patrick.net

This happened to me last summer. I opened the mail by mistake. We don't usually get the landlords mail and I just tore the top off the envelope and started reading before I realized what I was looking at. First of all the Countrywide rep....yeah, Countrywide, ha, ha, was very rude and told me I had absolutely no right to know what was going on. She sneered at me like I was a piece of trash. (Our family income is most likely higher than hers but I rent so I'm sure that possibility never occurred to her) Anyway there was no way they were going to share any status of info with me. Then I called a lawyer. Now that was a very interesting conversation because he became very irritated with me. He told me that opening someone else's mail was a federal offense that I could be put in jail for. He basically told me I had no rights to protect myself. So do you think he owns rental properties? I made a note to myself (its a very small area where everyone knows each other) not to use his office when I did find a house to buy as it was obvious he had difficulty putting aside his own self interests. We haven't seen any more notices. Perhaps Countrwide contacted the owners and made a change of address, or perhaps they only got behind on the mortgage while on vacation. I do know one thing, they've got this thing levered up way beyond its worth. And they have problems paying their bills on time. (A few utility people were glad to chat w/me on the subject) so I'm preparing myself for a security deposit issue.

I'm with misstrial. It really sucks that a ll would screw someone, and I hope that someone isn't you. But I'd be saving $ to move just in case.

Nomo,
I voted for you, and stand by my choice. That you were born in Mombassa doesn't matter much to me, 'cause I'm a useless POS liberal who is unable to pull my head out of my ass long enough to examine the "evidence" that you've presented. I'm going to buy some of your art, tho:

http://www.regmombassa.com/ (look at the pictures, they're pretty cool).

There's also a really cool artist, Scott A. Blackwell, with a site called mombo company. I have one of his cajun pieces.

Democrats - For the not have's, trying to get free rides for them and getting the vote bank. Republicans - Always been for the insurance, drug companies , super rich. Lobbies - Doctors lobby (for limiting supply of doctors - protectionism), drug lobby ( for monopoly and for profits) , insurance ( for profit) Citizens - for Free market ! Lets fight to get the free market which never existed in health care because we ( the common man ) are the only people who benefit from it, not the democrat party, republicans, insurance companies, drug companies or the lobbies.

Real liberals do have a plan. It's called single payer, like the rest of the civilized world. But conservatives in both parties won't even let it come to the floor. And mindless douchebags like yourself are too busy screaming about liberals and Obama to notice that other countries pay less and get more.

@bap33 "End welfare, outlaw insurance" I concur. Generally complicated problems have simple solution. I don't agree when people say that we don't have a silver bullet for health care. There is a silver bullet ""End welfare, outlaw insurance (except medical catastrophy that too with mandatory % deductible)" Other things will automatically be fixed- its called free market - which made US the most powerful nation economically... .and we somehow magically missed to look at the free market option for health care ?

The shit~eating Hussein lovers are set to tear this country apart. First and foremost the Magic One doesn't even know how to sell the program he's pushing because HE doesn't even understand it. And the ass~wipe 0bamatrons have now been sent out by the White House to fight and beat back any opposition. The politics of Somalia have been brought to America by Obama and his thugz. Hussein is in power and Democrats control congress. It is in the country's interest that they PERSUADE the opposition instead of starting riots. Just like Hussein's blunder with the race~baiting harvard prof (who was calling everyone 'racis') this blunder will only point out to Americans that BHO is nothing more than a Chicago street thug.

Bap33. You are way to obsessed with whether someone else is getting a "free ride". If some medicare patients need a triple bypass cardiac surgery, then I am *happy* that I have good health, rather then being envious of their expensive treatment. You, on the other hand, would be grousing about the free ride. Don't you sense there is something wrong with this picture?

>> it's called free market - which made US the most powerful nation economically… I think you're misguided. The US is the most powerful nation for many entirely different reasons 1. it started out as a largely empty continent which could relatively easily be conquered 2. the indigenous people had no chance to withstand European military technology, might and training 3. there were plentiful agricultural and natural resources that could be exploited 4. there were plentiful immigrants that wanted to escape the old world kings and exploitative oligarchs If you give talented people a fresh start, US is what will happen. However, we have now become a country of oligarchs and financial kings, just like the ones people tried to escape. Sure, relatively free markets help. But you don't seriously think that we ever really had free markets here, do you? Or that this was the sole reason for the 200 year of relatively steady economic progress (although interrupted periodically by excess, decline, recession and depression)?

