patrick.net

Well, if there's anything that we really need, IT'S CHANGE. We the people need to take back our country and if stone walling them by not making a mortgage payment is what it's all about, then so be it.

The banks (Fed) bail themselves out with our tax dollars. Now if someone doesn't see the crime in that, then I don't know what the hell is wrong with them. It's to bad we don't have a say in where our tax dollars go.
Hell, I know a few people and a few states that could desperately use it. Instead, it goes to everyone that I don't know. Those who are living high on the hog are still living high on the hog.

They just don't get it. They don't get that we the people truly are in charge. We just lack direction and good leadership to drive us forward in a sound peaceful revolt. Violence doesn't hurt these people, they've got well paid high dollar prostitutes defending them, but taking their money away does.

Who ever can bring some rock solid spine and change to the table for the 2012 elections is going to get my vote. I'm sick and tired of the weasels and liars who are whining and whining on our dollars. NO MORE SQUEAKY WHEELS GETTING OIL.

Yes it is time for a major reset and this scenario will do nicely. No bloodshed, no carnage (we hope).

Let's put the power back in the peoples hands. Let's make May the first month of "I'm mad as hell and I'm not going to support these insane bankers anymore' and not pay our mortgages. And maybe June, July, August ..... too.

Stop paying federal taxes too while we're at it.

What really gets me is who owned all of the land in the United States. To sell it to a bank in the first place? Then in turn sell it to you. The indians? Sure.

Politicians - pointless for me anyway. Nothing but a waste of time. There is no money in it for me. Not worth investing my time in. Most watch them for self-interactive entertainment. Again just a waste of valuable time. Who cares if they elect Erckle or Jim Bakker from the PTL club. I don't. They never gave me any money. You probably got nothing from them either. More than likely.

My carp about the FEDERAL Reserve is that it is not a FEDERAL entity. But a group of banks. Why spoof the the by calling it FEDERAL. Because we would be pissed off if we knew otherwise. Screw you government. For letting your country go into debt to a bunch of printers. Your incompetent, stupid and easily taken in.

Hey if the houses once again go completely negative equity that means deals for me. For the others of you out there. That means you don't have to pay the interest on a 200k loan. Possibly getting the same house for 75k or maybe even 50k.

gameisrigged says

then I want mine.

And there's the truth. All the talk about deadbeats and morality is BS.

In theory it would create banking chaos, but it would throw out all the rules of contract law creating even greater chaos to the benefiit of none.

One more thing. I talked about this on the OC register this morning. PRICE FIXING. Supposdly its illegal. Things like the commodity markets exsist. Why. I guess everyone that sells things like oil. Are bound for some uknown reason. To obey and fix their prices to what oil sells for a barrell.

Heres the thing. What if someone wants to undercut everyone else? Don't you find it just a tad strange. That gas is the same price virtually at BP, Shell, Standard etc? It's damn fine the whole thing is so organized. But as we can well see. There are many countries that produce oil. Would not it be just as good. To do away with standards set for oil prices?????? Then there might be some competition. Why don't the morons in D.C. ever suggest something like that. Yea that just might be an idea. No price fixing based on indicators.

Coke is the same price as Pepsi. One bag of potato chips is the same as the other. Same as bread etc. Then there are the cheap off brands that are produced by the big boys anyway. It's all so convienent. It's all right there. Deal is you pay out of the nose for there markups in time and labor.

As I see it the people in D.C. only care about the people that put food in their dog bowl. They should just have doggie bowls that say FIDO IS A GOOD DOG - CONGRESSMAN - WASHINGTON DC. On them.

Mr.Fantastic says

If pass behavior is any indication, they would take money from renters and give them to home debtors to pay banks back.

Thread is over and done in one. Well played.

PockyClipsNow says

What you should ask is ‘what is EVERYONE UPSIDE DOWN on a mortgage stopped paying?’ which is what is/will happen.

1/3 of the country has a mortgage. 1/4 of those people are underwater. Try again.PockyClipsNow says

Loan mods
special programs to rent to defaulted loanowners
endlessly postponed foreclosures (free house….until the sheriff shows up….he may never in many cases)

Its worth repeating all the insane bailouts every time you can.

