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Can you nominate yourself? I was dissing gold a while back and boy was I wrong about that....
Now you have to post the same lies on two threads? Give it up already. What is wrong with you?
I own a home in a Top 20 metro area, and the median salary is 108k.
Remember this is a guy who claimed he made 100k, now trying to claim he lives in an area where 108k is the median:
tatupu70 says
I recently lived in Northern CA(not the Bay area) and lived very comfortably on $100K/year.
This is almost too easy.
You can't be this stupid. First of all, are you implying that someone making $100K can't live in an area where the median household income is 108K? Really? You need to get out more. Do you live at Lake Wobegon?
Second, my salary WAS ~$100K several years ago. My wife also works. Our household income is well above the median. I've been over this all before. What don't you understand?? fyi--the median home value is ~2.2 times our household income.
Vincent the Gold saga isn't over by far.
Today was a prelude before a tickle even.
Gold is poised to be Volatile. Those vested in Gold have made a ton of money, especially if they got in early.
But people that bought Gold when we were laughing at them, still has it tied in Gold to help build the run Gold has been on.
I suspect when Gold goes the rug is going to be pulled out from under many before they type URL of their e-trade account. Gold isn't holding near 1400 on it's own inertia, no body has pulled their chips out of the pot yet. It's like watching a game of 5 card stud, there's only going to be a few winners period. Those that bought at 800 - 1000 might stand a chance. But those that jumped on the band wagon when it hit 1200 will be lucky if they don't lose money. And Gold trades almost $40 down, the same day news is touting Boca Raton got its first Gold ATM, doesn't bode well, for those that were expecting even Red Box DVD rental booths success.
Gold is going to take 400 to 500 drop in a matter of minutes when it goes.
Now you’re trying to claim you make much more, oh and btw, your wife makes a lot too. Oh, and btw you own a home now, when you claimed you didn’t own one before.
The post you reference was from the fall of 2009. so that's over a year ago already. And I like how you add the "very" in there. I just said "recently". In my mind 2-3 years ago is still recent. So my post is over a year old plus 2-3 years since moving and you're at ~4 years ago now. Can you follow that?
I never claimed I didn't own a home. I was joking because the poster automatically assumed I did.
Dumbest things read on Patrick.net?
"Delete me" threads, why did we get sucked into those.....
The post was from Oct 23, 2009. That means you claimed to be making 100k about 14 months ago.
But anyway, it’s tatupu story time, let me get this straight:
- Now you’re claiming “recently†is 3 years ago.
- Not only that, you only claimed to not have a home as a joke. Ha ha.
Digging deeper.
What am I digging exactly? Now you're arguing about the meaning of the word recent? Is that all you've got left? Whatever you say.
And I'm still waiting for yofu to show me where I said I didn't own a home... And while you're looking, how about you finding where I said home prices were going to rise? That's another of your lies...
So, I'll take that as a no--you couldn't find anywhere I said I wasn't a homeowner.
No one making your salary can buy a decent SFR in the Bay Area.
I disagree on that. How is a $600k home not affordable at $100k/year salary? Forget about the 3x income rule.
$100k/year salary in the Bay Area can buy you a decent home AND live comfortably. If you're married, your spouse shouldn't have to work either.
I don't know what kind of lifestyle you are expecting and what you think you should be entitled to.
How is a $600k home not affordable at $100k/year salary? Forget about the 3x income rule.
A $100k salary is a handsome salary. It should be able to buy you a decent home. But it will not buy you a $600k home and if that is what a "decent" home starts at in SF, then you should not qualify to borrow that much. I think I read where you saved and lived at home, etc. There are ways to make things happen. That was very smart of you. But, someone making $100k annually shouldn't have a mortgage of $600k. Mr. Fantastic has not played nice on this thread but is correct on that point IMO.
I agree--I would never take out a $600K mortgage on a $100K salary. It may be doable, but I think you'd be awfully house poor.
