burritos

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threads pinned by burritos
authored 258 comments and 52 threads

burritos's threads


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So what are the rates going to do post Japanese earthquake/tsunami/nuclear disaster?
by burritos on 16 Mar 2011   3 comments, latest 10 years ago
Japanese buy less of our debt cause it has to rebuild. Rates go up. The world's money flows to perceived safety(that's U.S. Treasuries) during times of crisis(Japan taking a ...

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Has anyone done a refi through amerisave?
by burritos on 27 Jan 2012   5 comments, latest 12 years ago
They seem to have the best rates and lowest costs. But I'm wary cause I've never heard of they. Yelp has a sudden surge of reviews done in the ...

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Should health insurance cover all vaccines?
by burritos on 15 May 2012   4 comments, latest 13 years ago
Say you're rich enough to travel the world. Should you pay for vaccines like typhoid and yellow fever? or should your insurance(thus the rest of the policy holders) pay ...

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Will France election result keep interest rates low in U.S.?
by burritos on 7 May 2012   Posted 13 years ago
As crappy as our U.S. government finances are, where else are people going to put their money? Mao bond's? http://www.latimes.com/news/na "Hollande rode to victory on a wave of anger ...

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Is this NAR propaganda about rent?
by burritos on 6 May 2012   13 comments, latest 13 years ago
http://www.latimes.com/busines "A nation still struggling to clear up one housing debacle has run smack into another — soaring rents. The foreclosure mess has pushed millions of former homeowners with ...

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Can a wifi router increase the net speed beyond the cited maximum speed?
by burritos on 4 May 2012   6 comments, latest 13 years ago
I'm with time warner using a cable modem. The service I'm buying gets me supposedly 5-10mbps. With my old dlink wifi router, I was getting 11mbps which I thought ...

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Is this an example of market bottom?
by burritos on 4 May 2012   7 comments, latest 13 years ago
free cave near Moab? http://gma.yahoo.com/going-wit

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Asking price=$184,900. I offered 160k, bank countered, $184k, I countered 161k..
by burritos on 20 Apr 2012   42 comments, latest 13 years ago
Looking to buy a SFH rental built 2007. 3 bed, 2 bath 1935 Sq ft in South Puget Sound. Carrying costs $1150/mo at their asking price, $1050/mo at mine. ...

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What would be the better rental investmennt between a townhouse vs house.
by burritos on 6 Apr 2012   Posted 13 years ago
Same area. Same HOA. Townhouse(half of a duplex) 120k. 1300 sq ft, 3bed, 2 bath. Backyard. Rent $1250 month. House is 190k. 2200 sq ft. 3bed 2 bath(1 large ...

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When a 14 year old buys a home for 12k, and rents it out for $700/mo is that...
by burritos on 26 Mar 2012   13 comments, latest 13 years ago
a sign we might be closer to the bottom of the market than we are at the top? http://www.huffingtonpost.com/ Yes, I know that she put money in to it ...

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Did I just throw good money away after bad?
by burritos on 28 Oct 2011   9 comments, latest 13 years ago
Paid off my mortgage on one of my rental properties. Originally purchased 2004 for 176k. Zestimate is 160K. Original mortgage was 6.125%, 30 year fix for 140k. Paid amount ...

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My renter wants to build a deck in return he'll sign a 2 year lease...
by burritos on 23 Sep 2011   29 comments, latest 13 years ago
So my renter's lease is up. He said that he has a friend who builds wooden decks professionally. He asked if they could build a deck in the backyard. ...

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Would you pay 13k to get 430k loan down to 417k to get a better rate?
by burritos on 12 Sep 2011   14 comments, latest 13 years ago
My loand is 430k at 4.25%. If I pay down the balance to 417k, my mortgage broker can get me to 3.875% 30 year fix($2800 closing costs). #housing

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It cost 7k to get my rental property rentable....
by burritos on 16 Jul 2011   12 comments, latest 13 years ago
This was a former marijuana grow home which was raided by the police. 2400 sq ft home. 4 bed 2.5 bath. After it was ready it took 2 weeks, ...

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Of topic, but do you know anyone who has been affected by this recession?
by burritos on 15 Jun 2011   54 comments, latest 13 years ago
IOW, do you have any friends, family, or colleagues who have lost their job? I personally do not have any friends, family, or colleagues who have lost their jobs. ...

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Between buying a 200k property vs purchasing a million dollar cash life insurance policy, which one would you do?
by burritos on 8 Jun 2011   5 comments, latest 14 years ago
I'm sure both are non desirable prospects for the population at large on this board. But if you were forced to decide between the 2, which one would you ...

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Would you refi in this scenario?
by burritos on 6 Jun 2011   10 comments, latest 14 years ago
This is a rental. Current loan 6.125% 30 year fix finishing year 7 next month. Loan amount 119k. Principal/interest $857 per month. If I don't refi and just keep ...

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Closing on my second rental this year..
by burritos on 25 May 2011   61 comments, latest 14 years ago
3 bed, 2.5 bath, 2300 sq ft. for 200k built in 2007 in South Puget Sound. Hoping to rent it out for 1650/mo. PITI is $1150. Got to fix ...

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64,000,000 empty residential units in China...
by burritos on 23 May 2011   14 comments, latest 14 years ago
http://www.youtube.com/watch?v Fast forward to minute 6:00 to get to the meat of it. How is this different with the U.S. other than they're Chinese citizens and they are not.