I have had the same "health insurance" through my job for the past six years. I just got a letter saying they WILL NOT PAY a 3000 dollar medial bill even though it is for procedures specifically covered in their list of benefits. That seems to me like an airtight case for government medical coverage since I couldn't possibly be screwed any worse by government health insurance pencil pushers than I am now being screwed by a bunch of corporate health insurance pencil pushers. How do anti-single payer people defend this kind of jerking around by private "health insurers" when it can hurt them as much as it is hurting me?

I am curious, what was the procedure and were you in networK?

This thread is full of epic fail... TPB I hope you enjoy being an insurance industry shill like the rest of your Repugnican brothers...

Rational thought appears to dead. Half-coherent rants are now what passes for political discourse.

Tenpoundbass says

Now Come on Wanker, after Bush and that whole damn spectacle of over extending their use of power, how can you say that about Obama? It’s crap like that that I can’t genuinely hate the guy, for not being accused of listening to fear mongering crap like that. I don’t think Obama is sinister, I just think he overly optimistic and half assed in his execution of creating a plan. I think is taking on progressive tasks but there is nothing Progressive about him. I think he actually expects some Democrat in Washington to actually have the experience and Vision to actually make his vague ideas into fruition. But unfortunately, he is just sucking wind on that account. Washington is as idea bankrupt as he is. There is not a great visionary in the lot. I don’t think it’s a sinister conspiracy, it’s just a bunch of default idiots, because our political system is depleted of truly “Great” people. And has been for the last 12 years of more. At least since Bill Clinton’s blow job killed the internet.

I despise 'W' only a little more than I loathe Hussein. Because I hate one does not imply support for another.

Some Guy says

WillyWanker says

The shit~eating Hussein lovers are set to tear this country apart. First and foremost the Magic One doesn’t even know how to sell the program he’s pushing because HE doesn’t even understand it. And the ass~wipe 0bamatrons have now been sent out by the White House to fight and beat back any opposition. The politics of Somalia have been brought to America by Obama and his thugz. Hussein is in power and Democrats control congress. It is in the country’s interest that they PERSUADE the opposition instead of starting riots. Just like Hussein’s blunder with the race~baiting harvard prof (who was calling everyone ‘racis’) this blunder will only point out to Americans that BHO is nothing more than a Chicago street thug.

Dance puppet, dance. Big insurance loves you.

The manque poster calls me a 'puppet'. Shouldn't you be screaming 'racism' just about now?

Justme, Your points 1 - 4 apply to Mexico as well. What happened?

Headset, that is a good question. But keep in mind that I did say "for many entirely different reasons", and listed some of them. The list is not exhaustive by any means, but indicates that there are many factors other than "free markets" that are part of the equation. Is it reasonable to think that Mexico would have been a long-time economical powerhouse if only they had "free markets"? "Free markets" was the ONLY factor that the poster rfe-SJ deemed important, and which I was responding to.

When TPB says he is not a Republican and not a liberal, I think his heart is more or less in the right place and he is just confused because he just "knows" he is not liberal or progressive. When the Wanker says he despises W Bush, I do not believe him for a second. Wanker is full-blown neocon shill.

Everything is relative. US has "free markets" relative to other nations. You cannot have absolute free market. Establishing free markets is not easy. You need right kind of judicial system and political system. Even though we crib, there is no country on the planet as good as US in that regard. We are not perfect but better than other countries. been there and seen it in other countries first hand.Our struggle is to make US better and not get enslaved to bad ideas (socialism) like other countries. Free markets are the "primary" reason for our success. We cannot have free markets without other freedoms. Our contitution was written for making us free and equal.Socializing health care is step back in free markets.We never gave free markets a chance in health care ..how sad. You can have the best resources ( south america, parts of africa..etc) but without a framework to establish free markets you can never shine like US. BTW, Free markets also mean that the participants in the free market are also free !

>>Free markets are the “primary” reason for our success. I don't think so. The problem is that some of these free-market fundamentalists confuse "free markets" and the more important aspects of society, such as a democratic constitution, near-universal suffrage (voting rights), and the rule of law. And universal health care, in those places that are so lucky. The kind of fake "free market" we have had in the US is highly overrated. It's been a nasty monopolistic mess most of the time.