Artistsoul,
But if one to have a $100k/year salary, even if they did not live at home, where is all the money? They should have saved up at an even higher rate. There are plenty of homes in SF for about $500k. $600k is about the price you need to pay if you want to get out of colored neighborhoods it seems. But does someone really need to live IN San Francisco? $500kish will get you a home in many decent areas in the peninsula.
5-6x income is pretty steep, but still seems reasonable. Perhaps it wouldn't feel so steep if we all weren't so sure prices will continue to decline.
Wow! My name didn’t come up ONCE on here. I need to work harder to piss off more people by exposing their precious worldviews don’t stand up to logic, history and economics.
Either that or most of you are ingoring me so you don’t see the great job I am doing.
Is this your submission for "dumbest things"?
I nominate George Bush Jr.:
50. "I promise you I will listen to what has been said here, even though I wasn't here." --at the President's Economic Forum in Waco, Texas, Aug. 13, 2002
49. "We spent a lot of time talking about Africa, as we should. Africa is a nation that suffers from incredible disease." --Gothenburg, Sweden, June 14, 2001
48. "You teach a child to read, and he or her will be able to pass a literacy test." -Townsend, Tenn., Feb. 21, 2001
47. "I am here to make an announcement that this Thursday, ticket counters and airplanes will fly out of Ronald Reagan Airport." --Washington, D.C., Oct. 3, 2001
46. "Tribal sovereignty means that; it's sovereign. I mean, you're a -- you've been given sovereignty, and you're viewed as a sovereign entity. And therefore the relationship between the federal government and tribes is one between sovereign entities." --Washington, D.C., Aug. 6, 2004 (Watch video clip)
45. "I couldn't imagine somebody like Osama bin Laden understanding the joy of Hanukkah." --at a White House menorah lighting ceremony, Washington, D.C., Dec. 10, 2001 (Listen to audio clip)
44. "You know, one of the hardest parts of my job is to connect Iraq to the war on terror." --interview with CBS News' Katie Couric, Sept. 6, 2006
43. "The same folks that are bombing innocent people in Iraq were the ones who attacked us in America on September the 11th." --Washington, D.C., July 12, 2007
42. "I'm the commander -- see, I don't need to explain -- I do not need to explain why I say things. That's the interesting thing about being president." --as quoted in Bob Woodward's Bush at War
41. "Oh, no, we're not going to have any casualties." --discussing the Iraq war with Christian Coalition founder Pat Robertson in 2003, as quoted by Robertson
40. 3. "I think I was unprepared for war." –on the biggest regret of his presidency, ABC News interview, Dec. 1, 2008
39. "I will not withdraw, even if Laura and Barney are the only ones supporting me." --talking to key Republicans about Iraq, as quoted by Bob Woodward
38. "I hear there's rumors on the Internets that we're going to have a draft." --presidential debate, St. Louis, Mo., Oct. 8, 2004 (Watch video clip)
37. "I know how hard it is for you to put food on your family." --Greater Nashua, N.H., Chamber of Commerce, Jan. 27, 2000 (Listen to audio clip)
36. "Do you have blacks, too?" --to Brazilian President Fernando Cardoso, Washington, D.C., Nov. 8, 2001
35. "This foreign policy stuff is a little frustrating." --as quoted by the New York Daily News, April 23, 2002
34. "I don't think anybody anticipated the breach of the levees." --on "Good Morning America," Sept. 1, 2005, six days after repeated warnings from experts about the scope of damage expected from Hurricane Katrina
33. "I know the human being and fish can coexist peacefully." --Saginaw, Mich., Sept. 29, 2000
32. "I would say the best moment of all was when I caught a 7.5 pound largemouth bass in my lake." --on his best moment in office, interview with the German newspaper Bild am Sonntag, May 7, 2006
31. "They misunderestimated me." --Bentonville, Ark., Nov. 6, 2000
30. "For every fatal shooting, there were roughly three non-fatal shootings. And, folks, this is unacceptable in America. It's just unacceptable. And we're going to do something about it." --Philadelphia, Penn., May 14, 2001
29. "This is an impressive crowd -- the haves and the have mores. Some people call you the elite -- I call you my base." --at the 2000 Al Smith dinner