Yeah, that's not gonna happen. People can pay their bills or not, but they don't deserve any bailouts.

tatupu70 says

gameisrigged says

What if all the renters get guns, find a nice house in a nice neighborhood, kick the squatters out and move in? That’d really show the self-entitled, want-something-for-nothing crowd who’s boss. If getting a free house is the name of the game, then I want mine.

And there’s the truth. All the talk about deadbeats and morality is BS.

So then you are completely unfamiliar with sarcasm? Interesting.

So Price Fixing is considered MONOPLISTIC. Someone somewhere got the balls in congress to get that one written. SO EVERYONE IGNORE IT. Gas is the same at all gas stations. Tomato's and beans are the same at just about every store. So are candy bars. Seafood, steak everything. Even freakin Wendys is the same as Mcdonalds in pricing. Buy some french frys if you don't believe me.

I could care less about some bullshit in some forgein country. How about enforcing the laws. THAT ARE ON THE BOOKS FOR YOUR PEOPLE.

Hey can we compete with the TONS AND TONS of interest money that the FEDERAL reserve that mulitplys dollars like jack rabbits then lends it out and sucks it all back in. NOPE WE CAN'T. HOW MANY CORPORATIONS DO THE BANKS THAT MAKE UP THE FEDERAL RESERVE OWN. OR ARE AFFILIATED WITH. YOU PROBABLY CAN'T COUNT THAT HIGH. NOPE WE CAN'T. However if the governent made the money. Did not lend it out at interest. Just maybe we would start buying and selling to each other. The money system makes it very difficult to participate in anything but that system. True anywhere you go. Lets work on price fixing Mr. Congressman. We can start after your finished giving head to your banker friends.

AFTER ALL WHAT THE CORPORATE MASK FOR BUT COVER ALL THE BULLSHIT CORPORATIONS THESE BANKS HAVE. SO WE DON'T GET PISSED OFF AND DEMAND THE GOVERNMENT TAKE OVER THE MONEY SUPPLY. You think we are stupid?

Back to Patrick's original question: What would happen?

It would be 800 A.D. redux. We'd all be serfs. The nobility would be the giant banks.

Pardon me, that wasn't Patrick's original question but dcllee which BTW I thought was a good one.

For the people by the people my ass then.

The Federal Reseve started when congressmen started teabagging bankers. I think it was in Philadelphia. Or maybe that was jackal island. Now the to big to bend over and take it banks own just about everything of note. If this ever was and independant nation it sure was not in my time anyway.

It not that people want in. It's the fact that free thinking independent minded people know they can compete. The deal is they can't the way this FEDERAL they spoof the FEDERAL part Reserve can mulitply money lend it out suck it back in like a whale. Then they spit out every type of business we could possibly get into. With the way it is set up they have made sure your either dependant on banks their corporations. Or they make sure they have every base covered. Notwithstanding the fact you have to have one of their loans even to get close to being competitive.

I can almost see the greedy little bastards rubbing their hands together when they knew they could put this system in place. Knowing they had the blow job congressmen they could count on to help them. It sucks.

I can tell you right now if these banks came down. If the government had the guts to put them out of business. If the government made the money forgot about interest and loaning money. We would have every kind of business you could think of. Buying, selling, building for each other instead of going to them and their closed looped system. Which to me is nothing but stealing and contrary to everything in the constitution. The politicians are garbage for selling us out and keeping this shitty game going for those bastards.

Or you can get millions of dollars in loans from the bank and run for congress your choice.

solver says

Lastly, I have a great relationship with my material yards. We’re all friends. Yeah, they did disclose it to me, because the marble was beautiful. They couldn’t believe that the architect had to have it sourced from Italy either. They offered the same from the China and it was turned down. PERIOD. You must work for NBC, CBS, ABC, or the likes.

Ignore him dude. Its well known LA spent somethign like $500M on a new school only to lay off teachers. Their excuse? "It comes from a different fund". Reality, somebody's buddy has a marble company in Italy. Duh!

