patrick.net

Can't you stay for the reparations?

With 188 comments, I don't know if I have posted on this before.
I made my money and lived and had fun in Santa Cruz for 40 years; as soon as I quit working I was planning my departure.
The straw that broke the camel's back was Gavin Newsom saying white males were a problem.
The tax I paid to California was about 1/2 of my Federal tax; so I went to a nice part of Florida (there are a few) and don't file state taxes.
I'm not paying the rich pensions of California government goldbricks, nor healthcare for the illegals and their spawn.
I'm actually living in Baja but the Florida address is good for things like health insurance, etc.
I'm returning to Florida for the excellent health care, so I will become a "medical tourist" to Florida. I'll fly back this spring and probably have hip surgery in HSS which is a top orthopedic hospital.
Here in Baja Sur there are a TON of guys coming down from California, Canada, Oregon and elsewhere.
Guys I met from Vancouver can't deal with the high rents or gigantic mortgages, they work remotely.
My waitress a while ago said she was marrying a retired NYC cop; I didn't know anyone over there had heard of Baja.
Someday I may have to return to Florida when I am so old I can't handle it in Baja.
The downside of Baja Sur is the location with the best climate is pretty far from any hospital; so if you have a sudden problem, you're going to have to hang on for a couple of hours and hope you make it.

DD214 says

Proving Residency In A Low-Tax State To State Auditors

This was the primary reason we didn't move to CA about 6-7 years ago. Income taxes are retarded. Most of the wealth in CA actually isn't taxed that much. You get raped if you're W-2. Wife and I both are. We wouldn't make any more $$ out there either. Potentially less once you factor in the income tax. I get you don't pay the 13% on all income, just at the high end, but we were/are under 5% here in IL.

Housing is obvious, but we could stomach that I suppose by either renting or being more rural within 60-90 min of an airport.

Flying would be another issue. I suppose we could go to Hawaii easier #expensive, but being in the middle of the country currently we can get to so many cool places under 4 hours. Isn't it still like 5hrs from San Diego to Hawaii any way? I'm not sure I'd be a fan of Pacific Coast Mexico either. I like the humidity of the Caribbean. Have friends with free lodging in Costa Rica, so that wouldn't be an awful flight. Flying to Southeast Asia, South Pacific and Australia would be 4 hours less I suppose, but I'm going 1st class on any flight that long and that's a once every 5 year trip if for leisure.

I don't live there obviously, so cannot speak to conditions, but most you CA guys constantly bitch about it. Don't mean that negatively, you should bitch if you feel your state is run like shit. I can't live somewhere that I'm angry every day. I like mountains is the only thing I regret. And back to housing, I could slide my current house right into CA and it would look perfect. Problem is that $130k mortgage is probably $800k. And I really don't think I could rent again. I like the ability to bust open a wall, paint what I want, etc.

clambo says

The downside of Baja Sur is the location with the best climate is pretty far from any hospital; so if you have a sudden problem, you're going to have to hang on for a couple of hours and hope you make it.

Oh, that does look pretty isolated. Do you get direct flights from Florida?

From Palm Beach airport American goes to Dallas then Dallas to San Jose del Cabo.
American has a few flights to La Paz from Dallas and Phoenix seasonally.
The climate in La Paz is superior to Florida but it's hot in July, August, September. The hospitals are in La Paz.
The Pacific side has an ideal climate almost all year, with a few weeks of humid weather.
It's unfortunately about a 50 minute drive from the Pacific side over to La Paz.
I had never thought about proximity to hospitals until I heard about various medical problems among my age group.

10 Least Tax-Friendly States for Middle-Class Families

https://www.kiplinger.com/taxes/least-tax-friendly-states-for-middle-class-families

DD214 says

10 Least Tax-Friendly States for Middle-Class Families

https://www.kiplinger.com/taxes/least-tax-friendly-states-for-middle-class-families

I don’t understand why California isn’t on there. Sales tax is usually 10-12%, income tax brackets are not generous, and while property tax isn’t high as a percentage, property values are so high that the amount paid on an apples to apples comparison of homes in the larger cities is much higher than many of those higher property tax states.