28. "Families is where our nation finds hope, where wings take dream." --LaCrosse, Wis., Oct. 18, 2000
27. "I know what I believe. I will continue to articulate what I believe and what I believe -- I believe what I believe is right." --Rome, Italy, July 22, 2001
26. "See, in my line of work you got to keep repeating things over and over and over again for the truth to sink in, to kind of catapult the propaganda." --Greece, N.Y., May 24, 2005 (Listen to audio clip)
25. "People say, how can I help on this war against terror? How can I fight evil? You can do so by mentoring a child; by going into a shut-in's house and say I love you." --Washington, D.C., Sept. 19, 2002
24. "I wish you'd have given me this written question ahead of time so I could plan for it...I'm sure something will pop into my head here in the midst of this press conference, with all the pressure of trying to come up with answer, but it hadn't yet...I don't want to sound like I have made no mistakes. I'm confident I have. I just haven't -- you just put me under the spot here, and maybe I'm not as quick on my feet as I should be in coming up with one." --after being asked to name the biggest mistake he had made, Washington, D.C., April 3, 2004
23. "You forgot Poland." --to Sen. John Kerry during the first presidential debate, after Kerry failed to mention Poland's contributions to the Iraq war coalition, Miami, Fla., Sept. 30, 2004
22. "Goodbye from the world's biggest polluter." --in parting words to world leaders at his final G-8 Summit, punching the air and grinning widely as those present looked on in shock, Rusutsu, Japan, July 10, 2008
21. "The British government has learned that Saddam Hussein recently sought significant quantities of uranium from Africa." --State of the Union Address, Jan. 28, 2003, making a claim that administration officials knew at the time to be false
20. "The most important thing is for us to find Osama bin Laden. It is our number one priority and we will not rest until we find him." --Washington, D.C., Sept. 13, 2001
19. "I don't know where bin Laden is. I have no idea and really don't care. It's not that important. It's not our priority." --Washington, D.C., March 13, 2002
18. "So what?" –President Bush, responding to a an ABC News correspondent who pointed out that Al Qaeda wasn't a threat in Iraq until after the U.S. invaded, Dec. 14, 2008
17. "Can we win? I don't think you can win it." --after being asked whether the war on terror was winnable, "Today" show interview, Aug. 30, 2004
16. "I just want you to know that, when we talk about war, we're really talking about peace." --Washington, D.C. June 18, 2002
15. "I trust God speaks through me. Without that, I couldn't do my job." --to a group of Amish he met with privately, July 9, 2004
14. "Major combat operations in Iraq have ended. In the battle of Iraq, the United States and our allies have prevailed." --speaking underneath a "Mission Accomplished" banner aboard the USS Abraham Lincoln, May 1, 2003
13. "We found the weapons of mass destruction. We found biological laboratories ... And we'll find more weapons as time goes on. But for those who say we haven't found the banned manufacturing devices or banned weapons, they're wrong, we found them." --Washington, D.C., May 30, 2003
12. "Those weapons of mass destruction have got to be somewhere!" --joking about his administration's failure to find WMDs in Iraq as he narrated a comic slideshow during the Radio & TV Correspondents' Association dinner, Washington, D.C., March 24, 2004 (Read more)
11. "I'll be long gone before some smart person ever figures out what happened inside this Oval Office." --Washington, D.C., May 12, 2008
10. "Rarely is the questioned asked: Is our children learning?" --Florence, South Carolina, Jan. 11, 2000
9. "As yesterday's positive report card shows, childrens do learn when standards are high and results are measured." --on the No Child Left Behind Act, Washington, D.C., Sept. 26, 2007 (Watch video clip)
8. "If this were a dictatorship, it'd be a heck of a lot easier, just so long as I'm the dictator." --Washington, D.C., Dec. 19, 2000 (Listen to audio clip)
7. "I'm the decider, and I decide what is best. And what's best is for Don Rumsfeld to remain as the Secretary of Defense." --Washington, D.C. April 18, 2006 (Read more; listen to audio clip; watch video clip)
