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invite response
2005 Apr 11, 5:00pm 156,233 views 117,730 comments
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Bigsby
2013 Dec 24, 12:18am
I'd take Bigsby up on this.
Your pseudo ramblings will have finally paid off with an all expenses paid vacation to the great NorthEast!
the fact that Robbie Parker is a lying actor, who had no concern that his child was dead.
Like I said, I'll reimburse any expenses for your trip to Sandy Hook. You can ask him why he had no concern. Take a video camera along if you don't mind.
Yep, but he actually needs to go and visit these people and make the same arguments to them that he makes on here. I reckon those first responders would be a good starting point. I very much look forward to seeing the video of those encounters.
and yet all the people who overbid and didnt win told there were other highe offers only to see the homes not sold... what happened !
Yes, one would assume if yours was a high offer, you would get the house. I have no idea what happened in those situations.
come on... do you really expect REA to be that honest considering they can squeeze you for another $50K-100K...
I understand that there is a bit of a conflict of interest. REA hopefully are considering that you may be a seller in a few years, or recommend them to others, so doing shady things wouldn't be in their best interest in the long run. I'm sure there are both kinds out there.
lets get rid of the commission structure and see how far "other bids" last....
We were using Redfin for awhile, because those agents just get a flat fee. They're helpful, but honestly, they don't jump on things when you ask them too. The REA I use now wants to make that commission. She moves very fast and within a couple of hours has all the info on a home, the seller's situation, etc. etc.
I find the commission thing to be helpful, because the REA is hungrier than the non-commissioned people.
APOCALYPSEFUCKisShostikovitch says
Yams! People want to know about sales of Yam seeds.
Now,I know you've lost it. ROFL
Tenpoundbass
2013 Dec 24, 1:20am
Gotta keep those dollars close at hand for the January 1st Obamacare surprise.
I mean it hasn't even kicked in yet, and according to the Okeydoke Libs this still isn't Obamacare YET. Most people keep hearing that faint Nancy Pelosi voice saying...
"Oh just wait! You aint seen Shit yet..."
The Pawnshops are going to full of the Ghost of the Christmas last month.
Gotta keep those dollars close at hand for the January 1st Obamacare surprise.
I mean it hasn't even kicked in yet, and according to the Okeydoke Libs this still isn't Obamacare YET. Most people keep hearing that faint Nancy Pelosi voice saying...
"Oh just wait! You aint seen Shit yet..."
The Pawnshops are going to full of the Ghost of the Christmas last month.
The "protestors" could refuse to buy insurance, refuse to pay the penalty (and it has not been figured out how it will be collected) and then claim that they are "conscientious objectors" in court. Perhaps someone on this board will conduct a participant observation study?
Tenpoundbass
2013 Dec 24, 1:34am
(and it has not been figured out how it will be collected)
It's called the IRS, meet the new Medical billing office.
Retail traffic plummeted 21 percent last week, and in-store sales decreased
3.1 percent from the year before, dashing retailers' hopes that the final
stretch before Christmas would offset soft sales numbers earlier in the holiday
shopping season.
The disappointing numbers, released by ShopperTrak on Monday, are "kind of
staggering," said the research firm's founder, Bill Martin, who last week voiced
optimism that retailers would see a noticeable spike in traffic and sales the
week of Dec. 16-22 after two consecutive weeks of decreases in both.
Good - the entire christmas season has basically been created by the 1% capitalists to get the masses to part with their hard earned money.
MAGA
2013 Dec 24, 1:39am
Stopped by my local Honda dealer to "look around." They are desperate to sell cars. 2013, 2014 models, anything! Sales guy offered me special financing. I told him I pay cash.
Think I'll stick with my current ride. It's paid for and runs great, even with 180K miles on the odometer.
