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40783   fedwatcher   2013 Dec 23, 3:51pm  

Do not forget us "Baby Boomers" who pay cash as we want to live as rent free as possible. We buy small 3br/3baths because we want to be able to sell or rent them if necessary, but intend to live in them as long as we can.

Rents are rising and we retiring Baby Boomers are putting down roots, often away from the high priced areas but within areas with services.

40784   upisdown   2013 Dec 23, 5:48pm  

bgamall4 says

How Wall Streets bad behavior hurts Main Street

This 'headline' post after this headline post below by the same person on the main page:

Emilie's Cockeyed Arm Cannot Go Unchallenged Must See!

F-n prophetic, and ironic.

40785   upisdown   2013 Dec 23, 7:09pm  

bgamall4 says

upisdown
says



That's the hilarious part that bgamall won't admit, is that the
zionist/Israel-only lobby is very effective without having to resort to
inefficient and insane actions to fulfill their agendas.


Again that is not what they do. They do false flags, terrorism, and scare
people to get their way. That is how they operate. The lobby didn't get war in
the middle east until the neocons instituted 9/11. Wake up buddy.

Really? Fear and loathing of AIPAC by up-and-coming politicians wanting campaign money and/or support or not backing their opponet is proof of their power, along with the known and traceable campaign contributions.

If you REALLY were an anti-zionist like you claim, you would be harping about the real shit that's done to support and further agendas instead of the fantasy bullshit you inundate everybody with here. Why go hypothetical when you have real proof?

40786   Bigsby   2013 Dec 23, 9:28pm  

bgamall4 says

Also, RIP Victoria Soto joined Facebook December 10, 2012.

You should get in touch with Fox News. Apparently they knew about it 30 years in advance:

http://twitpic.com/bw0x6q

By the way, I already explained the repurposing of a facebook page with the date remaining the same as the initial set up time. You know that is how such a date arises with a later event and yet you are still trying to pass this off as some kind of proof. It isn't. More importantly, you know it isn't, so what are you trying to do?

40787   HydroCabron   2013 Dec 23, 9:51pm  

Bigsby says

You should get in touch with Fox News. Apparently they knew about it 30 years in advance:

http://twitpic.com/bw0x6q

You did some good research there!

Of course the neocon Zionists mapped this all out well in advance.

40788   Bigsby   2013 Dec 23, 11:07pm  

bgamall4 says

Bigsby says

I tell you what Bgamall, as you're such a supporter of research, why don't you travel to Sandy Hook and interview the inhabitants?

They never saw 600 kids dispersed from the building. So what happened to them. 600 kids is as big as a small high school. Yet no one left en masse from the school.

Why don't you describe to everyone here how the elementary school is approached? There also isn't any helicopter footage of the evacuation either, is there? I bet you think that is 'proof' of a hoax.

Oh, and when you visit Sandy Hook to do your research, perhaps you'd like to also drop in on these first responders and ask them why they participated in this supposed hoax.

http://www.nytimes.com/2013/01/29/nyregion/horrors-of-newtown-shooting-scene-are-slow-to-fade.html?_r=0

Or as you will probably say they are crisis actors, then please supply the appropriate proof for such an assertion. Their names are clearly stated in the article.

40789   Y   2013 Dec 24, 12:11am  

I'd take Bigsby up on this.
Your pseudo ramblings will have finally paid off with an all expenses paid vacation to the great NorthEast!

Bigsby says

bgamall4 says

the fact that Robbie Parker is a lying actor, who had no concern that his child was dead.

Like I said, I'll reimburse any expenses for your trip to Sandy Hook. You can ask him why he had no concern. Take a video camera along if you don't mind.

40790   Bigsby   2013 Dec 24, 12:18am  

SoftShell says

I'd take Bigsby up on this.

Your pseudo ramblings will have finally paid off with an all expenses paid vacation to the great NorthEast!

Bigsby says

bgamall4 says

the fact that Robbie Parker is a lying actor, who had no concern that his child was dead.

Like I said, I'll reimburse any expenses for your trip to Sandy Hook. You can ask him why he had no concern. Take a video camera along if you don't mind.