6. "There's an old saying in Tennessee -- I know it's in Texas, probably in Tennessee -- that says, fool me once, shame on --shame on you. Fool me -- you can't get fooled again." --Nashville, Tenn., Sept. 17, 2002 (Watch video clip)
5. "Too many good docs are getting out of the business. Too many OB-GYNs aren't able to practice their love with women all across this country." --Poplar Bluff, Mo., Sept. 6, 2004 (Watch video clip)
4. "Our enemies are innovative and resourceful, and so are we. They never stop thinking about new ways to harm our country and our people, and neither do we." --Washington, D.C., Aug. 5, 2004 (Watch video clip)
3. "You work three jobs? ... Uniquely American, isn't it? I mean, that is fantastic that you're doing that." --to a divorced mother of three, Omaha, Nebraska, Feb. 4, 2005 (Listen to audio clip)
2. "Brownie, you're doing a heck of a job." --to FEMA director Michael Brown, who resigned 10 days later amid criticism over his handling of the Hurricane Katrina debacle, Mobile, Ala., Sept. 2, 2005 (Listen to audio clip; watch video clip)
1. "My answer is bring them on." --on Iraqi insurgents attacking U.S. forces, Washington, D.C., July 3, 2003
Good examples, but they were supposed to be dumbest things read on patrick.net.
Wow!...keep 'em coming! :-)
Not sure if we should award someone the "dumbest commenter of the year" though...
Looking forward to seeing more of the dumbest things said over the years by various commenters...LOL!
I agree–I would never take out a $600K mortgage on a $100K salary. It may be doable, but I think you’d be awfully house poor.
Exactly. 100k doesn’t go far in California, so people usually move away to the podunks and then come on Patrick.net and lie about owning, how much they make, and their magical wives.
So now I lied about how much I make? Did I make more than 100K or less?
Oh btw--I told my wife you think she's magical. It made her day. She does make a mean chili, so you could be right...
How is a $600k home not affordable at $100k/year salary?
If live at home with your parents, and live frugally, it would take you several years to save enough to qualify at the 28/36 cut off to underwrite your loan. Have you ever tried to apply for a mortgage before (without your mom cosigning)?
Nobody is cosigning for me. People probably have some serious money management issues if they cannot save earning $100k/year. You do not even need to live frugal. That's $5000/month take home pay. How much do you spend may I ask?
For a real good mental game ... try to keep this in mind ... Mr. Fantastic and tatupu70 could be the same person posting under different names. cool huh? Heck, all of you could be the same person, put here just to mess with my mind!! dang it.
put here just to mess with my mind!!
Yes, and not just here online but everywhere. Maybe you are the only real person...the rest is just a game designed especially for you.
Mr. Fantastic and tatupu70 could be the same person posting under different names.
I've been wondering myself if a particular character known by most (quack) might have as many personalities as Sybil on here. Heck, might as well throw in Tatupu too. Whatever. I can't decide if it's Comedy Central around here or more of a psych ward thing.
I can’t decide if it’s Comedy Central around here or more of a psych ward thing.
I'm guessing it's a rare hybrid.
Gold is going to take 400 to 500 drop in a matter of minutes when it goes.
I nominate this statement.
Gold is going to take 400 to 500 drop in a matter of minutes when it goes.
I nominate this statement.
There either one of two ways this goes. Either our economy doesn't rebound, and the world ditches the dollar, and ties a world currency to Gold. Which will be impossible. That would mean only those that bought gold in the last several years will have money and the rest of the world wont. America looses all of it's worldly luster "The world only consumes our Dollar, nothing else"
I don't see this happening ever, not with out all out world wide war. Going to a world Gold standard would put 85% of the worlds population in third world poverty, including the Majority of American citizens. A small percent of the population would be wealthy beyond their wildest dream. This would breed centuries of wars and pandemonium.