I agree with the Power theory. You can do what you want, the Power will always let you pay for it. Unless you take the Power, nothing you do will help mankind. If you squat, then the Power will bailout themselves yet another time. Anyone who works and is productive will foot the bill. You either take the Power or become a drop out. Otherwise, you're always being assailed. Financial servitude == fractional reserve banking system where select few get to print money at will and give it to themselves. One major bank has about $525B in Fed Funds.

ArtimusMaxtor got it right. To hell with the government.

Well I just got a letter from the IRS. They have decided to reduce my 50k lien to the original amount of 4k. It's a limited time offer so I must hurry. I'm so excited. I can't figure out what they have a lien on of course. They told me it is a lien so I guess I should believe them. They have been sending me letters on this for 10 years. Threatened all kinds of crap. One guy even stopped by I told him to get lost. I guess I was in a bad mood that day.

Hey Fifi you sound like an upstanding taxpayer why don't you take care of this for me.

Better yet I will ignore it. They actually stopped sending me letters for a couple of years to save postage I suppose. Looks like they need the money anyway. I'm not going to pay this I guess. They put a notice of lien on one of my properties. I just went down to the deeds room and had the girl toss it in the garbage. Notice of lien. I guess it does nothing but gives you a notice that their could be a lien. Which really dosen't mean anything without a judgment. Yawn. A neighbors garbage truck just ran over a french poodle. I hope they have insurance. Anyway I am going to get loaded tonight. I hope you can manage without me.

History of the corrupt Money Changers and The Fed- Watch #1 first- it's short, then watch #2 MONEY MASTERS (incredible)
1: http://www.youtube.com/watch?v=eRxHrzq7Yqs&feature=related
2: http://www.youtube.com/watch?v=JXt1cayx0h

Ok, as promised. I spoke to my material supplier today and the school that's getting the $112.00 per square foot marble is Chaffey College in Rancho Cucamonga. Also, http://www.mccarthy.com/ These guys are building a couple schools right now in California and their part of unified school districts.

I'm certain that if someone called anonymously and asked for the address of the schools that are presently under construction that they'd probably tell you exactly where. FACT!

By the way, my apologies for calling everyone a dumb ass for shopping at the Depot or Lowes. I too shop there on occasion. My point was that those places dumb down products by packaging and counter service. Real material yards tend to be more personalized and helpful, especially for contractors. There are also price breaks awarded to the purchase power of each contractor as well.

Max to tell you the truth I would like to punch one of them in the mouth. They sold the fine people of this country down the road with this banking system. Now we have a country filled with people that owes everyone and owns virtually nothing. The majority of them anyway. There aren't many exceptions to that. To tell you the truth if the whole thing caves in so what. You could go into business for yourself and actually make out then. I know I would like to expand. I have some different ideas of different businesses I would like to start. However there is really no point. I have to hit like a shark on these bastards to get a piece of them.

I don't like borrowing money ever. Simply because it costs out the ass to do so. Supply and demand works really well when you have sucked in all the cash to buy all the supplies and manpower lets put it that way. It's a tough beast to go against.

maxweber says

Ignore him dude. Its well known LA spent somethign like $500M on a new school only to lay off teachers. Their excuse? “It comes from a different fund”. Reality, somebody’s buddy has a marble company in Italy. Duh!

Yeah, it just pisses me off. My wife is a teacher for LAUSD and many of her friends have received their slips. Parents and the likes should seriously revolting. If they can take the jobs away from the people, then they should be able to take the money back from the other accounts. We the people want a real refund and we want it in the form of justice.

So far our law makers keep making the laws that they break. So far there's only one scum bag paying for a Ponzi Scheme and the rest are walking. Anything that "we the people" can do to financially hurt the bureaucratic bastards can only help. Some say that we'll destroy our system. Really and truly, they've already destroyed it. What could be worse? If anything, they'd at least know that "we the people" do have a voice and a right.

If we're going to start over then we should do just that and START OVER. I'd rather start on a fresh untainted soil then one that brings forward the same corruption and greed that we presently have.

America really does not deserve this banking system. It really does not. I can do a lot better. Why let some one else take up if we ever get rid of the. If the government made the money. Forgot all the loans and the interest. Did not particpate in all of that. We would be much better off. We would actually trade with one another. ACTUALLY OWNING WHAT WE HAVE.