AverageBear
2013 Dec 24, 1:48am
Homeboy, how can you defend the Obamacare Turd Pie? Obama had to lie to the public, had to twist arms to get it passed (barely), refused to delay the individual mandate, but gave a free pass/extension to businesses. TONS of exemptions for friends/bundlers, etc. Each month passes and more and more of Americans who liked/wanted their 'shitty' plans (your words, not mine) can't keep them, because Obamacare's cryptic requirements now deem them illegal. Republicans saw this shitstorm years in advance, and tried to repeal or delay. And all during this time, you and the O-bots continued to drink the Kool-Aid while insulting those on pat.net who said, 'yeah, I have a big problem w/ Obamacare'.
Well, the curtain has been raised and now all can see that Obamacare was ill-conceived, poorly written, poorly executed, and now (w/o Senate approval mind you), has been self-delayed. How can you defend a house that has already burned down? The MSM press who's in the bag for the Dems, will never really tell the tale of millions who lost their insurance, who can't even buy a slice of Obama's shit pie, because the website is fuckin' broke. But we'll know in Nov '14 what America thinks of Obama and his 'care'....... HE OWNS THIS MESS.
No jobs,No consumers.
Could someone explain this to me in layman's terms.
Wait! I think I figured it out.
The unemployed,temporary & 29 hr/week,minimum wage with food stamp assisted jobs doesn't allow some to have any discretionary funds to buy crap.
ooooh how conservatives are soooo upset that Obamacare is here to stay. All they can do is ramble on and one about an issue they lost and can't get over.
Stopped by my local Honda dealer to "look around." They are desperate to sell cars. 2013, 2014 models, anything! Sales guy offered me special financing. I told him I pay cash.
Think I'll stick with my current ride. It's paid for and runs great, even with 180K miles on the odometer.
A friend sold a car franchise so I asked him about all the sales pitches. Here are a few of his responses.
When one walks onto the lot,we try to to get them to pay a maximum price. I had that one in my hard drive.lol
If your trade-in is in good shape,we try to get it for nothing.We will make money.
We never mention increased insurance premiums.
We never mention increased Ad valorem.
We never mention sales tax.
We never mention depreciation.
We never mention the total cost of financing.
We hard sell our low rate financing plan & low monthly payment.
And then he ask me, Do you want to buy a car? I'll make you a deal!
Y
2013 Dec 24, 2:41am
Not fair and square...
With no safeguards in place for voter identification, the Chad once again neutered the US electoral process..
This is a public announcement: Obama won the election and will be in office for 3 more years. That is all...
Shaman
2013 Dec 24, 2:46am
So you know that health insurance policy you had and liked and could afford? Yah that's been cancelled, but tell you what, we WON'T tax the snot out of you as well! So you can keep your no health insurance!
Y
2013 Dec 24, 2:50am
So you intentionally misspell "unaffordable" to lessen the impact of the word.
Nice try, but it only serves to highlight the obvious.
Then make it... Oh I don't know... affordable perhaps?
Truth in advertising laws should apply here. It should be named the Unaffordable Mandatory Care Act
Slight tweak to that name: Unafordable Mandatory Insurance Act.
Health care is extra, and will require paying a large deductible.
It's a good thing only "conservatives" need health insurance.... I'm glad the "liberals" in this country don't need it....
that made zero sense.
Ahhh... but Obama DIDN'T give in to the Republican whiners...
He DID give in to the Democrat whiners...
See, there's a difference...
Just a pleasant reminder: Obama won. ha ha ha!!!!
You say that now as a "buyer".... Let's see what happens when you become a "seller" and have to pay those commissions!!
Very true!
New Renter
2013 Dec 24, 3:49am
I find the commission thing to be helpful, because the REA is hungrier than the non-commissioned people.
You say that now as a "buyer".... Let's see what happens when you become a "seller" and have to pay those commissions!!
The buyer always pays, either directly or through a higher purchase price.
Homeboy
2013 Dec 24, 3:58am
bgamall's threads are like a horrible auto accident - I shouldn't look, but I can't help myself.
Homeboy
2013 Dec 24, 4:43am
Homeboy, how can you defend the Obamacare Turd Pie?