World trade production and consumption as we knew it, would be stuff of epic Historical tales about a Civilization more advanced than the Gold world they would realize.
Gold is a Hedge against a perceived notion that the dollar is collapsing. The dollar is actually stronger and has been ever since that idiotic battle call started sounding 3 years ago. The dollar was 1.57 against the Euro at that time, it has hovered 1.27 to 1.33 consistently since then.
The minute there's real perceived growth and people don't feel they are being duped by cooked numbers and pump Monkeys at the federal Plunge protection team. They will ditch Gold and invest it into what ever the new flavor of the Month that realizes us that rebound. Gold has no intrinsic value, lest we become Head hunters and primitive warriors that need a shinny Golden crest on our heads to accent the Lions tooth in our nose.
Gold is going to take 400 to 500 drop in a matter of minutes when it goes.
I nominate this statement.
There either one of two ways this goes. Either our economy doesn’t rebound, and the world ditches the dollar, and ties a world currency to Gold. Which will be impossible. That would mean only those that bought gold in the last several years will have money and the rest of the world wont. America looses all of it’s worldly luster “The world only consumes our Dollar, nothing elseâ€
I don’t see this happening ever, not with out all out world wide war. Going to a world Gold standard would put 85% of the worlds population in third world poverty, including the Majority of American citizens. A small percent of the population would be wealthy beyond their wildest dream. This would breed centuries of wars and pandemonium.
World trade production and consumption as we knew it, would be stuff of epic Historical tales about a Civilization more advanced than the Gold world they would realize.
Gold is a Hedge against a perceived notion that the dollar is collapsing. The dollar is actually stronger and has been ever since that idiotic battle call started sounding 3 years ago. The dollar was 1.57 against the Euro at that time, it has hovered 1.27 to 1.33 consistently since then.
The minute there’s real perceived growth and people don’t feel they are being duped by cooked numbers and pump Monkeys at the federal Plunge protection team. They will ditch Gold and invest it into what ever the new flavor of the Month that realizes us that rebound. Gold has no intrinsic value, lest we become Head hunters and primitive warriors that need a shinny Golden crest on our heads to accent the Lions tooth in our nose.
When gold is at 5000 (which probably won't happen any time soon) then I could agree with your 400-500 drop statement. Until then it is as ridiculous as $5000 gold.
Mr. Fantastic:
The sexual tension is palpable around here - why don' t ya'll just get a room?
There have been some dumb things - but my reference to poopybear (bear market) was the stuff about zerosexuality... He was seriously wierd, and I'm sure that Northern PA will never be the same if he made it out of his parent's basement.
My favorite thread of all time is the fun we had with the realtor who advertised a house with a large dick for entertaining. Leigh's comment about sitting on her brother's dick made me lmao.
http://patrick.net/?p=362218
One of my favorite jokes, which has no place here yet I feel like saying it...
Q: What is the dirtiest thing said on TV in the 50's?
A: Ward, don't you think you were a little hard on the Beaver last night?
:)
“… that would be in the butt, Bob.â€
That was in the 70's. Which begs the question - what about the 60's, 90's and 2000's? What are your favs for those decades? My fav for the 90's was in 1999 -
"this one time - in band camp..." - american pie
"It's such a fine line between stupid and clever." - spinal tap... also,
It goes to eleven (I'm paraphrasing).
...so what are yours?
pretty much all of American Graffitti runs through my mind all day ... I mentally insert lines from the movie into my day, and sing the sound track at random. I think that is pretty much how I cope and get through each day. lol
These are few that were used by me and my buds a few zillion times in the 80's-early 90s.
"... wax on, wax off..."
"... best way block punch, no be there..."
" ... use the force ..."