Proximity to viable health care and hospitals is the main reason 'retiring' expats move back stateside from foreign parts.

FuckTheMainstreamMedia says

DD214 says

10 Least Tax-Friendly States for Middle-Class Families

https://www.kiplinger.com/taxes/least-tax-friendly-states-for-middle-class-families

I don’t understand why California isn’t on there. Sales tax is usually 10-12%, income tax brackets are not generous, and while property tax isn’t high as a percentage, property values are so high that the amount paid on an apples to apples comparison of homes in the larger cities is much higher than many of those higher property tax states.

Haven't read it, prob not worth it, but my guess is they define "middle class" as close to poverty in reality for CA. For the lower middle class and lower class there are plenty of tax breaks and programs paid for by those who make 150k-1MM. It's a commie state after all so the indentured workers are doing OK tax wise

That being said, not too surprised, there are hardly any tax friendly states left in the US, they're all converging in one way or the other. Just gotta be smart no matter where you live

mell says

That being said, not too surprised, there are hardly any tax friendly states left in the US, they're all converging in one way or the other. Just gotta be smart no matter where you live

Texas, Florida, Wyoming, Nevada, Arizona, Tennessee, the Dakotas, Alaska.

I looked at their ratings for tax friendly states and saw that California is included and for exactly the reasons you stated. Of course they cited taxes on a hypothetical California home at $300,000. El oh El, where oh where are you finding a middle class home for $300k in California? The hood in Fresno or Bakersfield?

Hey you can pick up this 980 sq ft gem for only $229k

FuckTheMainstreamMedia says

DD214 says

10 Least Tax-Friendly States for Middle-Class Families

https://www.kiplinger.com/taxes/least-tax-friendly-states-for-middle-class-families

I don’t understand why California isn’t on there. Sales tax is usually 10-12%, income tax brackets are not generous, and while property tax isn’t high as a percentage, property values are so high that the amount paid on an apples to apples comparison of homes in the larger cities is much higher than many of those higher property tax states.

It’s because you’re looking at the wrong article. Check this one out. 😂😂😂

https://www.kiplinger.com/taxes/most-tax-friendly-states-for-middle-class-families

Eman says

It’s because you’re looking at the wrong article. Check this one out. 😂😂😂

https://www.kiplinger.com/taxes/most-tax-friendly-states-for-middle-class-families

Eman! Hope you're doing well; sounds like it based on some recent postings. I just reactivated my presence here.

People make CA sound like some kind of tax 9th Circle of Hell, which it certainly isn't as that Kiplinger article points out. Prop 13 keeps my overall taxes quite low, and predictable. With a prudent tax strategy, one can live in CA and have very low taxes. For those who pay W2 tax, the difference between CA and other states really isn't a big deal, since states with low/no income tax will get the money from you through other taxes.

I often hear people say they left California due to taxes or politics, but usually the truth is that they simply can't afford it.

If you are willing to live with iron bars on your windows and an escape tunnel with an arsenal, then living cheap in California can be sweet. Entertaining, too, with all the raving loony zombies wandering the streets.

I don't think that "You're an inferior PoorFuck, so you just can't afford to live here, sneer." is the greatest promotional literature for the state. The Visigoths are growing, and the pampered, immune redoubts are shrinking. Riots and looting on Santa Monica Blvd.? Home invasions in Beverly Hills? Crime in downtown LA eight to fifteen times the national average, including violent interpersonal crime? Huge stretches of posh shops shuttered around Century City?

Swanning on the Peninsula in your Lambo is still possible for the various oligarchy, but for how long? One thing history teaches is that the rich just move away when they have trashed their environments with bad policy. They have the luxury. California has one of the highest rates of poverty in the country, so where are they going to move?

Third world when the rich start hiring armed guards when they have to travel from gated redoubts. That's the way Cali is trending, and the return for the tax vig on services and protection are dissolving.