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If inflation starts to go up, can't the Fed just raise interest rates?
by burritos on 20 Apr 2011   4 comments, latest 14 years ago
ala the late 70'? #investing

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Does wealth disparity buffer against inflationary rises due to the increase of money supply?
by burritos on 11 Apr 2011   Posted 14 years ago
When the fed injects more cash into our economy, it obviously isn't spread to everyone at the same time equally. Most of it goes to the banks and from ...

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My realtor advised me to hold off purchasing any new rentals...
by burritos on 25 Mar 2011   17 comments, latest 14 years ago
So we closed on a SFH 2 months ago and got it rented right away. We wanted to start looking for another rental hoping to pay a little less ...

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Zillow now has a new rental estimator
by burritos on 21 Mar 2011   8 comments, latest 14 years ago
So if you click on a property, it'll tell you that approximate mortgage you'll be paying and it'll also list the approximate rent the property would get. I wonder ...

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My friend's son gamed the banks.
by burritos on 17 Mar 2011   4 comments, latest 14 years ago
Son is gay. Partner bought a house in socal in bubble era for 400k. This year, the partner bought a similar home this year for half the price. He ...

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If RE is going to continue to tank, won't you make money by shorting residential REITs?
by burritos on 1 Mar 2011   13 comments, latest 14 years ago
I believe that RE over the long term(between now and my retirement) will improve my wealth as opposed to just banking my savings. Many here certainly believe we have ...

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When buying a rental property should rent be 1-2%(purchase price) per month?
by burritos on 24 Jan 2011   17 comments, latest 14 years ago
Cap rate of 10% doesn't even qualify if the above criteria is your target. On a separate RE investment forum I've been lurking they won't touch a property unless ...

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Is the stock market market a predictor of the real estate market?
by burritos on 17 Feb 2011   9 comments, latest 14 years ago
Or are they independent of each other? The market seems like it's been in a decent bull market for the last 2 years. I know there was a lot ...

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Should I stick with my short sale or wait for a bank owned?
by burritos on 24 Jun 2010   7 comments, latest 14 years ago
Trying to get a rental in Puget Sound area. Made 205k short sale offer 2 months ago for a 3 bed 2 bath. It's still pending. Since then a ...

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Why are savers entitled to a good savings account return?
by burritos on 28 Sep 2010   62 comments, latest 14 years ago
Why do we deserve a 4-6% interest return

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Should I put down 20% or 25%
by burritos on 9 Dec 2010   28 comments, latest 14 years ago
According to my mortgage broker, on my 196k rental, if I put down 20% I'll get get 5.375% on my 30 year fix. But it'll cost be 1.5 points ...

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My short sale for a rental property is failing...
by burritos on 6 Dec 2010   2 comments, latest 14 years ago
Still trying to acquire a rental property in the Puget Sound area. On month 8 on my short sale and still nothing from the banks. It seems like an ...

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Should I pay the closing costs?
by burritos on 18 Mar 2010   36 comments, latest 14 years ago
So we offered on a sfh(as a rental investment). 3bed, 2bath, 2 garage 1900 sq feet. 200k(that was the asking price) and for the seller to pay closing costs. ...

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So in Texas I couldn't use home equity to pay off my student loans?
by burritos on 8 Nov 2010   3 comments, latest 14 years ago
According to the Texas article, no equity loans/equity lines(plus 1st mortgage) can exceed 80% of value of loan. Good idea. However how can they enforce not using the line ...

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Good time to be a lanlord?
by burritos on 7 Oct 2010   6 comments, latest 14 years ago
http://www.latimes.com/busines In a sign that the nation's foreclosure crisis is taking a toll, renters surged into the U.S. apartment market in the third quarter, pushing up rents and driving ...

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So is Patrick’s (yearly rental)l/(cost of house) a good guidline to purchase a home as an investment?
by burritos on 15 Sep 2010   3 comments, latest 14 years ago
By burritos Wednesday, 15 Sep 2010 9:11 am | 10 views | 0 comments | email this | edit | subscribe to this post annual rent / purchase price ...

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So is Patrick's (yearly rental)l/(cost of house) a good guidline to purchase a home as an investment?
by burritos on 15 Sep 2010   Posted 14 years ago
annual rent / purchase price = 3% means do not buy annual rent / purchase price = 6% means borderline annual rent / purchase price = 9% means ok ...

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My mortgage broker explained why the mortgage rate is so low...
by burritos on 6 Sep 2010   9 comments, latest 14 years ago
I was talking to my mortgage broker and he stated that the reason why the mortgage rate is so low is because the government is buying a ton of ...

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Should I go with this mortgage broker?
by burritos on 3 Sep 2010   1 comment, latest 14 years ago
'I'm trying to refi my home. My lender offered me a 4.5% 30 year fix with $260 app fee and $3900 to do the loan. I know mortgage brokers ...

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Is buying a home like buying a cash life insurance policy?
by burritos on 23 Aug 2010   1 comment, latest 14 years ago
Building some equity while paying a premium to enjoy the product(living in an abode vs protecting your dependents financially from your death)?

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What percentage of your monthly gross do you spend on rent or mortgage?
by burritos on 19 Apr 2010   73 comments, latest 15 years ago
10.3% for my monthly mortgage. #housing
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