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RC2006 saysRWSGFY saysTrue, but this DOJ could throw me in the brig if they find out.File for a religious exemption. I think it's the best path forward.
This and if that doesn't work I know it's illegal but could you just make some fake vacine paperwork up, I mean come on its ok for illegals.
porkchopexpress saysFor once in my life? No need to be a dick about it, but thanks for the idea.RC2006 saysRWSGFY saysTrue, but this DOJ could throw me in the brig if they find out.File for a religious exemption. I think it's the best path forward.
This and if that doesn't work I know it's illegal but could you just make some fake vacine paperwork up, I mean come on its ok for illegals.
you dont need fake paperwork, get a fake jab....pay $500 for it.....make it worth their while.in a small clinic..think out of the box for once in your life
Ok. The agent says this is the most abnormal market he's ever seen. He admits interest rates are rising, but he doesn't entirely believe that's going to drive prices down...granted, he's a realtor.
A TON outsiders are moving into this area to escape blue states and it's a highly sought-after zone because of Franklin and the schools. It's elite. There's a reason the rich are buying up this place.
We've only ever rented and she will NOT agree to moving to another rental; she wants to buy.
Renting long term is financial suicide in places like Socal.
For once in my life? No need to be a dick about it, but thanks for the idea.
In that case, here's what I think.We don't own a house, so no Prop 13 anchor. We also have no family here. The only thing keeping us here is inertia, weather, and our kids being in a high school that they like. So as you can see, leaving California shouldn't be a huge hit to us.
Instead of move vs. stay issue, reframe it into buy vs. rent issue in which move vs. stay is a smaller variable. This is your starter home, right? You do not currently own in California, right? This bit is important. Because prop 13 and other whatnots which make it more difficult to leave if you already dropped an anchor here.
If you haven't dropped that proverbial anchor, and you expect that this house will be a substantial part of your wealth, then look for a market with biggest growth potential. California is not longer that IMHO. It's expensive in California, and it still goes up, but so does inflation. Many markets nationwide way outperform CA in terms of growth. I just learned that Nashville is one of them.
If you look to buy, and that house is a substantial part of your net worth, and your employment doesn't depend on you being in San Diego, then moving is totally justified. Financially, that is. With or without your vaccin...
porkchopexpress saysCalifornia has a mandate for 16y/o or older. They're just waiting on FDA approval for younger, which I believe will happen since they're all corrupt anyway. Besides, I can't wait around for when it happens and then have them subjected to it. I need lead time to up and move away.We've only ever rented and she will NOT agree to moving to another rental; she wants to buy.
As someone who has moved out of state before, that's is patently stupid, but don't say that. You don't know the area, and no matter how much research you do, you won't have enough info to buy before you move. Rent for at least a year so you can have an idea of where you want to buy, then buy.
On the last point, alot of people thought it wouldn't crash in '08. If economy doesn't crash this year, I'd be really surprised. Too many indicators that it will. I've been passively looking at El Centro and Yuma, and I actually see rents starting to stabilize, or go down. Have you considered Yuma as an alternative? 2.5 hours away, and Arizona has no shot mandate. Although neither does California. What's currently in place requires FDA approval, which seems really doubtful given what's transpired. There is ...
Save_Ukraine saysSame, but I wish I had bought in 2013 when we moved to SD, but we couldn't afford it back then. Then when prices jumped up, I thought I'd wait for the next dip, which never happened because the Fed went apeshit on free money. What can ya doRenting long term is financial suicide in places like Socal.
We've rented for 14 years in SoCal(mostly in houses). Have never paid as much as a mortgage would have cost us. Logan, is that you?
California has a mandate for 16y/o or older.
porkchopexpress saysI didn't mean to seem like it's an insurmountable problem, just a tough situation to be in. It'll get it figured out, but I wanted advice from other smart brains. Personally, I'd just rather get out of dodge instead of finagling the tyrannical system in CA. If it's not one thing, it'll be another. And who knows what CA will do when we have our next plandemic, which we all know is going to happen per Willy GaytesFor once in my life? No need to be a dick about it, but thanks for the idea.
well you act like its an insurmountable problem like metastasized cancer in your whole body....hell, this vax thing is hardly a speedbump...if you are uncomfortable asking around, get one of your buddies to do it..i'd find a POC nurse in a poorer clinic......one that could use another $1000 cash.....theres a lot of those
Same, but I wish I had bought in 2013 when we moved to SD, but we couldn't afford it back then.
Don't spend so much on housing you never have money for living.Totally agree. It has been my mantra. Keep my fixed costs low so I can flex with variable and have $ for kids' programs, vacations, high quality food, etc.
We looked in '11, but even then, couldn't go see a house, think about it, then make an offer. We won't be rushed into buying, so we passed
Have never paid as much as a mortgage would have cost us
komputodo saysporkchopexpress saysI didn't mean to seem like it's an insurmountable problem, just a tough situation to be in. It'll get it figured out, but I wanted advice from other smart brains. Personally, I'd just rather get out of dodge instead of finagling the tyrannical system in CA. If it's not one thing, it'll be another. And who knows what CA will do when we have our next plandemic, which we all know is going ...For once in my life? No need to be a dick about it, but thanks for the idea.
well you act like its an insurmountable problem like metastasized cancer in your whole body....hell, this vax thing is hardly a speedbump...if you are uncomfortable asking around, get one of your buddies to do it..i'd find a POC nurse in a poorer clinic......one that could use another $1000 cash.....theres a lot of those
WineHorror1 saysI feel very bad for you. Seriously, good luck.Thanks man. I think about the shit going down around the world and my problems are miniscule. I just have to keep things in perspective, and ensure that my sons getting the jab is an absolutely dealbreaker no matter which path we go down.
