar   2024 Dec 4, 2:34pm  

I was watching an interview of Eric Bethel on YouTube. He was saying that in China, there is no moral code. We are probably better than China as people but man a health system that exploits its children because its legal is not the nicest.

29   RWSGFY   2024 Dec 4, 3:06pm  

gabbar says

I was watching an interview of Eric Bethel on YouTube. He was saying that in China, there is no moral code. We are probably better than China as people but man a health system that exploits its children because its legal is not the nicest.




Remind me how did you react to mayor of NY banning oversized drink cups at fast food places some years ago. Did you, like other principled conservatives on this site, scream "you can pry that XL soda drink from my cold dead hands, you fucking Commie cunt!"? 🤡
30   Booger   2024 Dec 4, 3:15pm  

Obligatory:


31   gabbar   2024 Dec 4, 3:57pm  

We do not yet know the motive for the assassination of UnitedHealthcare CEO Brian Thompson. But it would not surprise me if the killer stalked Thompson because UnitedHealthcare had denied medical coverage, or forced a family or an individual into bankruptcy, after the company failed to cover a serious illness. Insurers reject about 1 in 7 claims for treatment, often by deciding the treatment is not “medically necessary.”

Among 10 high-income nations, the United States spends the most on health care but has the worst health outcomes. Americans die four years earlier than their counterparts in other industrialized nations.

There are more than 200 million Americans who rely on private health insurance, but once they become seriously ill, they are often tossed aside, left with crippling medical bills and unable to receive adequate treatment. Exorbitant medical bills account for about 40 percent bankruptcies. Many of those driven into bankruptcy because of medical bills had medical insurance.

The revenue of six largest insurers -- Anthem, Centene, Cigna, AVS/Aetna, Humana and UnitedHealth -- have more than quadrupled from 2010 to $1.1 trillion. Combined revenues of the 3 biggest -- United, CVS/Aetna and Cigna -- have quintupled.

These corporations, in moral terms, are legally permitted to hold sick children hostage while their parents bankrupt themselves to save their sons or daughters. That many die, at the very least premature deaths, because of these policies is indisputable.

Nothing absolves the killer of Thompson, but nothing absolves those who run for-profit health care corporations that embrace a business model that destroys and terminates lives in the name of profit.

- Chris Hedges @ChrisLynnHedges
32   DOGEWontAmountToShit   2024 Dec 4, 4:53pm  

gabbar says


Insurers reject about 1 in 7 claims for treatment, often by deciding the treatment is not “medically necessary.”


That's exactly what UH did to me for jaw surgery I needed to correct for a birth defect.

Kaiser ended up doing it. $83k procedure + meds, ice packs and other supplies. My payment: $1,200.

Kaiser can be bureaucratic, yes. But once you learn the system, it's actually pretty good.
33   WookieMan   2024 Dec 4, 9:21pm  

gabbar says

or forced a family or an individual into bankruptcy

No one is forced into BK. Unfortunately people of lighter skin don't understand this. This is where blacks excel. And so do lawyers looking to get fees.

You don't pay it. Goes to collections. They cannot garnish wages. It goes away literally. Yes you get a credit ding. Even a $100k bill they'll settle for $500 if you even care. You can't go to jail for it.

Never spend more than you can afford of course. But medical, you don't have to pay and it's just a credit ding. Trust me, they'll still take your monthly premium. That's all they want. It's all scare tactics. I'm in dispute medically for my on the job seizure. I really said fuck you and figure it out with my employer, I'm not paying a dime since it happened on the job and I'm not talking to you. Year later, crickets. Nothing they can do.

And I get not everyone can do what I'm doing, but you don't have to file BK. Their only recourse is reporting it to the credit agencies and having a collector call you 3 times a day. My credit score is above average to good. I have $100k in credit card limits all paid off. I have no need for having a top notch credit score for the foreseeable future. Like 20 years when I want a retirement home in the Caribbean which will be a cash payment. I got to the top of the credit mountain and give no shits anymore.
37   zzyzzx   2024 Dec 5, 7:18am  

gabbar says

it would not surprise me if the killer stalked Thompson because UnitedHealthcare had denied medical coverage,


Is there really any doubt in your mind???
39   HeadSet   2024 Dec 5, 1:53pm  

zzyzzx says

gabbar says


it would not surprise me if the killer stalked Thompson because UnitedHealthcare had denied medical coverage,


Is there really any doubt in your mind???

OR:
A hit made to look that way. Sorta how the Seth Rich murder was made to look like a robbery.
43   WookieMan   2024 Dec 16, 12:04am  

gabbar says





It's administrators that are sold drugs and the docs are told what to prescribe. Having had a seizure all they did was give me anti-anxiety meds. Put me to sleep 12 hours a day. Wake up and I got nothing done and had MORE anxiety. They don't know what the fuck they're doing.

First time in about 20 years I gave docs a chance since my gall bladder failure. They failed again. ER docs are good by me though. It's not long term treatment. It's today treatment.
44   stereotomy   2024 Dec 16, 12:50am  

WookieMan says

It's administrators that are sold drugs and the docs are told what to prescribe. Having had a seizure all they did was give me anti-anxiety meds. Put me to sleep 12 hours a day. Wake up and I got nothing done and had MORE anxiety. They don't know what the fuck they're doing.

First time in about 20 years I gave docs a chance since my gall bladder failure. They failed again. ER docs are good by me though. It's not long term treatment. It's today treatment.

I've had the same experience - trauma doctors are competent, but it's everyone else that are corporate-controlled fucktards.

It sucks living today in that you have to monitor and double check EVERYTHING - the food you eat, what your sawbones sez you should do, schools, etc.

Doctors, if they don't have their own independent practice, are shit, period. They are forced to follow a script, and if you don't agree, they tell you lies and try to scare you.

Doctors hate me because I always ask "Why should I do this?" Instead of explaining, they threaten me. I'm just being an asshole to assholes.

« First        Comments 23 - 44 of 44        Search these comments

Please register to comment:

api   best comments   contact   latest images   memes   one year ago   random   suggestions   gaiste