Yep, but he actually needs to go and visit these people and make the same arguments to them that he makes on here. I reckon those first responders would be a good starting point. I very much look forward to seeing the video of those encounters.

40791   nw888   2013 Dec 24, 12:49am  

thomaswong.1986 says

and yet all the people who overbid and didnt win told there were other highe offers only to see the homes not sold... what happened !

Yes, one would assume if yours was a high offer, you would get the house. I have no idea what happened in those situations.

thomaswong.1986 says

come on... do you really expect REA to be that honest considering they can squeeze you for another $50K-100K...

I understand that there is a bit of a conflict of interest. REA hopefully are considering that you may be a seller in a few years, or recommend them to others, so doing shady things wouldn't be in their best interest in the long run. I'm sure there are both kinds out there.

thomaswong.1986 says

lets get rid of the commission structure and see how far "other bids" last....

We were using Redfin for awhile, because those agents just get a flat fee. They're helpful, but honestly, they don't jump on things when you ask them too. The REA I use now wants to make that commission. She moves very fast and within a couple of hours has all the info on a home, the seller's situation, etc. etc.

I find the commission thing to be helpful, because the REA is hungrier than the non-commissioned people.

40792   HEY YOU   2013 Dec 24, 1:16am  

APOCALYPSEFUCKisShostikovitch says

Yams! People want to know about sales of Yam seeds.

Now,I know you've lost it. ROFL

40793   Tenpoundbass   2013 Dec 24, 1:20am  

Gotta keep those dollars close at hand for the January 1st Obamacare surprise.

I mean it hasn't even kicked in yet, and according to the Okeydoke Libs this still isn't Obamacare YET. Most people keep hearing that faint Nancy Pelosi voice saying...

"Oh just wait! You aint seen Shit yet..."

The Pawnshops are going to full of the Ghost of the Christmas last month.

40794   dublin hillz   2013 Dec 24, 1:30am  

CaptainShuddup says

Gotta keep those dollars close at hand for the January 1st Obamacare surprise.


I mean it hasn't even kicked in yet, and according to the Okeydoke Libs this still isn't Obamacare YET. Most people keep hearing that faint Nancy Pelosi voice saying...


"Oh just wait! You aint seen Shit yet..."


The Pawnshops are going to full of the Ghost of the Christmas last month.

The "protestors" could refuse to buy insurance, refuse to pay the penalty (and it has not been figured out how it will be collected) and then claim that they are "conscientious objectors" in court. Perhaps someone on this board will conduct a participant observation study?

40795   Tenpoundbass   2013 Dec 24, 1:34am  

dublin hillz says

(and it has not been figured out how it will be collected)

It's called the IRS, meet the new Medical billing office.

40796   dublin hillz   2013 Dec 24, 1:39am  

Call it Crazy says

Retail traffic plummeted 21 percent last week, and in-store sales decreased
3.1 percent from the year before, dashing retailers' hopes that the final
stretch before Christmas would offset soft sales numbers earlier in the holiday
shopping season.


The disappointing numbers, released by ShopperTrak on Monday, are "kind of
staggering," said the research firm's founder, Bill Martin, who last week voiced
optimism that retailers would see a noticeable spike in traffic and sales the
week of Dec. 16-22 after two consecutive weeks of decreases in both.

Good - the entire christmas season has basically been created by the 1% capitalists to get the masses to part with their hard earned money.

40797   MAGA   2013 Dec 24, 1:39am  

Stopped by my local Honda dealer to "look around." They are desperate to sell cars. 2013, 2014 models, anything! Sales guy offered me special financing. I told him I pay cash.

Think I'll stick with my current ride. It's paid for and runs great, even with 180K miles on the odometer.