You are being manipulated, these spontaeous uprisings are no more grass roots than were the tea parties (that made a chunk of change for Lipton, by the way). http://www.huffingtonpost.com/2009/08/06/tampa-town-hall-on-health_n_253478.html http://mediamatters.org/research/200908060014 http://www.boston.com/news/politics/politicalintelligence/2009/08/labor_weighs_in.html http://blogs.ajc.com/jay-bookman-blog/2009/08/07/town-hall-protestors-forget-the-lessons-of-kindergarten/?cxntfid=blogs_jay_bookman_blog http://mediamatters.org/research/200908040053 Probably the most pertinent and informative article: http://www.theonion.com/content/news/town_hall_meeting_gives?utm_source=infocus

Speaking of good news, right now there is a TV program (or infomercial) in Mandarin langauage called Financial World of Wonders on channel 38.1 here in Silicon Valley. They have a bunch of chinese realtor and mortgage broker types apparently trying to talk up the local market. You gotta give it to these people, they actually have graphs of asking versus selling price and other data. Does anyone in the know want to translate what the spiel is?

You cannot have free market without "democratic constitution, near-universal suffrage (voting rights), and the rule of law" I am taking about the free market in the true sense not just the "market" I think US is far more superior to other countries in this aspect even though we are not perfect. You have to stay in other countries to appreciate that, not just read some literature. I don't believe we ever had free market in health care.

that this was the sole reason for the 200 year of relatively steady economic progress US had a constitution primarily focused on one thing "freedom" A free market is a natural by product of those freedoms. "freedom to buy and sell goods with everybody having equal rights"

>>You have to stay in other countries to appreciate that, not just read some literature. Uh, dude, I have plenty of first hand experience in that department. Why do you think I state with such certainty that the US "free market" is overrated? It is based on personal observation and experience, that's why. Unlike nutbag neocons (not necessarily you), I form opinions based on observation and analysis, not what tripe Rush Limbaugh is spewing.

I agree when you say US “free market” is overrated but i still believe we have the most free markets in the world and health care is an exception ( black mark) I never liked rush..he is just a clown whose sole purpose is to make money by saying what people want to hear and not what is right....but thats just the way the whole media is now days. I think universal health care is much better than today's system but a free market health care would be the best. don't tell me that health care system in US as of now is free market...it would be an insult to free markets to say that.

rfesj, Of course health care in the US is not a free market. >>I think universal health care is much better than today’s system Can I count on your support for universal health care? That would be great. Single-payer, with price negotiations for everything. The works. The reason single-payer is having so much trouble is that people are off squabbling about little details, Which is exactly what the Republi-cons want to happen. Don't be fooled.

I think universal health care is much better than today’s system but a free market health care would be the best The only problem with universal health care is that its a one way. once we adopt it, its over..we can never come back to any other system. I would give free markets a chance. reform health care so that its a free market and then wait for results ( couple of years) .if that does not work, i am all for universal health care. The real roadblock is that making health care free market is not easy,...you need real balls to do that. Todays system is worst of all thats possible. its worst of both socialism and capitalism.

renter for ever_san jose says

Everything is relative. US has “free markets” relative to other nations. You cannot have absolute free market. Establishing free markets is not easy. You need right kind of judicial system and political system. Even though we crib, there is no country on the planet as good as US in that regard. We are not perfect but better than other countries. been there and seen it in other countries first hand.Our struggle is to make US better and not get enslaved to bad ideas (socialism) like other countries. Free markets are the “primary” reason for our success. We cannot have free markets without other freedoms. Our contitution was written for making us free and equal.Socializing health care is step back in free markets.We never gave free markets a chance in health care ..how sad. You can have the best resources ( south america, parts of africa..etc) but without a framework to establish free markets you can never shine like US. BTW, Free markets also mean that the participants in the free market are also free !

