patrick.net

BFD, buy a car without built-in GPS. They become obsolete much faster than the car itself anyway. The unit in my 05 Toyota feels like something from completely different era, even though it has a touch screen. And it doesn't know about a street I drive every day to work. And they want $120 for the map update. Fuck them very much.

SFace says

The system has too much money with brutally nowhere to go and for basic property in coveted area (and you are competing for the same 5% of the housing stock in the SFBA) , no one is selling or even close to selling. (housingtracker) Not only are there too much money, you'll have a permanent low transactions due to the majority locking interest rate sub 3.5%. Worst, there is no new homes for sale, especially SFH as an alternative. Household income for the top 20% are rising and wealth is exploding, those will not change anytime soon.

You are competing for the same 5-10% of the housing stock so stop thinking in terms of median.

You hit the nail on the head for the situation in SFBA.

APOCALYPSEFUCKisShostikovitch says

If Cristie Was a Real GOP Governor Bad Ass . . .

What are you talking about? Just look at Christie take down the Mighty Morphine Power Rangers after Boehner gets his ass kicked.

http://www.youtube.com/embed/8g3TUg2Jp0Q

If he is responsible for the gridlock it's clearly manslaughter.

Strategist says

If he is responsible for the gridlock it's clearly manslaughter.

If the lady was black, it's also clearly a civil rights violation. And the fact that he didn't eat her face means that he killed for pleasure, not out of hunger.

Straw Man says

If the lady was black, it's also clearly a civil rights violation. And the fact that he didn't eat her face means that he killed for pleasure, not out of hunger.

an "eat crime"?

Sorry, but murder doesn't rise to the level of closing off war memorials.

Another note about housing in places like Bakersfield / Fresno is the huge amount of new construction going on. It's in full swing now. In Bakersfield you have DR Horton, Lennar, Castle & Cooke, KB Home, Meritage, McMillin, Lenox,etc. and more than a dozen local tract and custom home builders! Most are late to the game, paying a premium for undeveloped land, and in turn most are not selling homes. The MLS does not reflect new homes with exception to a few builders that are starting to list them. Tons of inventory available.......Spring will be interesting, I will keep everybody posted. I think prices will continue to slide abit.

APOCALYPSEFUCKisShostikovitch says

Right. Closing off war memorials is exactly like shooting every single veteran who ever lived.

As far as my vote is concerned, I think Christie has a path to redemption here: He is the presidential candidate most likely to eat Congress.

With Obama, you have to hope for some cannibalistic Kenyan tribal orgy involving roasting pits on the National Mall, and the pitchforking of mass quantities of congressmeat into the gaping maw of The Oprah.

I think Christie would pop them in raw, like peanuts: munch, munch, munch.

If he eats Congress - alive! - I don't care how many veterans Christie physically blocks from war memorials.

bgamall4 says

This is why I have said there has to be a wealth tax.

There is a wealth tax:

Basics of the Net Investment Income Tax
http://www.irs.gov/uac/Newsroom/Net-Investment-Income-Tax-FAQs

8. What is included in Net Investment Income?

In general, investment income includes, but is not limited to: interest, dividends, capital gains, rental and royalty income, non-qualified annuities, income from businesses involved in trading of financial instruments or commodities and businesses that are passive activities to the taxpayer (within the meaning of section 469). To calculate your Net Investment Income, your investment income is reduced by certain expenses properly allocable to the income (see #13 below).

What you meant to say was that he found a couple fall guys, right?

John Bailo says

There is a wealth tax:

Basics of the Net Investment Income Tax

Uh--the title is Net Investment INCOME Tax. I think it's pretty clearly an INCOME tax, not a wealth tax.

She was 91. If it ain't this, the death panel would have gotten her soon enough so no charges should be filed and savings from not having to pay her social security anymore should be invested in an index fund.

The cover-up is what gets you. Explain it away and go on with life, but now this makes it a major controversy and goes from 15 min to a much longer time.