40798   AverageBear   2013 Dec 24, 1:48am  

Homeboy, how can you defend the Obamacare Turd Pie? Obama had to lie to the public, had to twist arms to get it passed (barely), refused to delay the individual mandate, but gave a free pass/extension to businesses. TONS of exemptions for friends/bundlers, etc. Each month passes and more and more of Americans who liked/wanted their 'shitty' plans (your words, not mine) can't keep them, because Obamacare's cryptic requirements now deem them illegal. Republicans saw this shitstorm years in advance, and tried to repeal or delay. And all during this time, you and the O-bots continued to drink the Kool-Aid while insulting those on pat.net who said, 'yeah, I have a big problem w/ Obamacare'.

Well, the curtain has been raised and now all can see that Obamacare was ill-conceived, poorly written, poorly executed, and now (w/o Senate approval mind you), has been self-delayed. How can you defend a house that has already burned down? The MSM press who's in the bag for the Dems, will never really tell the tale of millions who lost their insurance, who can't even buy a slice of Obama's shit pie, because the website is fuckin' broke. But we'll know in Nov '14 what America thinks of Obama and his 'care'....... HE OWNS THIS MESS.

40799   HEY YOU   2013 Dec 24, 1:51am  

No jobs,No consumers.
Could someone explain this to me in layman's terms.

Wait! I think I figured it out.
The unemployed,temporary & 29 hr/week,minimum wage with food stamp assisted jobs doesn't allow some to have any discretionary funds to buy crap.

40800   edvard2   2013 Dec 24, 1:58am  

ooooh how conservatives are soooo upset that Obamacare is here to stay. All they can do is ramble on and one about an issue they lost and can't get over.

40801   HEY YOU   2013 Dec 24, 2:13am  

jvolstad says

Stopped by my local Honda dealer to "look around." They are desperate to sell cars. 2013, 2014 models, anything! Sales guy offered me special financing. I told him I pay cash.

Think I'll stick with my current ride. It's paid for and runs great, even with 180K miles on the odometer.

A friend sold a car franchise so I asked him about all the sales pitches. Here are a few of his responses.

When one walks onto the lot,we try to to get them to pay a maximum price. I had that one in my hard drive.lol

If your trade-in is in good shape,we try to get it for nothing.We will make money.

We never mention increased insurance premiums.

We never mention increased Ad valorem.

We never mention sales tax.

We never mention depreciation.

We never mention the total cost of financing.

We hard sell our low rate financing plan & low monthly payment.

And then he ask me, Do you want to buy a car? I'll make you a deal!

40802   Y   2013 Dec 24, 2:41am  

Not fair and square...
With no safeguards in place for voter identification, the Chad once again neutered the US electoral process..

edvard2 says

This is a public announcement: Obama won the election and will be in office for 3 more years. That is all...

40803   Shaman   2013 Dec 24, 2:46am  

So you know that health insurance policy you had and liked and could afford? Yah that's been cancelled, but tell you what, we WON'T tax the snot out of you as well! So you can keep your no health insurance!

40804   Y   2013 Dec 24, 2:50am  

So you intentionally misspell "unaffordable" to lessen the impact of the word.
Nice try, but it only serves to highlight the obvious.

Quigley says

zzyzzx says

CaptainShuddup says

Then make it... Oh I don't know... affordable perhaps?

Truth in advertising laws should apply here. It should be named the Unaffordable Mandatory Care Act

Slight tweak to that name: Unafordable Mandatory Insurance Act.

Health care is extra, and will require paying a large deductible.

40805   edvard2   2013 Dec 24, 3:23am  

Call it Crazy says

It's a good thing only "conservatives" need health insurance.... I'm glad the "liberals" in this country don't need it....

that made zero sense.

40806   edvard2   2013 Dec 24, 3:24am  

Call it Crazy says

Ahhh... but Obama DIDN'T give in to the Republican whiners...

He DID give in to the Democrat whiners...

See, there's a difference...

Just a pleasant reminder: Obama won. ha ha ha!!!!

40807   nw888   2013 Dec 24, 3:42am  

Call it Crazy says

You say that now as a "buyer".... Let's see what happens when you become a "seller" and have to pay those commissions!!

Very true!

40808   New Renter   2013 Dec 24, 3:49am  

Call it Crazy says

nw888 says

I find the commission thing to be helpful, because the REA is hungrier than the non-commissioned people.