I'm still open to the possibility that the program will fail, but I think you're premature in sounding the death knell. I'll take your criticisms one at a time:
Obama had to lie to the public
He said you could keep your plan if you like it. What he meant by that was that plans would be grandfathered in if they didn't change. He was mainly trying to dispel the myth that ACA was going to force everyone on to some sort of "socialized" medicine that was run by the government, which was completely false. I agree that he should have immediately clarified that, and he didn't. He continued to repeat what he said, and I think that was a mistake. Does that invalidate the entire ACA law? No, I don't think that it does. And it was no secret that there would be minimum standards of coverage for all insurance policies. That was well publicized. In my opinion, anyone who now acts surprised that substandard insurance policies aren't allowed anymore is being disingenuous.
had to twist arms to get it passed (barely)
How is that a bad thing? Yes, it barely passed, because the Obstructican party wanted to do NOTHING to reform healthcare, when clearly it needed reform. Getting a law like that passed under such heavy opposition by a political party that doesn't CARE whether the middle class gets healthcare, is a great achievement, not a mistake.
refused to delay the individual mandate
This is a very strange comment, given that this whole THREAD is a complaint that Obama DID delay the individual mandate. How do you explain your contradictory position?
but gave a free pass/extension to businesses.
I agree that was a mistake. They obviously gave in to political pressure. Again, does that invalidate the whole law? I don't see how that's necessarily the case.
TONS of exemptions for friends/bundlers, etc.
That's just false.
Each month passes and more and more of Americans who liked/wanted their 'shitty' plans (your words, not mine) can't keep them, because Obamacare's cryptic requirements now deem them illegal
But he just exempted them and said they CAN keep their policies, and are immune from the requirement to buy insurance. So that SHOULD make you happy, yet it seems to have the opposite effect.
Republicans saw this shitstorm years in advance, and tried to repeal or delay.
The republicans try to repeal or delay EVERYTHING the democrats do. That's why I believe we are going to see a lot fewer people voting republican in the near future.
And all during this time, you and the O-bots continued to drink the Kool-Aid while insulting those on pat.net who said, 'yeah, I have a big problem w/ Obamacare'.
I'm sorry that you feel my opinion "insults" you, but I'm not going to shy away from defending the truth just because a gang of loudmouthed Rushbots don't want me to.
Well, the curtain has been raised and now all can see that Obamacare was ill-conceived, poorly written, poorly executed, and now (w/o Senate approval mind you), has been self-delayed.
I disagree that it was ill-conceived or poorly written, with the exception of the requirement that Congress be on exchange insurance. THAT was a stupid political stunt engineered by a Republican, and caused all sorts of problems in implementation. It should never have been added to the law.
Poorly executed? In some ways, yes, almost all of which are directly due to Republican obstructionism. The federal exchange was never intended to be the source for a majority of the states to offer health insurance signups. The states were supposed to run their OWN exchanges, and the states that did so are running fine for the most part. And the false outcry about people being able to keep their old substandard plans? That was engineered by the Republican party. ALL of the criticism has been engineered:
and now (w/o Senate approval mind you), has been self-delayed.
Yes, in a mistaken conciliatory gesture to the Republicans. Obama should have maintained a hard line, like he did with the ridiculous government shutdown the Republicans tried. He won that battle, but now he's losing this battle because he gave in. Big mistake.
How can you defend a house that has already burned down?
Again, if it "burns down", I will admit it. At this point you are premature.
The MSM press who's in the bag for the Dems
This is insane. The mainstream media has been bashing ACA for 2 solid years. To say they're "in the bag for the Dems" shows that you have no connection whatsoever to reality.
will never really tell the tale of millions who lost their insurance, who can't even buy a slice of Obama's shit pie, because the website is fuckin' broke.
Um, they fixed the website. Read the news much?
But we'll know in Nov '14 what America thinks of Obama and his 'care'....... HE OWNS THIS MESS.
