BayArea

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Search Feature?
by BayArea on 20 Jul 2012 3 comments, latest 13 years ago
Patrick, where is the search feature here? I was thinking something where you can select the forum category and search a word. For example, select "Real Estate" and type ...

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1212 Linden Dr, Concord, CA 94520
by BayArea on 19 Jul 2012 Posted 13 years ago
Has anyone had a chance to view this one? Looks to be well priced and should result in an attractive cap rate. http://www.redfin.com/CA/Conco

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Something I don't understand about Short Sales
by BayArea on 12 Jul 2012 27 comments, latest 13 years ago
I made an offer on a short sale this week in the East Bay. 25+ offers. To my understanding, with any short sale, the bank will come up with ...

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Why is "Dual Agency" not illegal?
by BayArea on 8 Jul 2012 2 comments, latest 13 years ago
When the seller's agent also acts as the buyer's agent in the same transaction, it's called dual agency and it's truly unbelievable that this legal. I've worked with listing ...

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Has Anyone Here Been Successful with a Loan Modification?
by BayArea on 1 Jun 2012 6 comments, latest 13 years ago
I'm wondering if anyone on patrick.net has had a loan modification with one of the major lenders where the terms of the loan were permanently modified. I'm interested to ...

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So, I'm hearing that many court-house step homes don't sell and become REO
by BayArea on 4 Jun 2012 8 comments, latest 13 years ago
- House forecloses - House gets auctioned off at the court-house steps - If house doesn't sell there, it becomes an REO There must be a threshold auction "selling" ...

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Investors Buying Up the City of Oakland
by BayArea on 28 Jun 2012 4 comments, latest 13 years ago
http://www.baycitizen.org/hous "According to a report released today by the Urban Strategies Council, a nonprofit think tank, real estate investors have purchased â€“ usually with cash â€“ 42 percent of ...

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Short Sellers -> Please confirm something for me.
by BayArea on 7 Jun 2012 1 comment, latest 13 years ago
Once you short sell your property, is there any obligations you have in terms of paying income taxes on the amount that was essentially forgiven (ie: amount remaining on ...

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Mortgage Loan Amortization
by BayArea on 14 Nov 2011 69 comments, latest 14 years ago
Hi folks, The topic is on mortgage loan amortization. Although I am a homeowner and have plenty of experience with amortization of loans (I've just accepted that this is ...

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Short Sellers, please get in here
by BayArea on 23 Apr 2012 6 comments, latest 14 years ago
Hi folks, I'm interested to know if there are any members here who went through the short sale process since 2009 and either have bought since then or are ...

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My Home Buying Experience in the month of April, 2012 in the East Bay
by BayArea on 25 Apr 2012 119 comments, latest 14 years ago
Background: I am house hunting for investment purposes (let's get that out of the way). 25% down, excellent credit, have cash to show... Home #1 (REO): I am told ...

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FHA is a good idea why?
by BayArea on 9 May 2012 20 comments, latest 14 years ago
One of the most glarring contributors to the real estate crash in the USA was individuals having a lack of equity in the homes that they were buying. Why ...

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The Realtor Fraternity
by BayArea on 10 May 2012 2 comments, latest 14 years ago
Hi folks, just want to share an observation and get your thoughts. About 5 years ago I purchased a home with the help of a local agent in the ...

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Under Water Refinancing
by BayArea on 24 Apr 2012 3 comments, latest 14 years ago
The HARP program eligibility states: "The mortgage MUST have been sold to Fannie Mae or Freddie Mac on or before May 31, 2009" For the folks who are under-water ...

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What is driving the low real estate inventory we are seeing right now?
by BayArea on 23 Apr 2012 61 comments, latest 14 years ago
Hi folks, In recent weeks, there have been many references to a decrease in supply in the Bay Area market. I'd like to explore this a bit. What's driving ...

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Will we see a patrick.net I-phone / Droid app?
by BayArea on 23 Apr 2012 3 comments, latest 14 years ago

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"Open Up MLS"
by BayArea on 22 Apr 2012 15 comments, latest 14 years ago
Hi folks, I commonly hear on this site, "open up MLS" (after a bunch of anti-realtor banter =) How comprehensive is a web-site like REDFIN and what information access ...

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What regulations are in place to prevent the following
by BayArea on 23 Apr 2012 5 comments, latest 14 years ago
Example #1: Mr. Smith bought a tract home for cash in 2002 in Walnut Creek, CA for $500,000. This property is showing comparables within the last three months between ...

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2012 YY Inventory, Median Price, and Age of Inventory on the Market
by BayArea on 12 Apr 2012 33 comments, latest 14 years ago
Hi folks, just came across this link showing a comparison between 2012 & 2011 inventory, median price, and # of days on market in three Northern California cities: http://www.realtor.com/data-po ...

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Continuing the Real Estate Education Away from my Real Estate Agent ;-)
by BayArea on 10 Apr 2012 26 comments, latest 14 years ago
Hi folks, This site has been quite a big help to me in seeing the real estate market from different angles and I'm looking forward to continuing the education. ...

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Short selling a home and then immediately acquiring a new property ?
by BayArea on 26 Feb 2012 3 comments, latest 14 years ago
Hi folks, I know that a short sale will hurt credit, not as bad as a foreclosure of course, but people can struggle to purchase another place for up ...

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Mr Credit Score... Meet Mrs Foreclosure and Her Prettier Sister Miss Short Sale
by BayArea on 4 Jan 2012 3 comments, latest 14 years ago
Hi folks, I'd like to bring up the topic of credit score when it comes to the following: 1.) Foreclosure 2.) Short Sale Can anyone help me quantify the ...

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General Investment Property Rules
by BayArea on 24 Oct 2011 2 comments, latest 14 years ago
Hi folks, I'm hoping you guys could share some light on the topic of 2nd home (investment property). What should I be aware of that may differ from the ...

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Foreclosure Rate Sources?
by BayArea on 28 Dec 2011 6 comments, latest 14 years ago
Hi folks, I'm wondering if anyone is able to steer me in the right direction to obtain some data showing the foreclosure rate in the Bay Area. Ideally, I ...

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Let's talk taxes, specifically 2nd house rental income taxes (amateur question)
by BayArea on 1 Nov 2011 15 comments, latest 14 years ago
Hi folks, I'm wondering if anyone can shed some light on investment property (2nd home) rental income taxation or provide some effective links that summarize it? Scenerio... I purchase ...

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Typical rates for a 30yr fixed loan on a 2nd home vs 1st
by BayArea on 2 Nov 2011 14 comments, latest 14 years ago
Hi folks, I just got a pre-approval letter back from my lender who hit me with a 30yr fixed rate that is 1% higher than I was expecting since ...

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What sources are there to identify a good real estate agent?
by BayArea on 26 Oct 2011 26 comments, latest 14 years ago
Hi folks, I'm wondering if you have any recommendations on how I may go about finding a good real estate agent in a particular area? As many of you ...

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