So, I'm stuck between stretching ourselves a bit to buy a $1.4M home in Nashville area,
RWSGFY saysFile for a religious exemption. I think it's the best path forward.I've thought about that. I did it for my new job and avoided the jab, but I'm not sure how CA schools would take an exemption, but it's definitely an option.
What about home-school? At least they'd still get to see their friends.We can't. My wife is going to school remotely and has zero desire to home school them.
With mandates in CA is it also enforced with private schools?I believe so. Newsom said all schools including private.
I think when you leave CA, you'll feel significantly less stressed and be blown away at how different the world is, vs how California perceives it lol.Thanks. With rising interest rates, the writing sure does seem to be on the wall.
Franklin TN is suppose to be a good area. I have friends out that way and they love it. Food in Nashville is outstanding too! Check out Chattanooga as well. Smaller city, cool area and probably a bit cheaper.
Buy now or catch a falling knife if it collapses? That's a tough one. We have been looking for a second home and have seen things flatine and have been seeing price cuts where we are looking in Florida. It's stupid expensive right now, and most of my friends are just sitting on the fence right now as they are beginning to refuse to participate.
For what it's worth, my bro in law is a realtor. He is trying to convince my parents to sell now, rent and then buy again when it gets cheaper. My parents are staying out but I wonder if even he sees a crash coming.
RC2006 saysWith mandates in CA is it also enforced with private schools?I believe so. Newsom said all schools including private.
porkchopexpress saysI know. Prices have absolutely soared because of sheer demand for that particular area. People are flooding TN, TX and FL because of the economic freedom and politics, and the rich are specifically hitting Franklin/Brentwood area because the schools are some of the best in the country.So, I'm stuck between stretching ourselves a bit to buy a $1.4M home in Nashville area,
Why is the alternative a 1.4M home in TN?
If that's what houses cost there now I wouldn't move.
Did I miss something here? No way local fundamentals support that type of price for an average house in Nashville.
I know. Prices have absolutely soared because of sheer demand for that particular area. People are flooding TN, TX and FL because of the economic freedom and politics, and the rich are specifically hitting Franklin/Brentwood area because the schools are some of the best in the country.
porkchopexpress saysIt's a good plan. I would just need to figure out how to navigate California's vaccine mandate for my sons to attend public school. That's the big sticking point.I know. Prices have absolutely soared because of sheer demand for that particular area. People are flooding TN, TX and FL because of the economic freedom and politics, and the rich are specifically hitting Franklin/Brentwood area because the schools are some of the best in the country.
Then wait for the housing bubble to pop before leaving.
WOW. I am sry. My house bought in 2020 appreciated by 400K already. Imagine the equity gain if you'd bought in 2011 in the greater SD area.
Are you planning to rent until you die? Rents ever increase, a mortgage stays the same or goes down if you refinance. Meanwhile your house value went through the moon in the last 14 years. Your mortgage on that 2011 house price would be a joke compared to your rent in 2022. I am sry man. Thats a really sad story.
Agreed but we don’t want rural. We like action.
I believe so. Newsom said all schools including private.
What would you guys do?
If you did not live in Nashville before California, how about renting in that area for a while, like at least a year or two, in the beginning of your relocation to assimilate yourselves into local knowledge, get accustomed to the region, different communities, neighborhoods and schools, instead of parachuting in from California without the benefit of your boots on the ground perspective?
But my philosophy with these mandates has always been to stall for time. The more time that goes by, the more likely it is that the mandates:
1)will be declared illegal by a judge
2)will be dropped as an adherence to Narrative 2.0 and the Democrats wanting to win future elections
3)will cease as people recoil in HORROR to the increasingly bad prognosis of the vaxxed.
Shaman saysBut my philosophy with these mandates has always been to stall for time. The more time that goes by, the more likely it is that the mandates:
1)will be declared illegal by a judge
2)will be dropped as an adherence to Narrative 2.0 and the Democrats wanting to win future elections
3)will cease as people recoil in HORROR to the increasingly bad prognosis of the vaxxed.
Already worked for federal workers.
zzyzzx saysShaman saysBut my philosophy with these mandates has always been to stall for time. The more time that goes by, the more likely it is that the mandates:
1)will be declared illegal by a judge
2)will be dropped as an adherence to Narrative 2.0 and the Democrats wanting to win future elections
3)will cease as people recoil in HORROR to the increasingly bad prognosis of the vaxxed.
Already worked for federal workers.
There is no mandate for federal workers any more?
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We all decided that the Nashville area (i.e., Franklin/Brentwood) is where we'd all agree to move this Summer, but the house prices are INSANE. We've only ever rented and she will NOT agree to moving to another rental; she wants to buy. So, I'm stuck between stretching ourselves a bit to buy a $1.4M home in Nashville area, or staying in our current rental but making our boys get the vaccine to stay in school. My boys are already bummed about the thought of switching high schools, so they'd be willing to get the vaccine to stay in their current school. I feel like I'm alone in fighting against the easier path, which is clearly staying put in our current place until they finish school.
What would you guys do?
P.S. Given the no state income tax and the down payment I've saved up, I could theoretically make a $1.4M work but it's beyond what I'd prefer to pay. I'm also scared shitless that housing is going to crash, but what if it doesn't?