I say we actually have enough people here in this country now to make it work without these banks. Who needs them. Not only that we have the houses to. HAHAHAHA

Whats really amusing is to watch all of these banks chained off of the large voting shareholders of the FEDERAL reserve. Suck up all of these small banks. Not to mention the assets. It's an interesting game. The FDIC took a limited role of course. They aren't being nice guys of course. It's just that they have the means via the supposed role of FEDERAL BANK. To suck up everything in their path. They have built this place up enough. I say why not get rid of them. Let the government print AND coin the money. (they already coin they just don't print). Sneaky. After all we paid for it all mostly when you think about it.

You working your ass off sweating paying off that 30 year note. Not to mention all of the credit cards and overpriced goods. 2.95 for a lb of tomatos, fuck. 20k for a auto that went for 6k. 15 years ago. Please.

This isn't a commune after all. Heck except for the part about coin money. I guess thats what they ment anyway. Don't you or maybe not but hey. Why not. Then we are a country not running our asses off for them to pay them back.

Here's a good perspective on how they're stealing from us. We voluntarily sign on to a loan, that is presented to us under the characterization that leads us to believe that we own our homes. OWN is the key word there. Semantics aside, we never really own our home until it's paid for free and clear and even then, you still don't own it 100%. If you don't pay your taxes on it, then you still don't own it.

The crime is this. We take on these monthly payments for what ever duration we've negotiated. We've dumped countless hours and countless moneys into our houses in a feverish attempt to create the illusion of a home that meets our lifestyle wants, needs and desires.

Then one day and 25 years into your 30 year note you get canned. You lose your home back to the banks. They get the to start all over again with the exact same product that they started off with 25 years earlier. They find a new buyer at the going rate, despite the moneys that are really owed and away they go again with a new client, who has purchased it under the same con that you did 25 years earlier.

Only this time they get all of the expenses and improvements that you put into it coupled with your soul. In the end, who is the winner? The banks. Owe, lets not discount the large amount of interest that was made on it as well in those 25 years. That means that they made money hand over foot, time and time again and still walked away with the product.

They're are very few homes that truly merit even a fraction of what they're charging for them. The real con is the Location, Location, Location mentality coupled with the Supply and Demand wild card. They've played a fiddle far to long and now we're coming out of the trance they put us in and it's going to get really scary for them sooner then later.

We've been dumbed down far to long and I for one am not drinking the Kool-Aid anymore. I've had my eyes opened and it's about time that we the people take our country back. These lobbyists need to go too. I'm also a believer in the Fair Tax Act. While it may not be perfect, it's definitely a more than huge step in the right direction.

We need to hit the banks and The Fed where it hurts and teach them a lesson once and for all. The conspiracy theorists are miles ahead of all of us on this front. While everyone thought they were nuts, it appears, that all that they've been proclaiming all along, is actually true. It's an F--ing joke.

That's impossible. Just a waste of time to think about that. It won't happen ever. If it ever do, then home ownership is the last thing I'd worry about.

on the original topic line:
I find it a similar view as "what if everyone drives 80, they cant stop us all". And, if you drive I5 you will see lots of folks who feel this way.
Or, the way invaders from mexico see our border enforcement may be an even better example. They know they stand a very low chance of being stopped, and so they chance it.
So, maybe this not paying could work .... or, maybe, those other areas I mentioned need some better means of enforcement?

By the way, do your own research and quit relying on the tubes disinformation to represent what’s supposed to be original thought from that brain of yours. A liar, I’m not. By the way, if you drove a fraction of the miles that I drive in a day through the many cities and neighborhoods that I do, you too would see construction at these schools.

I agree with Solver - I worked in the School Building industry for years - and I saw plenty of waste; lavish "admin" buildings, childcare centers (rewarding promiscuous behavior), very high superintendent salaries (these are public record). In my town, the built a fancy new school and shortly afterwards they had signs up asking for donations. At the same time - a school that was still rather new (built in the mid-'90's) had to be closed to due a lack of enrollment.

Let the free market decide where and what schools to be built and what teachers should be paid.

