patrick.net

If all you say is true, it's not, you aren't fooling anyone, you wouldn't waste your very valuable time mucking around with a person beneath your status.

Not gonna lie, this is 100% my last attempt to help you.

Please call

1-800-hel-pme!

There's no shame in asking for help.

GNL says

If all you say is true, it's not, you aren't fooling anyone, you wouldn't waste your very valuable time mucking around with a person beneath your status.

I have plenty of time. It's called passive income. Your active income makes you a McDonalds manager. Congrats. You probably don't even have a wife, yet proceed to shit on people that are more successful than you are. I'm sorry you can't handle a woman that makes $300k. I can. She wants me. You sound like an ass dude. I've never disrespected you or you family. Jealousy is not a good look dude. Get me a big mac when you get a chance. You're one of the worst pat netters I've dealt with maybe ever. Grow a pair and man up. You take pictures for a living. An idiot can do that.

who am I to say but I guess that is enough to prove your point/opinion, no need to go personal level that does not add any value.

Blue says

who am I to say but I guess that is enough to prove your point/opinion, no need to go personal level that does not add any value.

I hope you're not talking about me. Look at the comment history. I ain't the bad guy. GNL has insulted me, my wife and family. I fight back. Is what is it is.

WookieMan says

I hope you're not talking about me. Look at the comment history.

Actually on both sides, though I don't read fully, just take it easy!

Blue says

WookieMan says

I hope you're not talking about me. Look at the comment history.

Actually on both sides, though I don't read fully, just take it easy!

Generally I do. I'm proud of my wife and I've mentioned her on this site. I'll be blunt, you're (not you Blue) a dirt bag cunt shaming another man's wife. A fucking pussy. Sorry someone is so weak from their own insecurities. At no point on this forum did I ever attack GNL (wine horror and other names, lol) until I was attacked. I have the higher ground in this. He looks weak and jealous. Because he is.

"you're (not you Blue) a dirt bag cunt"

That's a personal insult, no?

,

https://www.sfgate.com/tech/article/downtown-pods-building-permits-unsafe-18406671.php

$700 a month "bed pods" in San Fran are ruled not safe

.

Patrick says

How do they maintain an adequate slave workforce ? There has to be replacement of them to maintain the quality of life for the top 10% ?

Import 3rd world immigrants ? Replace with robots and more automation and productivity gains ?

ad says

,

https://www.sfgate.com/tech/article/downtown-pods-building-permits-unsafe-18406671.php

$700 a month "bed pods" in San Fran are ruled not safe

.

Yes, life on the streets is soooooooooo much better and safer.

Patrick says

"you're (not you Blue) a dirt bag cunt"

That's a personal insult, no?

No, mentioning that Blue is NOT a dirt bag cunt. He didn't insult my wife or my family like another user did. I also didn't mark any comments as personal. But I also will get personal when a user brings up stuff about my family. I have no issue with Blue at all. Was just explaining how and why a user has taken a dump on this thread for no reason and is wrong and doesn't know a lick about real estate. Again NOT Blue.

Sick of people that don't know shit about what they're talking about insulting other users. I will fight back.

Misc says

ad says

,

https://www.sfgate.com/tech/article/downtown-pods-building-permits-unsafe-18406671.php

$700 a month "bed pods" in San Fran are ruled not safe

.

Yes, life on the streets is soooooooooo much better and safer.

These "pods" are marketed to AI startup employees, not bums, lol.

Eric Holder says

These "pods" are marketed to AI startup employees, not bums, lol.

So, they only sleep one person?

HeadSet says

Eric Holder says

These "pods" are marketed to AI startup employees, not bums, lol.

So, they only sleep one person?

No, the H1B's would be sleeping in shifts trying to save a buck.

ad says

$700 a month "bed pods" in San Fran are ruled not safe

But tents in a parking lot with portapotties are. Fucking Leftoids.

"This is sustainable, never mind 7% mortgage rates! You chicken Littles!"

AmericanKulak says

"This is sustainable, never mind 7% mortgage rates! You chicken Littles!"

You left off the end of the chart where the prices go back up after January 2023. Many people have this belief that this time is different, and that prices of real assets will decline during this period of inflation.

Since most real estate transactions have historically been done with financing, I can see why people would think that based on only a slightly higher-take-home pay, that the massive increase in interest rates would curtail the buying power and hence the price of SFHs. This begs the question, "What did the price of SFHs do the last time interest rates were at this level?" - The answer is...they went up.