They know that CA still has so much beautiful nature and climate, fine wine, argiculture and cuisine going for it, that people will always flock to it. So they feel like they can impose crazy fucked up politics.

Nomograph says

For those who pay W2 tax, the difference between CA and other states really isn't a big deal, since states with low/no income tax will get the money from you through other taxes.

It's about high income. I'd hit the marginal tax rate of 13% for roughly $100k. Effective tax rate in CA versus IL for the same income is probably 4.5% versus 10% on just state income taxes. $30k-40/yr is not something smart people piss away. CA has other expensive taxes and is not well run by a long shot.

Not defending IL either, we're run like shit. But CA is not a place I'd want to live. I'll stick to visiting. Outside of Madision and Milwaukee, Wisconsin is probably a top 5 state I'd move to. You can invest anywhere on the planet. There's no point in living in one of the most expensive places. I'd honestly rather live in rural Mississippi on 5 acres on a lake for $300k and work from home. Then I can easily throw more capital into expensive areas if I want an investment. Don't have to live where you invest.

If you're smart you can fly 10-30 times a year for next to nothing as well. So the family/friends stuff is bull shit. Weather is a bull shit issue as well. I'll be on the beach 10 days in January. Golfing in AZ for 5. Snowboarding in MT by choice as it's a hobby I enjoy. I don't really live in IL. I don't want to live in any state really. I want to travel as much as possible. No place is perfect. Closest is St. John USVI, that I've been to at least.

Nomograph says

I often hear people say they left California due to taxes or politics, but usually the truth is that they simply can't afford it.

I'd agree with that

Nomograph says

Eman says

It’s because you’re looking at the wrong article. Check this one out. 😂😂😂

https://www.kiplinger.com/taxes/most-tax-friendly-states-for-middle-class-families

Eman! Hope you're doing well; sounds like it based on some recent postings. I just reactivated my presence here.

People make CA sound like some kind of tax 9th Circle of Hell, which it certainly isn't as that Kiplinger article points out. Prop 13 keeps my overall taxes quite low, and predictable. With a prudent tax strategy, one can live in CA and have very low taxes. For those who pay W2 tax, the difference between CA and other states really isn't a big deal, since states with low/no income tax will get the money from you through other taxes.

I often hear people...

I am 100% positive that this is not true of Nevada, AZ, TX, or Wyoming, and likely not true of Florida. I haven’t looked elsewhere deep enough.

The part about not being able to afford CA is in fact true. Homes in the neighborhood where I live run over 1 million and not only can I not afford that, putting a crippling 30 year on a 50 year old man seems to be a misktake by both the lender and borrower.

But yeah, Nevada results in instant fairly large savings starting with an estimated $6k a year income tax once I retire, a consistent $0.75/gallon gas cost, lower state feees, lower car insurance, mortage(if I even need one) lower than my current rent, negligible property tax, and a slightly lower sales tax. Texas is more complicated but due to extremely low housing cost, property tax is likely not as big of an issue as these lifestyle articles make it to be. Wyoming is cheaper than anywhere else all the way around.

I dont think most leave CA because of affordability. Most leave because they have kids and don't like what's going on there. If I had to say my top reasons and I'm a third generation CA I would say decline in quality of life, decline in quality of schools, crowding, increase in crime. Number one reason for those come from mass illegal immigration over the last 50 years.

RC2006 says

I dont think most leave CA because of affordability. Most leave because they have kids and don't like what's going on there. If I had to say my top reasons and I'm a third generation CA I would say decline in quality of life, decline in quality of schools, crowding, increase in crime. Number one reason for those come from mass illegal immigration over the last 50 years.

those were my reasons, culture in ca is shit. no god, just fag supremacy with all elites choking on diversity equity inclusion dick.

I remember Gavin Newsom saying white males were the problem in California; that was it for me.