You say that now as a "buyer".... Let's see what happens when you become a "seller" and have to pay those commissions!!

The buyer always pays, either directly or through a higher purchase price.

40809   Homeboy   2013 Dec 24, 3:58am  

bgamall's threads are like a horrible auto accident - I shouldn't look, but I can't help myself.

40810   Homeboy   2013 Dec 24, 4:43am  

AverageBear says

Homeboy, how can you defend the Obamacare Turd Pie?

I'm still open to the possibility that the program will fail, but I think you're premature in sounding the death knell. I'll take your criticisms one at a time:

AverageBear says

Obama had to lie to the public

He said you could keep your plan if you like it. What he meant by that was that plans would be grandfathered in if they didn't change. He was mainly trying to dispel the myth that ACA was going to force everyone on to some sort of "socialized" medicine that was run by the government, which was completely false. I agree that he should have immediately clarified that, and he didn't. He continued to repeat what he said, and I think that was a mistake. Does that invalidate the entire ACA law? No, I don't think that it does. And it was no secret that there would be minimum standards of coverage for all insurance policies. That was well publicized. In my opinion, anyone who now acts surprised that substandard insurance policies aren't allowed anymore is being disingenuous.

AverageBear says

had to twist arms to get it passed (barely)

How is that a bad thing? Yes, it barely passed, because the Obstructican party wanted to do NOTHING to reform healthcare, when clearly it needed reform. Getting a law like that passed under such heavy opposition by a political party that doesn't CARE whether the middle class gets healthcare, is a great achievement, not a mistake.

AverageBear says

refused to delay the individual mandate

This is a very strange comment, given that this whole THREAD is a complaint that Obama DID delay the individual mandate. How do you explain your contradictory position?

AverageBear says

but gave a free pass/extension to businesses.

I agree that was a mistake. They obviously gave in to political pressure. Again, does that invalidate the whole law? I don't see how that's necessarily the case.

AverageBear says

TONS of exemptions for friends/bundlers, etc.

That's just false.

AverageBear says

Each month passes and more and more of Americans who liked/wanted their 'shitty' plans (your words, not mine) can't keep them, because Obamacare's cryptic requirements now deem them illegal

But he just exempted them and said they CAN keep their policies, and are immune from the requirement to buy insurance. So that SHOULD make you happy, yet it seems to have the opposite effect.

AverageBear says

Republicans saw this shitstorm years in advance, and tried to repeal or delay.

The republicans try to repeal or delay EVERYTHING the democrats do. That's why I believe we are going to see a lot fewer people voting republican in the near future.

AverageBear says

And all during this time, you and the O-bots continued to drink the Kool-Aid while insulting those on pat.net who said, 'yeah, I have a big problem w/ Obamacare'.

I'm sorry that you feel my opinion "insults" you, but I'm not going to shy away from defending the truth just because a gang of loudmouthed Rushbots don't want me to.

AverageBear says

Well, the curtain has been raised and now all can see that Obamacare was ill-conceived, poorly written, poorly executed, and now (w/o Senate approval mind you), has been self-delayed.

I disagree that it was ill-conceived or poorly written, with the exception of the requirement that Congress be on exchange insurance. THAT was a stupid political stunt engineered by a Republican, and caused all sorts of problems in implementation. It should never have been added to the law.

Poorly executed? In some ways, yes, almost all of which are directly due to Republican obstructionism. The federal exchange was never intended to be the source for a majority of the states to offer health insurance signups. The states were supposed to run their OWN exchanges, and the states that did so are running fine for the most part. And the false outcry about people being able to keep their old substandard plans? That was engineered by the Republican party. ALL of the criticism has been engineered:

http://www.nytimes.com/2013/11/21/us/politics/gop-maps-out-waves-of-attacks-over-health-law.html?_r=0

AverageBear says

and now (w/o Senate approval mind you), has been self-delayed.

Yes, in a mistaken conciliatory gesture to the Republicans. Obama should have maintained a hard line, like he did with the ridiculous government shutdown the Republicans tried. He won that battle, but now he's losing this battle because he gave in. Big mistake.

