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invite response
2005 Apr 11, 5:00pm 186,370 views 117,730 comments
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YES! It's wonderful. The country is full of father-son builders who buy a
plot, act as GM, get the thing built and sell it. No more endless tracts nobody
wants, only inhabited by Methheads. No more developers running the local
government, etc.
You have no idea what the typical size of development projects are nowadays. Most valuable housing is not built in the flat desert, where the empty houses have been the last few years. The most valuable new constructions have been in already congested areas on plots that were previously considered un-buildable, often requiring significant amount of earth moving nowadays. It's not for the father-and-son with hand tools or even a bobcat. Serious amount of organization and specializations with heavy earth movers is required for those projects. Once the big earth movers are unloaded, you may as well scrape land for more than one house, many more, perhaps half a dozen to a dozen at the least in order to justify the equipment and crew time. That's how new housing units are added nowdays in valuable markets (tear-down and replace doesn't add total unit count). High-rises are beyond the father-and-son capability too. A Manhattan high rise condo building would have 200+units; do you really want 200 different father-and-son teams mucking around on top of each other?
Best thing with these developers being gone: No more sweetheart deals with
big corps where to get a tenant, the developer who runs half the city kicks out
all the independent Chinese Restaurants and Mailbox Places by suddenly jacking
their rent, because he made a non-compete deal with Panda Express and the UPS
Store, and now you gotta drive 30 minutes in heavy traffic. Not to mention
destroying family businesses.
You are talking about problems with local politicians and consumer preference. Develpers would be just as happy catering to indepedent restaurants as to chains; you the consumer decide what kind of restaurant you like.
because it ratchets up the market to those price levels. Housing is sold on
the bid, so ceteris paribus the 1 year ARM guy is going to come in with
the highest bid.
Then if he can not keep the house when rates adjust, you get another chance to buy it for less. What's the harm? LOL.
Rates change over time. It's a matter of whether letting the bank charge you a premium to cushion that rate risk or would you prefer self-insure against rate risks. As the government gradually get out of the 30-yr underwriting businesss, we will see more and more ARM products. Over a few cycles of losing bad investments, the public will eventually kick the bad habit of buying to the payment limit fostered by the 30-yr government backed loans. That will actually be a good thing for homebuyers: learning to not to bid to the payment limit but instead having a sense of "reserve."
That will NEVER happen... The sheep will always buy to the payment limit, and
not just on houses... Cars, furniture, boats, RV's, etc... They're "conditioned"
to do so....
LOL. The conditioning is provided by the free housing, free food and free everything whenever the person uses up his/her own resources first. It's a recipe for wasteful spending.
Tenpoundbass
2013 Dec 23, 5:18am
If they want numbers, then one should be able to sign up any time in the year.
Then make it... Oh I don't know... affordable perhaps?
And they need to cut the mandate crap. That will only serve to drive employment undocumented underground. And a large portion of undeclared income to the IRS. Dare I say be responsible for a whole class of people who work and are paid in Bitcoins?
While qualifying for fully subsidized Obamacare because they wont have any verifiable income. Because they are paid via the Silkroad.
The way it is now, there will be less people signed up for Obamacare a year from now than there are signed up today.
This is a public announcement: Obama won the election and will be in office for 3 more years. That is all...
Homeboy
2013 Dec 23, 5:41am
Call it Crazy - how many threads are you going to start about this? Are you spamming the Politics forum now?
First, it was your old sub-standard catastrophic plans were "crap" and you HAVE to buy better coverage.
Now, If you like your catastrophic plan, you can keep it...
Yeah, he gave in to the republican whiners. Bad idea. He went back to the old Obama with no backbone. Should have stuck to his guns. Nobody will appreciate the gesture; they will just use it as another excuse to attack him.
This is what you get when you "Have to pass the bill to know what is in it".... Hey Nancy, maybe next time, READ the bill FIRST!!!
This is why I have no respect for loudmouthed Rushbots. You have no moral qualms about being disingenuous. You have been told over and over that Pelosi's comment was taken out of context, yet you continue to quote it out of context because it serves your agenda. Not only are you cropping her statement, but the cropped part you are quoting isn't even correct.
http://mediamatters.org/blog/2010/04/07/beck-adds-to-fog-of-controversy-by-deceptively/162864
Bellingham Bill
2013 Dec 23, 8:21am
I hope this is my last chance to buy a home or be priced out forever.
If we raise taxes on everyone -- both state and federal -- this decade (like we need to if we don't raise corporate income taxes) RE prices will fall a lot.
