patrick.net

This time is different (TM)!

Call it Crazy says

"If you like your insurance, you can keep your insurance, unless it's a crap policy, then you can't keep your insurance, but now you CAN keep your insurance"........

What comes next???

at what part does this Lie become Gross Negligence...

Gross negligence is a conscious and voluntary disregard of the need to use reasonable care, which is likely to cause foreseeable grave injury or harm to persons, property, or both.

Ceffer says

Gloria to selling designer blue jeans and accessories

they were the rage of the Disco era 70s..
especially them sexy high school girls
i knew... man did they look good !

bgamall4 says

You would have seen the fact that many people from NYC had moved into Sandy Hook prior to the hoax.

Sandy Hook has a population less then 2000 people. How "many" people could have possibly moved there from NYC? Did you want to order a hat?

bgamall4 says

Silicon Valley has been reaching its tentacles into San Francisco for some time now,

what was once Silicon Valley is long long gone... the people today have no idea
where or how SV got its start or anything.. they are just mindless drones unable
fathom why they are here...

so called techies is a perversion... senseless idiots who program web sites...

No one is really interested in having a real tech center anymore... it icky stuff.

This video is just a small part of SV history... comes close to the kind of people that made it happen.

Why Santa Clara County... Cheap Land ! thats all.. just cheap land !

http://video.pbs.org/video/2332168287/

tatupu70 says

I'll try it again for you--it's really pretty simple.

Your mind is pretty simple.

bgamall4 says

You lazy ass. You didn't look at the video. You would have seen the fact that many people from NYC had moved into Sandy Hook prior to the hoax. You would have seen that the Wyatt girl had the picture of another girl as hers, and that after that was revealed because the other mother complained, the Wyatts dropped out of sight, except for their donation site.

Had you watched the video you would have seen that many of these Zionist folks became very active in their pursuit of gun control. One gal used the exact same hyperventilation method of finding her emotion, without tears of course, that was employed by Robbie Parker.

The comparison is so creepy as to give even you, pause. But you never saw it because you were beating your thingy instead of studying. You are Peter Venkman.

Let me get this straight. You believe that the entire town was shipped in from NYC (presumably the training ground for thousands of non-Jewish zionist actors). Is that right?

You really are stark raving bonkers.

thomaswong.1986 says

No it doesnt ... shows the opposite

Could you provide some evidence or data to back up that statement?

tatupu70 says

Sure, some powers are non-monetizable. So what? My wife can get me to fix the toilet. How exactly does that contradict the well established relationship between wealth disparity and economic health?

There is no such "well established relationship" between the two across different countries. North Korea has much lower nominal wealth disparity than the US; few would argue their economy is heathier than ours, outside of North Korea. LOL.

tatupu70 says

Again--so what? POTUS is very powerful. Probably moreso than his wealth indicates.

That's the point that I was making. The amount of money/asset a person owns does not represent the total amount of power he/she wields; there is little correlation between the two when analysing across different societal context. So "wealth disparity" is a distraction, when the real imbalance in a society is Power Disparity.

tatupu70 says

Reality says

It's useless because noise far outweigh signal

No--actually it doesn't. The data is pretty clear and unambiguous. The signal far outweighs the noise.

You need to prove how North Korea's Kim's $1000/yr or so salary conveys more signal than noise.

tatupu70 says

Reality says

Furthermore, your observation that "too high" in our society leading to busts is essentially agreeing to my point that busts are corrective mechanisms in our relatively capitalistic free market economy, and busts are leveling! So why do your ilk want the government to intervene and stop busts?

You're kidding, right?

Why? Busts are leveling events. When you allow government bureaucrats to interfere, who do you think the government bureaucrats tend to help more? Their friends in the establishment of course!

Clown boy aint so funny now is he?

Notice his approval has slipped since his Defjam comedy tours don't wow and dazzle people anymore. Now that they know how he is in practice. His humorous road maps chocked full of GOP zings and quips, and always punctuate by how bad Bush was and how much of a mess he left after every promise, schtick doesn't pack the peanut gallery anymore.

Do you think he could pack the national mall, with millions of people clamoring to hear his lies today?

Someone deleting all my posts again... Everyone just look under my comments to read them... its annoying when someone keeps deleting all my posts...

Banks shouldn't lend to a public that cannot pay back the loans. But they will lend to RE investment firms that have walked away from loans. Why the double standard?

bgamall4 says

Oh, and there was at least one guy who was already active in gun control. Watch the video, NWO Brit, Bigsby.

Whoa - a seed agent!

Gun control advocates are a truly rare occurrence!

Blurtman says

Banks shouldn't lend to a public that cannot pay back the loans.

the buyer were the ones who overbid and wanted to overpay...

they are the party who overpriced homes... why would they

wrongly believe a typical 200K home was actually worth paying

500-600K...

wave9x says

On The SF Peninsula, add in record low inventories. It is absolutely insane to see a city of 100k (San Mateo) with only 15 SFHs for sale. Low supply = higher prices. Not to mention rents are insanely high (again, in desirable areas) so the rent vs buy ratios are still good for buying.

pocket listing are now 25% of inventory sold.. so there is 33% additional unlisted inventory (MLSlisting) available in No Calif. Clearly this is having a problem ! Who know how deep the problem may go in places like San Mateo... could be half are unlisted...