Fired? They should be arrested!

Dan8267 says

Fired? They should be arrested!

That's next.

Dan8267 says

Fired?

On a charcoal grill, drizzled in vegetable oil because he thinks it's not fattening.

The question is.....is his political career and possible run for the presidency over?
Can he survive this?

Strategist says

The question is.....is his political career and possible run for the presidency over?
Can he survive this?

His bigger worry should be whether he can survive his BMI.

But I don't get the local politics -why block the bridge?? Was it some important day for the dem guy? Or was it just -you don't support me I block the roads to your town ?? I am trying to understand the rationale.

Obama is directly responsible for the actions of an IRS investigator 8 levels below him.

Therefore, Christie has no responsibility for his direct reports.

It's only fair.

At the worst, it's unlicensed euthanasia.

The Krispy Kreme Kervorkian Kroaker scandal.

I saw interviews of traffic-jam victims. The fake crying was obvious.

lostand confused says

But I don't get the local politics -why block the bridge?? Was it some important day for the dem guy? Or was it just -you don't support me I block the roads to your town ?? I am trying to understand the rationale.

A couple of idiots got carried away with the power they had. Christie May not have been in on it. If he was he is finished.

Yanni Zionists are high-fiving each other over this fraudulent bridge closure. A real feat of Jew-Jitsu by the Rothschilds on this one.

This finally gets the Zionists some power in our political system!

As an aside, when was the last time we had a fat fuck president?
So long ago, electing christie would have the same effect of electing the first black/women president.
I say, harness the lard!

APOCALYPSEFUCKisShostikovitch says

Check this the fuck out, fat fuck fans:

http://www.dailymail.co.uk/news/article-2536283/Paramedics-delayed-reaching-91-year-old-later-died-hospital-traffic-caused-Christies-Bridge-gate.html

As an aside to an aside, how does a fat fuck governer wipe his ass when he has fat fuck trex stumps for arms?
I need video to supplement my imagination.

I already have my line ready for when Christie gets his ass handed to him in his presidential bid:

Is it wrong that I'm smiling?

John Bailo says

bgamall4 says

This is why I have said there has to be a wealth tax.

There is a wealth tax:

I'd add property tax as a wealth tax too.

I hear what you all are saying.

No, it does not assess the value of an asset and tax a percent of that.

But, as has been made clear in many discussions, that is eminently hard -- estimating the value of assets. However, what is not hard is to account for the income derived from those assets which are tracked in hard dollars.

What the NIIT does do is tax "passive income" or the income that results from assets. This includes income from rental properties.

The reason that it is a type of wealth tax, is it taxing the asset not directly, but the benefit that the owner derives from the asset. Ultimately if the owner cannot maintain or keep up the costs of the asset, and is deprived of enough of the income, he has to give it up.

Thus the NIIT is an indirect form of wealth tax (and the reason for much of the opposition to Obamacare since it is funded by the NIIT).

I have proposed that those states seeking more revenue add a SIIT -- or state version of the NIIT. Since people have to already track NIIT income, there would be little additional paperwork.

tr6 says

Again, way to ignore my argument. If you invested in a fund today, you will get 4.7% for 7 years as long as there are no defaults.

Bond funds are a little tricky compared to bonds. Yes, if you buy the bond, and it doesn't default, when it matures in 7 years you'll get your principal and it would have paid 4.7% per year.

But, a bond fund doesn't mature (with some exceptions). They sell bonds and buy new ones to stay at 7 years. So, you could buy a bond fund share for $100, at 4.7% yield. If the yield in 7 years is 7.4%, then the bond fund share price would decline. Maybe the 4.7% per year makes up for the decline, maybe not, depending on the new yield.

There are some defined-maturity bond funds like BSCE, BSCF, etc. These are ETFs that buy a collection of bonds, then the ETF itself liquidates in a set year. For example, one of these will liquidate in 2014. This has the diversification advantage of a fund, and the no-loss-of-principal-excepting-default of buying a bond and holding to maturity.

bgamall4 says

accumulated value over time.