Erik

Hey really I could care less. If you like buy here pay here housing. Fine with me. I am just trying to tell what some don't understand. So they don't wander around in a fog. Wondering why they don't have any money to spend. Thats most people believe it or not. They get a lot of money. Then they get a lot of credit and use it. Then they wind up paying out their lot of money in interest.

It's sad really. You refinance. How damn kind of them to let you. How benvolent saving you all of that money. Truth is you bring it up to a 30 year note again and the first 10 years is pure interest. They want a stupid people. I don't.

Stupid people get in all kinds of situations they can't get out of. Truth is all of this is not going to change. It's fun to bitch about it. Most people will lemming their lives away. That's sad to. Try to find out what I am up to. Truth is I am miles ahead of the horseshit most people go through. I don't pay extra money to anyone. If a guy trys to sell me something at full price. I don't like him. Like a car a 20k car that used to go for 6k screw him. Watch me get a deal on that. It will make his head spin. I have an idea what it costs to make a car. I could care less about how much it cost them to build the factory and pay the workers.... Bottom line how much did it cost him to make that car today???? It's a big fucking mystery isn't it?

Watch the manufacturer as he trys to gouge the shit out of me. In the name of commerce. The economic good of all and other flowery bullshit. ITS CALLED PRICE FIXING FOLKS. LOOK AT THE SIMILARITY IN PRICES ON DIFFERENT MODELS BY DIFFERENT MANUFACTURES. NOTICE HOW THEY ALL RAISED THEIR PRICES TO THE RIDICULOUS LEVEL THEY ARE AT TODAY. What price fixing being illegal is intended to do is stop MONOPLIES.

Do the people that regulate that give a fuck no. They care about MOMAR and Afganistan and other such bullshit. Looking out for their own people screw that. No fun. Besides they are to busy being spreading their legs for the bankers. Who's got time for us and enforcing Price fixing laws. Honestly I don't know how price fixing laws got in there. I am so used to watching you people get fucked. The price fixing laws have to be some kind of mistake or accident on their part.

So do I care no. Do I want people to learn a little so they can have some intelligent conversation in this place yes. Am I a communist no. Am I a theiving capitalist (Does captialism mean the "spoof" FEDERAL RESERVE?) No. Do I love independent means and could care less about the heard yes. "Many" of you have no idea of what I am talking about that is clear. If you did you would understand I don't HAVE to play anyones game. Thats what a privatly held FEDERAL RESERVE got you a lot of ass kissing. A really hard way to go. A lot of people are true believers in co-dependence on a system that screws them out of any extra money they get. Look at your personal balance sheet dude. Then you will see what I am talking about

You could also make a board game out of everything that descends from the Privatly held member banks of the Federal Reserve. Call it Monopoly if you want. Of course their is the Corporate mask. Who owns what who knows? Let just say the whole fucking thing is driven by interest money hows that.

If your not some stupid trade worker that got hit on the head with a hammer you might figure it out.

Then say to yourself well they are making all that money. What did they buy with it dimwit. You go to the grocery store. You land on their square, pay me. You buy their products you land on their square, pay me. You go to the mall you land on their square, pay me. Get the idea a fucking street vendor with a monkey could figure that out.

If I asked you who started Chase bank or Chemical bank or even the Bank of NY would you know. Or National City? It takes a little sophistication and experince to know. Are the commodities that are traded at the CBOT just paper or is it really backed by asset? See if you understand finance its not that difficult to understand. It's no twilight mystery. Just finance and the way things work now. If you want to understand fine.

Or you can go laugh it up with your friends and talk about monkeys slinging shit at each other at the zoo or is that Washington.

All of the teachers getting laid off. Collective bargaining all bullshit. Truth be told the tax base is eroded to the point that they can't afford certain things. Certain people get laid off first. It's like a food chain. Everyone on the food chain loves one another. Then the shit hits the fan and someone better do something quick.

So they bullshit it up. On national television. You will notice now in several states maybe even yours. For the people who have not been thrown out of their houses. They are going to make you say after they repeat it to you over and over. Say it back to them now. Education is wonderful and needed we love teachers. Then the counties that want and have to are going to raise taxes on you. See the National bullshit festival they just put on is something to key off of.