FortwayeAsFuckJoeBiden says

RC2006 says

I dont think most leave CA because of affordability. Most leave because they have kids and don't like what's going on there. If I had to say my top reasons and I'm a third generation CA I would say decline in quality of life, decline in quality of schools, crowding, increase in crime. Number one reason for those come from mass illegal immigration over the last 50 years.

those were my reasons, culture in ca is shit. no god, just fag supremacy with all elites choking on diversity equity inclusion dick.

That's all true, many who can afford it put their kids into private school though, or if they have businesses have them continue the legacy. There are also many reasonably wealthy npcs who just go with the shit public school indoctrination

mell says

FortwayeAsFuckJoeBiden says

RC2006 says

I dont think most leave CA because of affordability. Most leave because they have kids and don't like what's going on there. If I had to say my top reasons and I'm a third generation CA I would say decline in quality of life, decline in quality of schools, crowding, increase in crime. Number one reason for those come from mass illegal immigration over the last 50 years.

those were my reasons, culture in ca is shit. no god, just fag supremacy with all elites choking on diversity equity inclusion dick.

That's all true, many who can afford it put their kids into private school though, or if they have business have them continue the legacy. There are also many reasonably wealthy npcs who just give with the shit public school indoctrination

we tried private school. it didn’t chsnge the culture around, the neighbors, the politics, yhe assholes down the street. so we did what we had to.

ill be making a lot less money here u less i figure something better. but im fine with it, sacrifice for kids is worth it.

FortwayeAsFuckJoeBiden says

mell says

FortwayeAsFuckJoeBiden says

RC2006 says

I dont think most leave CA because of affordability. Most leave because they have kids and don't like what's going on there. If I had to say my top reasons and I'm a third generation CA I would say decline in quality of life, decline in quality of schools, crowding, increase in crime. Number one reason for those come from mass illegal immigration over the last 50 years.

those were my reasons, culture in ca is shit. no god, just fag supremacy with all elites choking on diversity equity inclusion dick.

That's all true, many who can afford it put their kids into private school though, or if they have business have them continue the legac...

Understood. Here in rural wine country most immigrants are conservatives, flying fjb flags from their pickup trucks. It's the white liberals (mostly wommymz, and their men if they have any, often dominated by their views) and their millennial spawn if they have any, who are the problem.

mell says

It's the white liberals (mostly wommymz, and their men if they have any,

...if they have any balls which they dont

FuckTheMainstreamMedia says

Hey you can pick up this 980 sq ft gem for only $229k

The iron bars on the windows is a nice aesthetic touch.

.

For Florida the property tax rate is about 0.8% but that is because I live in an HOA.

Account for the HOA costs like maintenance for the roads, and if the county was to handle those responsibilities, then my property tax rate would be 1.2% not 0.8% of my townhome's county assessed value. Still a lot better than property tax rates in Illinois or New Jersey.

At least Florida does not have an income tax. Property insurance is going up a lot, for example it is $1500 a year for our $275,000 townhome.

WookieMan says

Nomograph says

For those who pay W2 tax, the difference between CA and other states really isn't a big deal, since states with low/no income tax will get the money from you through other taxes.

This is nonsense. If it were true, cost-of-living would be the same everywhere. People who don't understand fiat currency and inflation usually make uneducated generalizations like this.

In ID income tax is about the same as CA. Property tax. Is 50% less, dmv stuff is 50% or more less, all insurances much less.

I remember the guy that used to post here from Victorville. He described an entire portrait of that community as some kind of endearing outpost of dysfunction and absurdity.

He was landlord of tenancies in which he used heavy cadaver tables bought at auction as tables in his units, and heavy surplus industrial refrigerator doors so his tenants could only do so much destruction. All of his appliances were bolted to the walls. He had some tenants who were PTSD on welfare. He also had a special technique in which he poured pure concrete onto the floors and half way up the walls with a big industrial drain in the center of the rooms, so he could just hose them down when the tenants left, more or less like a zookeeper. I think he also kept bars and grates on the windows inside the units so they couldn't break the windows. He also described the various wimminz of opportunity in the community and his adventures with them. He really cracked me up, what a character.