" ... that's not a knife, THIS is a knife ..."
"... I got a lotta mo Balboa!... You a paper champion! ..." (Mr. T in Rocky #)
"... Oh My God, Becky! ..." (Baby Got Back)
my favorite right now is "apple pie" .. but, that is an "insider" thing.
@Bap33 Funny lines even if not from these boards.
I have to admit, my main reason for this post was to get a good laugh...It worked!
There must be quite a lot more dumb things said over the last few years here...
Let's add anything said by abeabe & rayray. If they had anything pertinent to say, it was buried beneath personal attacks and claims of victimization.
There must be quite a lot more dumb things said over the last few years here…
Yeah my favorite was the NAR moles that would come here in 2007 and blame Patrick and others for putting bad Gloom and Doom mojo on the RE market. Like we were willing the crash.
"SF is a Fortress"
Expand on that, it explains why Lefties are so clueless about themselves…they don’t view themselves as extremists but actually “of the center, a.k.a. ‘normal’†in the grand scheme of things. When in fact, they never really were and definitely are not now.
Show me examples…and not the bogus Hawaiian Certificate of Birth he bandied around with portions blacked out. Where’s the affidavits? Who are the witnesses? Did they swear under oath and penalty of perjury? Where is the documentation for that?
WHERE IS YOUR PROOF?
1) Lefties gave up any right to be called an ‘American’ long ago.
No. Because that Demobitch isnt’ an ‘American’. As I keep stating.
translation: ‘compared to what you classifed me as being’. If you real carefully what I write (because I do write quiet literally for this very reason) you’ll see how people just don’t really read what I write and go off on whatever they are thinking in their own heads about me, not what I actually said.
Then I nail them to the wall over that. I get a lot of repeat biz, trust me.
They should outlaw liberal idiots from speaking or voting and limit them to scrubbing toilets and fluffing on porn sets as an occupation. There is absolutely no reason such idiots should participate in society otherwise.
After all, who cares about the rest of the Constitution when the parts we don’t like are open game for pissing all over?
a few months ago I predicted that the Dems will continue to piss people off…and piss off people who tend to have guns…so much so that pretty soon said Dems would start getting shot at.
I’m serious. I predicted that.
Truthfully (I’m not Bap33 but will answer that unsolicited if it means I can piss even more people off than I usually do), I’ve always wondered how Liberals can be such dumb-asses when it comes to their fervent drive to totally piss off millions of gun-owners in this country. I mean, THEY OWN GUNS, people! Liberals usually don’t.
So, do ‘the math’. While your average Winchester hunting rifle won’t stand up to the National Guard on their worst day of the month, it is more than enough to kill unarmed liberals who stupidly & arrogantly think that they are somehow immune from the wrath of an armed people descended from folks that did take up arms against their government before (Parliament and King George).
So, don’t do the math then. Instead, keep whacking the nose of said rabid pit bull with your liberal rag of a newspaper while thinking “He can’t touch me! I have the ‘intellectual’ high ground!†Being in denial of the world as is is sooo conducive to one’s survival, after all.
do ‘the math’.
I'm thinking Ray will have to choose a new identity soon.
Did anyone really believe this guy is a programmer ? I mean seriously, we have a lot of programmers around here. I'm not saying that a conservative or republican programmer is impossible. It's not at all. But this guy ? Please.
He said he was an engineer, and he referred to finding bugs. That makes him a programmer of some kind, or possibly QA, quality assurance, testing software. Either way, highly unlikely, both jobs require a fair amount of calm thoughtful reasoning. Seems fictional to me, that is the entire character and his posts.
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Patrick.net is one of my favorite sites on the internet, and the site I check out most for housing information and advice. Most of the posters and commenters are knowledgeable in the area of housing and economics. In addition many have a good sense of humor.
However, there some very stupid things written by some. I invite anyone to share some of the dumbest things they have read from posters on this site. They might be worth a few more laughs...
#housing