But I doubt we're going to do that.
I don't know what's going to happen here.
http://research.stlouisfed.org/fred2/graph/?g=qka
real per-capita (age 25-54) debt (consumer + USG)
Changing his mind is one thing... Lying is his "normal"....
Changing the law unilaterally.... Hmmmm...
no wonder he is so chummy with the Castro brothers....
You mean Main Street... how many said..."prices never go down"...
as if they never heard of home prices going down 30-40%
complete absolute denial on the part of Main Street...
but hey, somehow a shit shack in San Jose/Santa Clara goes
from $150K to $500K to the public is normal ? Who is the biggest
bullshitter during the bubble ? The Public...
Case in point: Last week we offered $1.1 million on a home, when asking was $975K (they purposely underpriced it). The highest bidder offered just under $1.2 million, cash, no contingencies.
wow, where are you looking? sucks to be buying right now. Just doesnt seem like a good environment to be buying when you are in bidding wars... hard to beat 1.2M CASH...
zzyzzx
2013 Dec 23, 11:05am
Then make it... Oh I don't know... affordable perhaps?
Truth in advertising laws should apply here. It should be named the Unaffordable Mandatory Care Act
HSBC launders money for drug cartels and terrorists. Kill the bankers!
Shaman
2013 Dec 23, 11:10am
Then make it... Oh I don't know... affordable perhaps?
Truth in advertising laws should apply here. It should be named the Unaffordable Mandatory Care Act
Slight tweak to that name: Unafordable Mandatory Insurance Act.
Health care is extra, and will require paying a large deductible.
Shaman
2013 Dec 23, 11:14am
This is a public announcement: Obama won the election and will be in office for 3 more years. That is all...
How would you feel about someone posting the same thing about Bush W., circa 2005? Not a strong argument buddy.
Homeboy
2013 Dec 23, 11:44am
Spamming?? That's funny... I haven't even come close to the HUNDREDS and HUNDREDS of posts you've made in your cheerleading of O'care!!!
Did I post TWO DIFFERENT THREADS on the SAME DAY about the EXACT SAME TOPIC? No, I did not. Did you? Yes, you did.
I know you don't like it when I dispel the right-wing myths about ACA, and you like to wrongly call it "cheerleading", but your mistaken characterization does not make it spamming.
Homeboy
2013 Dec 23, 12:09pm
I was just reminding all the readers here that they have one more day to sign up. There were over 13,000 readers today here...
Ha ha - bullshit.
YOU did sign up for your cost saving plan already, didn't you??
Of course I did.
I believe that was his DEMOCRAT whiners he gave in to...
Not even. Democrats for the most part supported the law as written. The repukes were the ones crying, "Waaah! He said I could keep my shitty insurance!"
Here's her complete comment, does it change much for you??
“But we have to pass the bill so that you can find out what is in it – away from the fog of the controversy.â€
Here's mine from above:
"Have to pass the bill to know what is in it"
Just wondering, do both comments have different meanings, or would a second grader understand how similar they are??
If you really believe those two mean the same thing, then why did you use the version that omits the word "you", and crops off the entire end of the sentence?
The meaning of that statement was that she wanted the SENATE to pass their version, so that the bill could be discussed without all the fake bullshit about death panels and other nonsense. She wasn't suggesting that the bill should be rammed though before she or anyone else read it.
But then you already knew that, because we've told you that over and over on this forum.
Homeboy
2013 Dec 23, 12:14pm
I believe they were TWO different topics....
I can't help it that your boy makes 2 unconstitutional, unilateral changes to his signature law in ONE day!!!
Dude, you must be high.
Thread number one: "Individuals whose health plans were canceled will now automatically qualify for a "hardship exemption" from the mandate. If they can't or don't sign up for a new plan, they don't have to pay the tax."
Thread number two: "Americans whose health plans are being canceled because their coverage doesn’t meet Obamacare rules will be exempt from the mandate that they carry insurance, under a change announced by the Obama administration. "
How the fuck is that two different topics?
Strategist
2013 Dec 23, 12:19pm
Do you realize people who believe in too many conspiracy theories are mentally ill? Get some help.
Just do a google search if you don't believe me.
It is amazing, but if you draw a straight link from Emilie's elbow to where the line of her arm should intersect her body, it should intersect at the top of her right EAR. The picture is a crude phony.
It's not that her arm is crooked, but it's also that her right arm is way too damn long. This photo is poorly redone...she has a bad case of ape arm.