Misc says

You left off the end of the chart where the prices go back up after January 2023. Many people have this belief that this time is different, and that prices of real assets will decline during this period of inflation.

I snapped the chart exactly as it showed by default on the St. Louis page.

The last few decades were freaks. Demographics are all negative for the housing market. Boomers aren't gonna live forever, and many are depending on getting the cash out their house. Those who aren't, will need to sell due to health or death or fixed income from having to carry their old house and their retirement property. Sure, for a while people can hold out. But not for years and years.

New House prices are now cheaper than Used Houses, and builders are offering superior financing to most banks.

However much Boomers don't want to lower their price, because they can't climb up the stairs to the bedrooms...

https://www.youtube.com/watch?v=o6xGqi5itxs

Wah, Wah-ah-ah-ah-ahhhhh...

You wonder how I'm feeling, tinitus is ringing in my ears.
I slipped down the stairway, I'm laying in my pee.
Now Depends I can believe in
When I've fallen on the floor.
Gotta hit the Lifealert Button. Which child do I phone ?
My lights are out and shining. But all I really want to know...

I need to sell my house, can't climb up to the Loo
Gotta take $100k less, so I can do my ADUs.

Now my kids live 3 states away,
They can't do the shopping for me...

AmericanKulak says

I need to sell my house, can't climb up to the Loo
Gotta take $100k less, so I can do my ADUs.

Now my kids live 3 states away,
They can't do the shopping for me...

They should sleep in their coffins so their 'sudden vax death' doesn't lead to cumbersome disposal inefficiencies.

OH_love_thy_Putin says

awaiting moderation

I understand. I'm not going to moderate comments I'm involved in. I have no issue with you whatsoever. I know you had quoted me and I think Patrick made a mistake or someone else flagging it. No biggie. I'll stand by anything I've said when you come after my family, again, not you another user, I don't care about the rules. Another user attacked me under bull shit premises. He needs to stay in his lane.

OH_love_thy_Putin says

awaiting moderation

WookieMan says

OH_love_thy_Putin says

awaiting moderation

I understand. I'm not going to moderate comments I'm involved in. I have no issue with you whatsoever. I know you had quoted me and I think Patrick made a mistake or someone else flagging it. No biggie. I'll stand by anything I've said when you come after my family, again, not you another user, I don't care about the rules. Another user attacked me under bull shit premises. He needs to stay in his lane.

I hope this isn't a reax to my shit. If it is people need to get some humor. I'm actually on the subject matter.

Here's my next one, I call it "Nitro Haze"

(Guitar moving between octaves)

Nitro Pills all in my chest,
My Heart Health, not the best
Can't get a boner,
And that's the case,

Scuse me while I markdown my place

Motivated seller, got hives and chills
Took 10% off cos Lisinopril
Medicare Premium is going high
Another 5% discount, I'm gonna cry

Help me, help me
I gotta prepay for Shady Oak
Help me, help me,
Before I have another Stroke

Oh I can't go on like this...

https://www.youtube.com/watch?v=cJunCsrhJjg

AmericanKulak says

I hope this isn't a reax to my shit. If it is people need to get some humor. I'm actually on the subject matter.

Not you. Called him out by name already, but am not doing it again. You and I have had disagreements in the past, but you've alway been civil with me and we can have a conversation/discussion. This wasn't that. I have no clue what's been flagged at this point and don't care. Keep my fucking family out of it. I don't give a shit what I share here. You have another thing coming if you do that. Again this is not directed at you AK.

A steal at $450k! You won't find a basement lounge like this in a new build! My ex-wives and I got down in this room, imagine the chicks you'll get in here.

Oh those were the days, boy.

https://www.youtube.com/watch?v=Gs069dndIYk

Misc says

HeadSet says

Eric Holder says

These "pods" are marketed to AI startup employees, not bums, lol.

So, they only sleep one person?

No, the H1B's would be sleeping in shifts trying to save a buck.

Bingo!

Misc says

No, the H1B's would be sleeping in shifts trying to save a buck.

yeah, eating Ramen noodles, not bitching about being exploited and working hard and long hours, and saving a lot of money to send back home to India, etc.

.

ad says

$700 a month "bed pods" in San Fran are ruled not safe

Interestingly, the building inspectors didn't take issue with the pods themselves.