AverageBear says

How can you defend a house that has already burned down?

Again, if it "burns down", I will admit it. At this point you are premature.

AverageBear says

The MSM press who's in the bag for the Dems

This is insane. The mainstream media has been bashing ACA for 2 solid years. To say they're "in the bag for the Dems" shows that you have no connection whatsoever to reality.

AverageBear says

will never really tell the tale of millions who lost their insurance, who can't even buy a slice of Obama's shit pie, because the website is fuckin' broke.

Um, they fixed the website. Read the news much?

AverageBear says

But we'll know in Nov '14 what America thinks of Obama and his 'care'....... HE OWNS THIS MESS.

Obama's popularity is pretty low now, but his biggest mistakes have nothing to do with ACA. The drone strikes and NSA scandal are really much bigger issues, despite what the mainstream media would have you believe. The problem is, voting Republican would be even WORSE. We have a choice between the party that failed to close Gitmo, commits murder, and spies on its own citizens, or the party that probably would do all those things too, PLUS had a hissy fit and shut down the government because they lost a vote on a healthcare law. Both parties suck, but the Republicans don't have one single POSITIVE accomplishment, only negativity.

40811   tatupu70   2013 Dec 24, 4:44am  

New Renter says

The buyer always pays, either directly or through a higher purchase price.

So when a house is sold without a RE agent, it's 6% cheaper? I have not found that to be the case.

40812   HydroCabron   2013 Dec 24, 4:50am  

Why do you hate the new math?

40813   tatupu70   2013 Dec 24, 4:55am  

It's new home prices, not all home prices. Big difference there.

40814   nw888   2013 Dec 24, 4:57am  

Call it Crazy says

Based on the median real income, home prices have never been more unaffordable at a stunning 6.7x average salary.

Just insane. In order to build net worth, it is recommended to NEVER have a mortgage that is more than 2X your yearly income. I know this is very hard for most people to achieve.

Call it Crazy says

Still think "we" can handle higher interest rates?

We can't, but the real question is, what will cause interest rates to spike drastically any time soon?

40815   Homeboy   2013 Dec 24, 5:01am  

Call it Crazy says

Oh no..... Are we seeing a chink in the armor????

Hey, don't be racist.

40816   Analyzer   2013 Dec 24, 5:01am  

Start creating 1 year adjustable rate mortgages at 1% to bring the illusion that the payments are affordable.

40817   rooemoore   2013 Dec 24, 5:06am  

The problem isn't home prices are too high, it's that wages are too low.

40818   Analyzer   2013 Dec 24, 5:08am  

rooemoore says

The problem isn't home prices are too high, it's that wages are too low.

Yes, the affordability sucks.

40819   ttsmyf   2013 Dec 24, 5:52am  

WOW! The UNtrustworthy are certainly in control of what information is apparent to the people!

Say hey! This was in the Wall Street Journal on March 30, 1999. Note "... how much it will buy."

Holy cow/interesting/compelling ...!

And where is it up to date??? Right here ... see the first chart shown in this thread.
Recent Dow day is Tuesday, December 24, 2013 __ Level is 104.9

WOW! It is hideous that this is hidden! Is there any such "Homes, Inflation Adjusted"? Yes! This was in the New York Times on August 27, 2006:

And up to date (by me) is here:
http://patrick.net/?p=1219038&c=999083#comment-999083

WOW! The UNtrustworthy are certainly in control of what information is apparent to the people!

And http://patrick.net/?p=1230886

40820   HydroCabron   2013 Dec 24, 5:54am  

Using this site as a platform for slanderous allegations against private citizens.

Ban him!

40821   Robber Baron Elite Scum   2013 Dec 24, 5:58am  

This is your last chance to get fucked in the ass by me.

Call your local mortgage broker and realtor immediately to sign-up for your last chance to be torn a new fucking hole.

40822   HydroCabron   2013 Dec 24, 6:07am  

If the site owner bans your ass, I'll be happy to go premium for two years.

Thwarting a lunatic trying to urinate on passers by is not blocking free speech.

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