See you have to be some kind of true believer that loves altruism. To particpate, watch and love the national scene on TV. Your a good person. See that shitload of interest the banks make. Nothing to do with television and print etc at all. They own none of that. Believe it. In fact all they do is sit and stare at the piles and piles of money they made on credit cards. Residential homes etc. It's just fun to watch it grow. Your innocence is theirs also. Its all good.

masayako2456 says

That’s impossible. Just a waste of time to think about that. It won’t happen ever. If it ever do, then home ownership is the last thing I’d worry about.

Well, in the early days they said going to the moon would be impossible, yet enterprise, ingenuity, talent and creative determination... put us there. If there's anything that we all should've learned in school, it's that "United We Stand, Divided We Fall".

Nomograph says

What a bunch of bitter people. I don’t think I’ve ever seen a thread on Patrick.net as steeped in victim mentality as this one is.

Waaah.

The [Fed, schools, unions, liberals, RE agents, conservatives, bankers, politicians, homeowners] are screwing me. It’s all their fault.

Waaah.

Injustice is injustice. This is "The Butterfly Effect". What happens on one level trickles down to all the other levels. In better terms, S__T ROLLS DOWN HILL. If you lure someone into buying a tainted piece of candy knowing that it's tainted and they get sick from it, is that just tuff luck?

Being a victim of a system of abuse is nothing new. How do you feel about gas at the pump? Is that right? After all, the oil continues to come out of the same wells, in the same way. Is it right, that because one sees a greater demand for it, that they rape you at the pump?

Look at the education system. Q: Why does it exist? A: To educate our children. Why then are the teachers among the first fronts of the cut backs? Why don't they go after the ADMIN first and some of the much higher paying jobs?

If you listened to Dave Ramsay, he would advise on cutting down your credit cards with the highest interest before paying down the lowest ones first. If we put that same philosophy into practice with our corrupt systems, America might be able to claim that they're DEBT FREE.

To me, I think that those with the highest paid jobs should be taking cuts first in all industries, both government and private. We need to abolish the corruption once and for all. The problems here and there are created by those whom the money trail terminates at.

Earth is the body and us humans are like the blood cells of it. When one goes out of whack the effects trickle down to something else. Right now the earth has cancer and it needs to get rid of it once and for all.

BTW- I drove out to Chaffey College to see who was doing the construction.
What I don't know is if all the funding is coming from some type of an endowment, or the likes. I was talking to someone and they told me that the project has been ongoing for a couple years and that there's been some significant improvements made throughout it. They didn't know the exact cost, but said they thought it was easily in the millions. If it was an endowment, I sure didn't see any public notices posted declaring it as so. Never the less, I got the name of the company on it. Here's a picture.

If you go to this website and click on the projects, you'll find a large number of state funded projects. www.bernards.com

Not really, I live out here in the Inland Empire. I did the drive by after lunch at Wahoos. lol No you didn't victimize me. I'm sorry you're feeling victimized by my blog. You just happened to fire me off on a subject that's near and dear. Lot's of our friends are in a pretty nasty predicament and many of them are being victimized.

So, and since I do happen to cover a very large area of territory weekly, I'm going to make it a point to better support our teachers. After all, they do represent the future of our children and our country.

My being out a gallon of gas, is not quite the level of sacrifice that others are being MADE to make. The point of it all is, AWARENESS. Awareness of reality. Like NEO from "The Matrix", I've decided to see the truth for what it really is.

Conversations are happening in the shadows of everyday life. A few weeks ago, I met a passionate couple who are moving out of California for much of the same reasons as are discussed weekly in this blog, among other insecurities. The funny thing, is that many of us just don't know when to get out of the water. Some of us just haven't made that connection yet. Some of us don't need to.

One thing is for sure. If we don't get a grip on this, sooner, or later, we're doomed.

Beware of little expenses; a small leak will sink a great ship.- Benjamin Franklin

solver,
You are just a retard. I don't waste my time on retards.

Well, thanks for the compliment. I'm proud to be this retard. What are you proud of?

Funny how people have to attack by name calling, instead of raising real issues to attempt to discredit someone. Well now, you sure told me and you did it in one bold sentence. Now what, GENIUS?

Just amazing. Congratulations, on being so articulate with your observation.