Again, for anything other than financial assets, that's really hard.

And even with financial assets, we have lots of incentive to get people to invest...especially long term and in new technologies.

You don't want to undo that by adding taxes to make them have to sell those assets!

However, the NIIT shaves off just enough to get some of that back by taxing:

interest
dividends
capital gains
rental and royalty income
non-qualified annuities
income from businesses involved in trading of financial instruments or commodities and businesses

And it does this when the asset produces real dollar value...instead of trying to get some accountant to figure how how much say, a castle is worth, or a windfarm.

bgamall4 says

The French have no problem doing it.

Au contraire, mon frere.

The French did away with their wealth tax in the early 00s, perhaps because of just this reason.

What they are now calling a wealth tax is really a high earners tax on regular income.

I am against high earners tax because it tends to hurt the up and comers more than the established wealthy (in general for Democrats and Socialists, this seems to be the goal..target the Nouveau Riche and protect the Old Moneybags who fund their campaigns and social programs for the poor).

The NIIT tax is the best of all worlds.

Easy to estimate.
Low enough for people not to complain.
Taxes "passive income" or income that most would conceive as not being directly related to hard work, so there's a kind of moral imperative.

SiO2 says

But, a bond fund doesn't mature (with some exceptions). They sell bonds and buy new ones to stay at 7 years. So, you could buy a bond fund share for $100, at 4.7% yield. If the yield in 7 years is 7.4%, then the bond fund share price would decline. Maybe the 4.7% per year makes up for the decline, maybe not, depending on the new yield.

Effective duration and distribution yield are fairly accurate ways to approximate returns.

If the interest rates rise that much in the next seven years (another 3% from here), then returns on any bond fund would not be that great. Housing may do even worse.

i guess he had a good shot at beating the hillary, now the media is going to cook his fat ass rump roast, hehe!

Um, am I the only one who noticed the woman in question was 91 years old? Chances are she was going to kick off sometime this week anyhow. Christie just saved the taxpayers a big medical bill for useless extraordinary measures!

On an aside, anyone who wears their pants higher than their navel shouldn't be on a poster anywhere. Eww

The problem with Benghazi was that we were not standing tall, like when Reagan got those 300 Marines killed in Beirut, or when Bush had 3000 killed on his watch.

But Benghazi was negligence and the 1983 barracks bombing was not, so there's no comparison.

bgamall4 says

tatupu70 says

What you meant to say was that he found a couple fall guys, right?

He needs to be indicted for someone dying. Hard to see how someone would not have died because of this extra unnecessary traffic.

Maybe it would be better to hold off on an indictment until we find out if Christie was actually involved or not.

On the other hand your standard of proof is pretty flexible. Obviously this is false flag operation northwood zionist jfk assisination 9/11 controlled demolition sandy hook related. It all ties together if you know where to look.

Oh my there was a political traffic jam in Jersey.

You wanna talk about a political traffic jam. You should have been here the first few weeks the express lane in Miami opened on i95 from North of the Gables all the way to the 826/Turnpike junction.

Traffic flowed like a dream for the first few weeks, it was like nothing happened. Traffic zipped along at 65mph at 5pm with no problem. Only a few self important losers were in the express lane, which were cheap because the traffic was good.

With in a few weeks, the FHP started setting up 4pm speed traps at the tightest bottle neck in the whole stretch of 95, a quarter of a mile past the junction and around a bend in 95 near Ives Dairy road. By 4:30 the traffic would be crawling from 3 miles South of the 95 entrance on US, all the way up the speed trap. So people would start using the HOV pay lane. The problem was too many people started using the HOV pay lane. While we had artificially created bottle neck traffic, the idiots in the HOV lanes were at a complete standstill because some idiot at the junction rear ended another idiot who was texting.

If you think about it, all long term traffic snarls are Political.