Obama's popularity is pretty low now, but his biggest mistakes have nothing to do with ACA. The drone strikes and NSA scandal are really much bigger issues, despite what the mainstream media would have you believe. The problem is, voting Republican would be even WORSE. We have a choice between the party that failed to close Gitmo, commits murder, and spies on its own citizens, or the party that probably would do all those things too, PLUS had a hissy fit and shut down the government because they lost a vote on a healthcare law. Both parties suck, but the Republicans don't have one single POSITIVE accomplishment, only negativity.
tatupu70
2013 Dec 24, 4:44am
The buyer always pays, either directly or through a higher purchase price.
So when a house is sold without a RE agent, it's 6% cheaper? I have not found that to be the case.
Based on the median real income, home prices have never been more unaffordable at a stunning 6.7x average salary.
Just insane. In order to build net worth, it is recommended to NEVER have a mortgage that is more than 2X your yearly income. I know this is very hard for most people to achieve.
Still think "we" can handle higher interest rates?
We can't, but the real question is, what will cause interest rates to spike drastically any time soon?
Start creating 1 year adjustable rate mortgages at 1% to bring the illusion that the payments are affordable.
rooemoore
2013 Dec 24, 5:06am
The problem isn't home prices are too high, it's that wages are too low.
The problem isn't home prices are too high, it's that wages are too low.
Yes, the affordability sucks.
ttsmyf
2013 Dec 24, 5:52am
WOW! The UNtrustworthy are certainly in control of what information is apparent to the people!
Say hey! This was in the Wall Street Journal on March 30, 1999. Note "... how much it will buy."
Holy cow/interesting/compelling ...!
And where is it up to date??? Right here ... see the first chart shown in this thread.
Recent Dow day is Tuesday, December 24, 2013 __ Level is 104.9
WOW! It is hideous that this is hidden! Is there any such "Homes, Inflation Adjusted"? Yes! This was in the New York Times on August 27, 2006:
And up to date (by me) is here:
http://patrick.net/?p=1219038&c=999083#comment-999083
WOW! The UNtrustworthy are certainly in control of what information is apparent to the people!
HydroCabron
2013 Dec 24, 5:54am
Using this site as a platform for slanderous allegations against private citizens.
Ban him!
Robber Baron Elite Scum
2013 Dec 24, 5:58am
This is your last chance to get fucked in the ass by me.
Call your local mortgage broker and realtor immediately to sign-up for your last chance to be torn a new fucking hole.
HydroCabron
2013 Dec 24, 6:07am
If the site owner bans your ass, I'll be happy to go premium for two years.
Thwarting a lunatic trying to urinate on passers by is not blocking free speech.
New Renter
2013 Dec 24, 6:09am
The buyer always pays, either directly or through a higher purchase price.
So when a house is sold without a RE agent, it's 6% cheaper? I have not found that to be the case.
Probably not but the money still ultimately comes from the buyer. If it doesn't go to an agent it goes to the seller. Either way the money comes out of the buyer's pocket.
New Renter
2013 Dec 24, 6:17am
And the rest are putting their home purchases on their EBT cards...
Only the ones not paying with their couch change.
tatupu70
2013 Dec 24, 6:32am
Probably not but the money still ultimately comes from the buyer. If it doesn't go to an agent it goes to the seller. Either way the money comes out of the buyer's pocket.
Not to derail the topic, but this is not correct, IMO.
Yes, it's a really hard, because there is nothing for sale. (We're looking for at least a 1/4 acre, so already that's rare).
I watched prices barely budge down about 10-15% during the crash. San Marino was 5%. They just stayed there as interest rates came down, and then people were selling for just over the bubble price they payed in 2005-2006. If that fiasco didn't make housing budge, I doubt anything in the near future is going to do it.
so buy now or get priced out forever? I cant tell you whether its time to buy or not right now, however buying anything under pressure is never a good idea imo.
This is just my opinion but, if we knew there was a huge bubble in 2006 and prices are now higher than that...buying now sounds like a bad idea. Take my opinion with a grain of salt...
RealEstateIsBetterThanStocks
2013 Dec 24, 7:53am
people still post zerohedge articles? LOL
affordability is all about monthly payment which is still very low compared to the last few decades due to STILL-VERY-LOW interest rates. how about a real chart?
http://research.stlouisfed.org/fred2/series/COMPHAI
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