US DOE initiative should focus on linking eastern, western grids

https://www.spglobal.com/marketintelligence/en/news-insights/latest-news-headlines/experts-say-us-doe-initiative-should-focus-on-linking-eastern-western-grids-68636720

https://www.sciencedaily.com/releases/2021/11/211118203708.htm

Ceffer says

I remember the guy that used to post here from Victorville. He described an entire portrait of that community as some kind of endearing outpost of dysfunction and absurdity.

He was landlord of tenancies in which he used heavy cadaver tables bought at auction as tables in his units, and heavy surplus industrial refrigerator doors so his tenants could only do so much destruction. All of his appliances were bolted to the walls. He had some tenants who were PTSD on welfare. He also had a special technique in which he poured pure concrete onto the floors and half way up the walls with a big industrial drain in the center of the rooms, so he could just hose them down when the tenants left, more or less like a zookeeper. I think he also kept bars and grates on the windows inside the units so they couldn't break the windows. He also described the various wimminz of opportunity in the community and his adventures with them. He really cracked me up, what a character.

Jody Chunder!

FortwayeAsFuckJoeBiden says

mell says

FortwayeAsFuckJoeBiden says

RC2006 says

I dont think most leave CA because of affordability. Most leave because they have kids and don't like what's going on there. If I had to say my top reasons and I'm a third generation CA I would say decline in quality of life, decline in quality of schools, crowding, increase in crime. Number one reason for those come from mass illegal immigration over the last 50 years.

those were my reasons, culture in ca is shit. no god, just fag supremacy with all elites choking on diversity equity inclusion dick.

That's all true, many who can afford it put their kids into private school though, or if they have business have them continue the legac...

If I were starting over again…say I was 24…I’d move to somewhere with a low cost of living with the intent of establishing myself, meeting my future wife, getting married, and living a lifestyle where my wife would be a stay at home mom. If that means living the lifestyle my parents did in the 60’s and 70’s, then that’s what I’d do.

Current California culture is awful.

FuckTheMainstreamMedia says

Jody Chunder!

Thanks FTMM. Good times...

DD214 says

US DOE initiative should focus on linking eastern, western grids

Is that so California can hog electricity from out of state like they did with water?

DD214 says

US DOE initiative should focus on linking eastern, western grids

Save Tres Amigas!

Upscale beach communities tend to end around Sea Ranch or so, because above SF, the Pacific is cold, foggy, rainy, and tempestuous, the coast is treacherous and rocky, and it is hard to just gad about in that shit. Santa Cruz faces South, and can be an island of sun when the rest of the coast is fogged in, so it is perhaps the last outpost of anything resembling Southern California beach bimbo Mediterranean. The RickFucks like to swan, and they can't swan in slickers and wellies.

Santa Cruz has achieved the distinction of being the second most expensive rental market in the country, SF being the first (in spite of descending ever deeper into shithole status). That's probably because of all the TechFucks who can work remotely and would like to be around the beach.

Another reason for Santa Cruz rental prices is UCSC has more students and builds no dormitories for them to live in, driving up rents in Santa Cruz even more.

Ceffer says

Upscale beach communities tend to end around Sea Ranch or so, because above SF, the Pacific is cold, foggy, rainy, and tempestuous, the coast is treacherous and rocky, and it is hard to just gad about in that shit. Santa Cruz faces South, and can be an island of sun when the rest of the coast is fogged in, so it is perhaps the last outpost of anything resembling Southern California beach bimbo Mediterranean. The RickFucks like to swan, and they can't swan in slickers and wellies.

Santa Cruz has achieved the distinction of being the second most expensive rental market in the country, SF being the first (in spite of descending ever deeper into shithole status). That's probably because of all the TechFucks who can work remotely and would like to be around the beach.

Sea Ranch is a beautiful little utopia, the big outdoor pool and tennis courts and lots of good hiking. But the climate is too cold/foggy unless that's what you like. It's also extremely sleepy, nothing else to do. Boomerfuck retirement utopia ;)