Homeboy
2013 Dec 23, 1:01pm
It takes TWO years for her to recognize her brain dead, fucked up statement??? Is she as slow as you are??
Really???
"Brain dead" is starting two threads on the exact same topic, and not even realizing it, you dumb shit.
Homeboy
2013 Dec 23, 1:08pm
I believe that was his DEMOCRAT whiners he gave in to...
Not even. Democrats for the most part supported the law as written. The repukes were the ones crying, "Waaah!
Sorry it was your Dems...
Go back to my link and read the WSJ article:
http://patrick.net/?p=1235652
I DID read your article, stupid. Apparently you didn't, though. It says THIS:
The White House argued at the Supreme Court that the insurance-purchase mandate was not only constitutional but essential to the law's success, while refusing REPUBLICAN demands to delay or repeal it.
Q: Who was demanding the individual mandate be repealed?
A: The REPUBLICANS.
Yes, the democrats gave in, TO THE REPUBLICAN WHINERS.
Bigsby
2013 Dec 23, 1:27pm
I tell you what Bgamall, as you're such a supporter of research, why don't you travel to Sandy Hook and interview the inhabitants? You may as well start with the families of those who lost children. You can knock on their doors and ask them where they hid their kids. You can report back to us with your findings. I'll reimburse your travel expenses.
HydroCabron
2013 Dec 23, 1:29pm
And so the next phase begins.
Am I the only one who noticed that the Sandy Hook footage shot at night features no stars anywhere in the sky?
(i researched this.)
Strategist
2013 Dec 23, 1:30pm
Do you realize people who believe in too many conspiracy theories are mentally ill? Get some help.
Just do a google search if you don't believe me.
Do you realize that you are a damn fool? Look it up.
What's next? Space aliens kidnapped you and had sex with you?
wow, where are you looking? sucks to be buying right now. Just doesnt seem like a good environment to be buying when you are in bidding wars... hard to beat 1.2M CASH...
Pasadena and Altadena mostly. The schools aren't too great, but we can't compete with the asian buyers in South Pasadena and San Marino. A shack on a tiny lot goes for 1.2 easy over there. Even where we're looking, these prices are for fixers. It'll take 250K to make them the way you want.
Yes, it's a really hard, because there is nothing for sale. (We're looking for at least a 1/4 acre, so already that's rare).
I watched prices barely budge down about 10-15% during the crash. San Marino was 5%. They just stayed there as interest rates came down, and then people were selling for just over the bubble price they payed in 2005-2006. If that fiasco didn't make housing budge, I doubt anything in the near future is going to do it.
rooemoore
2013 Dec 23, 1:40pm
is this a joke?
It's not a joke. The OP is a sick, heartless bastard.
You are demented. The imaginary line of this girl's arm should pass through the left eye of her sister, not the right eye! No one is deformed like that. The picture is a FAKE.
You are an idiot.
So what if it was Photoshopped? That proves nothing. I have Photoshopped dozens of my kids photos over the years. (One year for a Christmas card I copied the smile from one kid to one who was frowning.)
The photo you are showing could have been a composite of two photos in order to have all three girls looking cute. I have done this many, many times. It proves nothing. The arm may be off, but there is an arm touching a shirt that matches the arm of the girl in the background. A Photoshop expert may be able to pull that off but not miss the error you are highlighting.
This thread proves you are a HEARTLESS fool.
Bigsby
2013 Dec 23, 1:41pm
Perhaps you'd care to explain to me how any sort of error by a news agency constitutes proof of your ridiculous claims.
It was supposed to be the police storming the school. But it was a different school. There is no proof of the police storming the school where the attacks are alleged to take place. That is a proof. If they can't provide proof it didn't happen.
Why do you quote a sentence from a post that you then delete?
This was my full comment if it helps:
I don't know what you think that demonstrates. Perhaps you'd care to explain to me how any sort of error by a news agency constitutes proof of your ridiculous claims. You should be asking yourself the context of that footage. When was it filmed? Was it occurring at the same time as the events at Sandy Hook? Is it strange that the police might be checking other nearby schools? What do you think it was like in the newsroom at the time of these live events unfolding? Why is a simple editorial error of this type such an issue to you when there are tens of thousands of hours of actual footage of the event? Why does the former outweigh the latter in the mind of a conspiracist? And on and on it goes.
I note that you didn't address any of my questions.
you have any proof of these other bidders... or are they fake to pump up prices ?