California Association Warns About 'Pocket Listings' | Realtor ...
realtormag.realtor.org › News & Commentary › Daily News‎
Jun 27, 2013 - About 1-in-4 home sales are reportedly pocket listings in some Northern California markets, and the California Association of REALTORS

Pocket Listings webinar recording and slides - California ...
www.car.org › Newsstand > › News >‎
Pocket Listings webinar recording and slides ... In case you missed it, C.A.R. recently hosted its first Hot Topics webinar, “The Pressing Issue of Pocket Listings. ... gain a clear understanding of how pocket listings are affecting REALTORS

wave9x says

Also, the GDP is on fire right now (over 4% growth). If that holds, the economy continues to improve, and unemployment continues to drop, that will also drive house prices (and inflation in general) higher.

we are nowhere near 4% or even 3%....at best only half of that at 2%....

Fed officials do see economic growth and the labor market gathering more strength next year, though the forecast is little changed from September. U.S. gross domestic product is expected to advance between 2.8% to 3.2% in 2014, versus September’s projection of 2.9% to 3.1% growth. The unemployment rate is now expected to average between 6.3% and 6.6% during the fourth quarter of the year, compared with an earlier range of 6.4% and 6.8%.

The policymakers say the economy will grow between 2.2% and 2.3% for all of 2013. Through the first three quarters of 2013, the economy has grown at a 2.4% annual rate. Private forecasting firm Macroeconomic Advisers said the economy should nearly maintain that pace in the fourth quarter

http://blogs.wsj.com/economics/2013/12/18/fed-projections-see-no-rate-increase-until-2015/

bgamall4 says

I believe this article is accurate.

This is the first sentence of a blog post that bgamall calls an "article."

It is time to call out the scumbags who historically have been mostly responsible for promoting gun control legislation in what have been obvious attempts to destroy the Second Amendment.

I mean honestly, wtf ?

We knew how stupid you are. And we knew that the emotional /pschological problems run strong with you. But Jesus !

Is it going to keep getting worse until the holidays are over ?

Do you ever have a redeeming moment when you say,..."wow, I really am fucked in the head." Ever ??

Once the ACA finishes kicking in, will you please consider looking in to medication ?

bgamall4 says

HydroCabron says

Gun control advocates are a truly rare occurrence!

Gun control advocates that are Zionists are very prevalent. http://ronabbass.wordpress.com/2013/05/13/its-mainly-zionist-jews-pushing-for-gun-control-in-the-usa/

I believe this article is accurate. And I believe that it is as the Jewish hero Shahak has said, once the Zionists subdue the middle east they will be coming after America.

I was blind, but now I see.

I had thought that these people were trying to minimize the incidence of people putting holes in other people in schools, movie theaters, offices, and homes.

Turns out the whole thing is on behalf of the State of Israel.

Bellingham Bill says

NOT with adequate maintenance, especially in California's mild climate.

(Tokyo and Houston are different stories)

by they go out of style, and newer homes are better.

Nope! Location, Location, Location still rules. All the best locations were platted before I was born.

The new in-fill homes in Sunnyvale are total crap compared to the older stock that's as old as me. A house is largely concrete, sticks and bricks, the insides can be updated for pennies a month, more or less.

Here's a house built in 1950 totally refurbd:

http://www.redfin.com/CA/Salinas/229-San-Miguel-Ave-93901/home/14955872

And there are some cars still around from the 1950's as well, that have been refurbished and are running like new. So would you advocate that we all invest in a parking lot full of cars?

thomaswong.1986 says

we are nowhere near 4% or even 3%....at best only half of that at 2%....

Incorrect. That last report I saw showed GDP for the latest quarter being revised upward to 4.1%. Interest rates are headed higher.

bullshitmagnet says

Incorrect. That last report I saw showed GDP for the latest quarter being revised upward to 4.1%. Interest rates are headed higher.

That's 4.1 annualized. That means the economy grew 1.025% for that quarter. It does not mean that it grew at that rate Q1, Q2, or will in Q4.

One of the reasons why higher interest rates may not be making as much impact in coastal California is that many qualified buyers are switching to 5 year arms. The rates on those are practically the same as 30 year fixed mortgages were at the lowest.

I think this is a point that SFAce was arguing quite a bit and he is probably right on this.

On the other hand, places like Vegas and Phoenix are impacted more as there are more institutional investors for whom the rates make a much bigger difference.

bgamall4 says

So, above, we have a website link, and a video saying that you must hyperventilate like Robbie Parker did to fake a cry. The middle video says don't force crying or you will be shown to be a fake!

How much more proof does anyone need that Robbie Parker was a phony and Sandy Hook was a hoax?