Story Once upon a time in a forest there was a huge uproar. It seems a new authority had come up and it started enforcing rules that meat eating animals can only eat certain number of other animals that mostly survived on grass. Lions and Tigers opposed the system completely. So far they have been enjoying fine deers and cows in unlimited number and suddenly this new rule had meant they will have to be contended with eating for survival. Without the rules so far, lions and tigers were having feast every weekends and obesity had become a major issue in the forest, not to mention the fact that population of animals surviving on the grass was coming down everyday. Lions, Tigers and Leopards clamored for free markets. It was the best system they said that ever existed. On the other hand deers, oxen and other grass eating animals hated free market, because free market meant that they were nothing but fodder for animals higher in the food chain. End of Story Moral of the stroy is that free market is like Jungle rule. What makes us humans and different from savages and animals is our capacity to reason and be compassionate to our fellow human beings. Socialism per se is not bad. Capitalism is not bad either. When "isms" are taken to extreme things become ugly. If you are such a huge proponent of free markets how do you explain 72 bank failures and the current mess that we are in now. How come free markets in financial world failed us completely. And who paid the price ? Not Vikrams Pandits, Henry Paulsons and Chuck princes of the world, but people on the main street. Were ordinary people in America responsible for the mess we got ourselves into. Now you would say well this happened because we did not have regulations. In a free market, regulations always come after the fact. Do you think this mess won't happen again. This is probably what they said during last bank failure era of 1907 too. Free market participants will always find ways to use others as fodder like in our forest story. Now I am not totally against free markets, but everything should be done in moderation. There are situations where free market is good and there are situations where socialism is good. Hey we just saw the fine example of socialist ideas used in saving wall street bankers. I bet likes of Sarah Palin did not find that evil at all.

How sad ...that lot of people don't understand free markets. free market does not just mean free "market". it also means (atleast by my definition) that market participants are free and EQUAL. there are no lions and dears in free market.everybody has equal oppurtunity and treated equal under law. BTW, health care in US in NOT free market.Don't look at flawed systems in US and blame free markets. Just for the record, "Without the rules so far, lions and tigers were having feast every weekends and obesity had become a major issue " This is theoritically impossible and never happens. ask any ecologist. the more the deers the more the lions and the lions compete for food. Only when somebody interferes with the eco system , like killing lions that excessive grazing turns the land barren and forrest become deserts. the financial meltdown that happened was not because of free markets ... the markets were not free at all. Free markets means everybody has equal oppurtunity and are treated fairly under law. when did that happen in the past bush era?...never. Free market doesn't mean a group of people cheating the rest ( housing bubble and financial bubble) You need rule of law and proper regulation for free markets to work. people manipulate the system to thier advantage under the guise of free markets ( when the govt is republican) and under the guise of regulation (when govt is democratic). free markets and regulation are just scape goats.greed and evil don't have party affiliations/color/creed.

renter for ever_san jose says

How sad …that lot of people don’t understand free markets. free market does not just mean free “market”. it also means (atleast by my definition) that market participants are free and EQUAL. there are no lions and dears in free market.everybody has equal oppurtunity and treated equal under law. BTW, health care in US in NOT free market.Don’t look at flawed systems in US and blame free markets. Just for the record, “Without the rules so far, lions and tigers were having feast every weekends and obesity had become a major issue ” This is theoritically impossible and never happens. ask any ecologist. the more the deers the more the lions and the lions compete for food. Only when somebody interferes with the eco system , like killing lions that excessive grazing turns the land barren and forrest become deserts.

Dude, You are so wrong on this. Health care cannot afford to have complete free market only. In your free market a begger hit by a car will have nowhere to go. You need to have money in a free market to go to a doctor. I am saying no problem in that. But we need a basic system where we can provide basic "free" (tax paid) health care to anyone who needs it. Be it the begger on the road. After all you don't want a begger on the road to die from excessive bleeding in your so called most successful society. If we can provide this basic common denominator, having free markets where henry paulson and steve jobs can get kidney transplant is fine.

>>The only problem with universal health care is that its a one way. once we adopt it, its over.. Reason: it is so much better that we'd never look back again.

You are so wrong on this. Health care cannot afford to have complete free market only. In your free market a begger hit by a car will have nowhere to go. You need to have money in a free market to go to a doctor. I am saying no problem in that. But we need a basic system where we can provide basic “free” (tax paid) health care to anyone who needs it. Be it the begger on the road. After all you don’t want a begger on the road to die from excessive bleeding in your so called most successful society. If we can provide this basic common denominator, having free markets where henry paulson and steve jobs can get kidney transplant is fine. We already have that..anybody can go to emergency and get treated. i was never against removing that. We are not animals and know how to take care of fellow beings. You have to understand though that its a necessary evil so we want to limit to as minimal as possible( welfare) because it breaks the system and should be used only when there is no other option. What about the rest of the stuff in heath care ( non emergency - non catastrophic cases) ? do you support free markets there ?