I've seen the houses sell for more than we bid roughly 30 days later. I can only assume that it is true. If there were no other bidders, we surely would have gotten the houses, since we're offering over asking for the most part.
Case in point: Last week we offered $1.1 million on a home, when asking was $975K (they purposely underpriced it). The highest bidder offered just under $1.2 million, cash, no contingencies.
and yet all the people who overbid and didnt win told there were other highe offers only to see the homes not sold... what happened !
come on... do you really expect REA to be that honest considering they can squeeze you for another $50K-100K...
lets get rid of the commission structure and see how far "other bids" last....
back in 1969-1970 they banned similar commissions from Stock Market transactions.
Bigsby
2013 Dec 23, 2:20pm
the fact that Robbie Parker is a lying actor, who had no concern that his child was dead.
Like I said, I'll reimburse any expenses for your trip to Sandy Hook. You can ask him why he had no concern. Take a video camera along if you don't mind.
Do not forget us "Baby Boomers" who pay cash as we want to live as rent free as possible. We buy small 3br/3baths because we want to be able to sell or rent them if necessary, but intend to live in them as long as we can.
Rents are rising and we retiring Baby Boomers are putting down roots, often away from the high priced areas but within areas with services.
How Wall Streets bad behavior hurts Main Street
This 'headline' post after this headline post below by the same person on the main page:
Emilie's Cockeyed Arm Cannot Go Unchallenged Must See!
F-n prophetic, and ironic.
That's the hilarious part that bgamall won't admit, is that the
zionist/Israel-only lobby is very effective without having to resort to
inefficient and insane actions to fulfill their agendas.
Again that is not what they do. They do false flags, terrorism, and scare
people to get their way. That is how they operate. The lobby didn't get war in
the middle east until the neocons instituted 9/11. Wake up buddy.
Really? Fear and loathing of AIPAC by up-and-coming politicians wanting campaign money and/or support or not backing their opponet is proof of their power, along with the known and traceable campaign contributions.
If you REALLY were an anti-zionist like you claim, you would be harping about the real shit that's done to support and further agendas instead of the fantasy bullshit you inundate everybody with here. Why go hypothetical when you have real proof?
Bigsby
2013 Dec 23, 9:28pm
Also, RIP Victoria Soto joined Facebook December 10, 2012.
You should get in touch with Fox News. Apparently they knew about it 30 years in advance:
By the way, I already explained the repurposing of a facebook page with the date remaining the same as the initial set up time. You know that is how such a date arises with a later event and yet you are still trying to pass this off as some kind of proof. It isn't. More importantly, you know it isn't, so what are you trying to do?
HydroCabron
2013 Dec 23, 9:51pm
You should get in touch with Fox News. Apparently they knew about it 30 years in advance:
You did some good research there!
Of course the neocon Zionists mapped this all out well in advance.
Bigsby
2013 Dec 23, 11:07pm
I tell you what Bgamall, as you're such a supporter of research, why don't you travel to Sandy Hook and interview the inhabitants?
They never saw 600 kids dispersed from the building. So what happened to them. 600 kids is as big as a small high school. Yet no one left en masse from the school.
Why don't you describe to everyone here how the elementary school is approached? There also isn't any helicopter footage of the evacuation either, is there? I bet you think that is 'proof' of a hoax.
Oh, and when you visit Sandy Hook to do your research, perhaps you'd like to also drop in on these first responders and ask them why they participated in this supposed hoax.
Or as you will probably say they are crisis actors, then please supply the appropriate proof for such an assertion. Their names are clearly stated in the article.
Y
2013 Dec 24, 12:11am
I'd take Bigsby up on this.
Your pseudo ramblings will have finally paid off with an all expenses paid vacation to the great NorthEast!
the fact that Robbie Parker is a lying actor, who had no concern that his child was dead.
Like I said, I'll reimburse any expenses for your trip to Sandy Hook. You can ask him why he had no concern. Take a video camera along if you don't mind.
Case in point: Last week we offered $1.1 million on a home, when asking was $975K (they purposely underpriced it). The highest bidder offered just under $1.2 million, cash, no contingencies.
Nw888 where are you looking if you dont mind me asking?
If i remember correctly from previous posts, you are looking in S. Cali area. Ive been looking in S. Cali and in certain places, it seems that prices have come down a bit.
Also, I know from previous post that your wife is a physician. I dont know what you do, but dont you think it silly that one a physician salary you cant afford a nice home in S. Cali?
I think affordability is crap in S. Cali... unless investors can maintain these prices, I feel like they ahve to come down sooner or later.
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