Okay, on to ignore with you, you fucking pathetic little turd.

So you just find out the guys last name and now you know that he is a Zionist worm, working with dark forces, every thought is malevolent, he cares not for this world. Worse still, he's gay.

Call it Crazy says

Hmmmm, I guess that blows the "rates don't matter" argument.... There's a one
point spread between the 30 year and 5/1 ARM...

They can't afford the current house prices or payments with a standard, 30
year loan, so they are moving to more "creative" ways to purchase...

What's next, the return of sub-prime or NINJA???

Wasn't that one of the main problems that contributed to the previous bubble.............incomes could not afford 30 year loans so other creative loans were originated to fool the eye.

Why don't we have 1 year ARM loans starting at 1%, then the payments are really affordable.

Yinon zionism or YINgYang ?

Analyzer says

Wasn't that one of the main problems that contributed to the previous bubble.............incomes could not afford 30 year loans so other creative loans were originated to fool the eye.

No payment till next year would be creative as well, but we all have seen these loans
for many applicance and furniture stores in the prior decade. No one was fooled by it.. it was obvious.

Call it Crazy says

They can't afford the current house prices or payments with a standard, 30 year loan, so they are moving to more "creative" ways to purchase...

What's next, the return of sub-prime or NINJA???

seems that way again.. but of course restamped and reapproved by Govt.. since now the govt controls 90% of the market.

Call it Crazy says

tr6 says

One of the reasons why higher interest rates may not be making as much impact in coastal California is that many qualified buyers are switching to 5 year arms. The rates on those are practically the same as 30 year fixed mortgages were at the lowest.

Hmmmm, I guess that blows the "rates don't matter" argument.... There's a one point spread between the 30 year and 5/1 ARM...

They can't afford the current house prices or payments with a standard, 30 year loan, so they are moving to more "creative" ways to purchase...

What's next, the return of sub-prime or NINJA???

Seems crazy, but the buyers here are vastly more qualified nowadays, no gardeners and housekeepers buying $600,000 3/2 SFRs. Lots of money down and intent to take advantage of short term interest rates as a strategy for managing investment rather than losers trying to buy what they will never be able to actually afford. Lemme tell ya, the losers aren't even getting past the bid process here. Strongest offer of the strongest buyers go into escrow.

thomaswong.1986 says

Call it Crazy says

They can't afford the current house prices or payments with a standard, 30 year loan, so they are moving to more "creative" ways to purchase...

What's next, the return of sub-prime or NINJA???

seems that way again.. but of course restamped and reapproved by Govt.. since now the govt controls 90% of the market.

Lenders have to turn loans to make money, they will find a way.

All religions teach that they are entitled to dominate the world. Mormons say that they will enter caves in the Rockies while God reigns down fiery destruction on the unbelievers, they will emerge to own everything.

Kill, belittle, marginalize or enslave the non-believer, let the unspotted holy own and rule, that's the knee jerk screed of any self respecting religion.

what if there were paranoid delusional rantings and no one bothered to listen.

dtbristol says

Worse still, he's gay.

Worse than that, a gay alien.

Here's how I describe it.

You're sitting on a powder keg in the hold of your ship, and Bugs Bunny just thew a match down there.

One mans plan for world domination? You aren't serious are you? It sounds like something out of a badly written fiction novel.

bgamall4 says

Do you doubt a Holocaust survivor, Einstein?

Is there a particular reason we shouldn't?

bgamall4 says

bob2356 says

Sandy Hook has a population less then 2000 people. How "many" people could have possibly moved there from NYC? Did you want to order a hat?

YOu have to watch the video. The locals were aware of many new people. You wouldn't notice that in a big city but you would notice it in a small town. Bingo, frog brain.

Did I miss it or is there a number in here? Hint "many" isn't a number.

bgamall4 says

Israel Shahak, a Jewish hero from the Holocaust, translated the militant Yinon Zionist plan into English. The plan desires regime change and dominance in the middle east, and Shahak said that these militant Zionist would want to weaken the USA as well. I believe that is being done financially, through liar loans and the crash and by gun control as pro Zionists have been in the gun control format.

Any website that supports this view of the Hoax, but then does not let you post your views about regime change and 9/11, etc, and about the Zionist/Neocon connection, is Republican sponsored and has one agenda, an even faster spread of Zionist power in the world.

I'm curious. Have you actually read the PAPER written by Oded Yinon for that obscure journal because the way you keep talking about it leaves me with the distinct impression that you haven't. It's nothing more than an outdated (pre the break up of the USSR for crying out loud) take on an utterly typical analysis of the various muslim countries and the potential for break-up into their various sectarian parts, something which, amazingly enough, he believed would be beneficial to Israel's security.

How exactly that has morphed into what your mind takes it as is probably grounds for a paper in itself. To be published in the Journal of Clinical Psychiatry no doubt.

And if you don't believe this guy, then you're just a "twit" and an "assclown", as he describes it.