Within five days, the firm must replace the lock with a type that doesn’t require a key to leave, in case of emergency, and must obtain permits within 30 days for the shower installation, the notice says. Brownstone also has 30 days to file a “change of use” permit to legalize the conversion to a residential space and the installation of the sleeping pods or, the notice says, the firm could revert the property to its “last known legal condition.”

EBGuy says

Interestingly, the building inspectors didn't take issue with the pods themselves.

True, as I would think in a progressive urban area that safety and hygiene would be a top priority.

What is the guideline on occupancy ? Is it based on number of bathrooms such as no more than 3 occupants per bathroom ?

ad says

yeah, eating Ramen noodles, not bitching about being exploited and working hard and long hours, and saving a lot of money to send back home to India, etc.

Bro,

I was immersed in departments chocked full of H1's. For a while, I even reported to an engineering manager who was H-1. Funny story about that guy below.

It's true that there's warrens of the folks you mention packed like rats into apartments in places like Sunnyvale. That said, the typical path to the H-1 is to complete graduate school in the US. First, a BS degree "back home", then transfer to the US for the graduate degree. Grad school is where they make connections to be hired for a US job that will sponsor the H-1.

It takes money to get a solid BS degree in places like India. Lots of money, like the 1% of that country of over a billion people. And it takes money to send them to the US for their graduate school, - foreign student tuition, living expense, etc. I know about the warrens of exploited ones like you mentioned, I've even seen them for myself. But don't forget many, maybe most, of them come from billionaire 1% type families "back home".

(*). If the guy left the US he'd have to reapply for the visa. So, during one of his long vacations, he went to Mexico. Caught flights from there to Mumbai where he found his wife (probably she was already chosen in prearrangement between the two Hindu families). Came back home through Mexico, paid a coyote to get him back into the US. He only told us about all this after he was safely returned.

When he finally got his green card his wife joined him here.

LOL!

https://t.me/volmemes/29962

ad says

Now, after a record surge in prices, Kiesel says the time to sell is once again at hand.

Good Luck with that. Most areas I know of renting anything is difficult, and pricey. I'll stick with my over priced home, thank you. Instead of reaping some quick short term profits only to have to spend it all on rent.

8% reached!

Yep, a lot of the "Smart" money was shorting longer term Treasuries over the last couple of weeks. I wonder how leveraged they got. Looks like there are a bunch of Hedge Funds blowing up as we speak. The 10 year down 15 basis points, stock futures flying, this ain't a normal trading environment. The "Smart" money is selling what they can and reversing their short positions to meet their margin calls. They are praying for a hot CPI print to come out, but that won't happen till Thursday. I don't think they will be able to hold on that long.

To put it in perspective the price of 10 year bonds went up about 3%. That's for the whole bond market not stock market but Bond market. You are supposed to be able to go 10 times leverage on treasuries so that's a loss of 30% overnight, and I bet some of those crazies are even more leveraged.

10/10/23

AmericanKulak says

8% reached!

Still way too low.

AmericanKulak says

8% reached!

Good, but that may be a temporary reaction to the Israeli-Hamas conflict.

This was posted by someone her recently. Saw it again today because someone I know shared it with me. I've always heard people on this site justify their housing debt by saying they won't their homes in an economic collapse. I've pointed out the absurdity of thinking wages will keep up with inflation, but I've always worried about asset seizure as another avenue, and apparently I'm not wrong. Don't owe anyone anything, best policy.

https://mpalmer.heresy.is/webnotes/TheGreatTaking/Prologue.html

AmericanKulak says

8% reached!

A bald-faced lie!

The Housing Experts of PatNet insisted this would never happen and derided those who said otherwise.

Normalcy Bias kills. Just ask the Israelis.

EBGuy says

ad says

$700 a month "bed pods" in San Fran are ruled not safe

Interestingly, the building inspectors didn't take issue with the pods themselves.

Within five days, the firm must replace the lock with a type that doesn’t require a key to leave, in case of emergency, and must obtain permits within 30 days for the shower installation, the notice says. Brownstone also has 30 days to file a “change of use” permit to legalize the conversion to a residential space and the installation of the sleeping pods or, the notice says, the firm could revert the property to its “last known legal condition.”

Are you saying that the whole thing was sensationalized by unscrupulous journos or some twattering attention whores? That has never happened before!!!