Also the definition of basic “free” (tax paid) health care is very vague. how about basic food, shelter and health care for everybody ...we are not animals..right? I think the way you determine that you need to help a fellow being is when something bad happens to them which is beyond thier control and they have no means to recover.Accidents and medical catastrophies are the only ones under that category.

renter for ever_san jose says

You are so wrong on this. Health care cannot afford to have complete free market only. In your free market a begger hit by a car will have nowhere to go. You need to have money in a free market to go to a doctor. I am saying no problem in that. But we need a basic system where we can provide basic “free” (tax paid) health care to anyone who needs it. Be it the begger on the road. After all you don’t want a begger on the road to die from excessive bleeding in your so called most successful society. If we can provide this basic common denominator, having free markets where henry paulson and steve jobs can get kidney transplant is fine. We already have that..anybody can go to emergency and get treated. What about the rest of the stuff in heath care ( non emergency - non catastrophic cases) ? do you support free markets there ?

"We already have that..anybody can go to emergency and get treated".... You can get treated but don't assume it is free. I just had first hand experience for this when I had to go to emergency just because of cough and fever which I happened to contract from a friend. My bill came out to be 2500 dollar...then they made me feel good by saying I will get 75% discount....so okay 500 bucks for prescribing few medicines....just when I was thinking it was not so bad after all ...I got another bill for doctor'ss services which was another 600 bucks...It seems previous bill was only for hospital..where I spent like 1 hour....so 1100 + 150 for drugs...for just regular cough and fever... You made this ludicrous statement without doing ample research...what made you think it is free... I am not for a govt only health care...I am for a mixed system where there is a common denominator health care and then there is also private health care where those who do not want to go with the basic system can choose to go if they can afford it... We pay thousands in taxes...at least we should have the option and security in the back of the mind that in case we lose our jobs and we fall sick with common stuff like fever we would be able to go and get treated with nominal charges like 50 to 100 bucks...That is not asking too much...Taxes are not just for building best defense system or bombing some countries across the world...they are also to provide basic services and I think basic health care comes in that... Tying health care to working for a company is another way to continue indentured labor system..... In a free country the freedom to quit your job should also be foremost .....

">> it’s called free market - which made US the most powerful nation economically… I think you’re misguided. The US is the most powerful nation for many entirely different reasons" You missed reason #5 called World War II where we bombed every other industrialized nation flat. Sort of like Goldman Sachs, get rid of the competition then make LOTS of money.

"You need rule of law and proper regulation for free markets to work. people manipulate the system to thier advantage under the guise of free markets ( when the govt is republican) and under the guise of regulation (when govt is democratic). free markets and regulation are just scape goats.greed and evil don’t have party affiliations/color/creed" This is contradictory. The second you publish the first regulation by definition you don't have a free market. Any regulation manipulates markets to someone's advantage. Who determines proper regulation? I'm all for free markets within the rule of law, but there is no such thing as a totally neutral free market system. All regulations are within the political realm and will always be influenced by someone's political agenda. So I keep hearing about this nebulous free market in health care from rentor. Care to step up to the plate and explain exactly how such a thing would work in the real world? Or give a real life example of a working free market health care system in the world today. If all you need to do is give health care over to a free market system then why hasn't it happened anywhere on earth that I am aware of?

I'm all for good cheer, but housing have gone up considerably less than the amount of government money thrown into the housing market. This ain't good and that's a fact.

warblah says

The Original Bankster says

knewbetter says

Money will be valueless before homes.

BINGO!

Salary Shmarlary. We will monetize the debt and there will be no money. Wipe it out, then start making our own plastic crap again. If you can make it 20 years then what does it matter. I don't think there's a rush to buy for the next 5-10 years, but if you'd rather have kids when you're 30 than when you're 40, there are some "good" deals out there. Most of the doom-n-gloom about housing comes from spoiled bitches who think they deserve more than they can afford. That's what started this: Spoiled bitches. And with all those inflated money, did you see a salary increase?

I did'nt read each and every comment ofcourse.Just too much BS for me.Ilove theway this and all govt. talk makes one thing happen.