BayArea's threads
Peninsula Homes: What fraction of the homes here are...
by
BayArea
on 12 Aug 2016
Posted 9 years ago
Yesterday I read a post by @Patrick that talked about the boss of his boss owning multiple homes (one of which is on the Peninsula), it got me thinking... ...
Home Loan Experts, Please Come On In!
by
BayArea
on 10 Aug 2016
1 comment, latest
9 years ago
Hi guys, I'm exploring home loan offers out there and wondering if anyone is offering the following on a primary residence: Loan Duration: 30yrs Down Payment: 10% or less ...
How Common Are FHA Loans these days?
by
BayArea
on 10 Jun 2016
8 comments, latest
9 years ago
Hi guys, how common are FHA loans these days in the Bay Area? Yes, you'll have the 0.85% of the loan to pay in PMI annually, but with the ...
The Truth Regarding Unemployment Rate in the USA
by
BayArea
on 25 Jul 2016
10 comments, latest
9 years ago
Gentlemen and ladies, One metric that I often hear when it comes to evaluating the performance of a president, political party, or state of the economy is the unemployment ...
Let's Talk Media Outlets: Where Do You Get Your News?
by
BayArea
on 23 Jul 2016
8 comments, latest
9 years ago
Hi guys, I typically start each morning with a quick run through of the news using Google's News Aggregator. However, I find that depending on the media source, most ...
Put this hypothetical couple on the path to buy a house on the Peninsula
by
BayArea
on 21 Jun 2016
30 comments, latest
10 years ago
Hi guys, Let's take the following hypothetical scenario that so many of my friends living in the 650 are challenged with: - Young married couple with no kids is ...
For Patrick, How Would you Describe This Site if Someone Asked You...
by
BayArea
on 3 May 2016
11 comments, latest
10 years ago
"What is patrick.net and what material is it meant to cover today?" I just came across this post that clearly explains something I was wondering: http://patrick.net/?p=1291115& If that's the ...
30yr Fixed Conforming Loan - Big Name Bank vs Smaller Private Lender?
by
BayArea
on 5 Nov 2011
3 comments, latest
10 years ago
Hi folks, After taking to a few different lenders this week, I'm seeing that the smaller private lenders are giving better rates and claiming that there is no difference ...
Haven't been here in a while...
by
BayArea
on 10 Mar 2015
19 comments, latest
11 years ago
what happened to the real estate section? I've always considered this to be a real estate site and don't see it focused on that way? #housing
Tax Time: File Jointly or Separately?
by
BayArea
on 29 Jan 2015
7 comments, latest
11 years ago
Hi guys, I got married in Oct of 2014 and beginning my taxes. This will be the first time doing taxes while married. I need to understand what the ...
Google Bus Protesters in SF
by
BayArea
on 25 Apr 2014
35 comments, latest
11 years ago
Most of us have likely heard some buzz about this over the past year but it seems to be gaining steam recently. http://mashable.com/2014/04/07 Unless you've been living under a ...
Should I keep this property or sell?
by
BayArea
on 22 Dec 2014
52 comments, latest
11 years ago
Hi guys, In 2007 I bought a condo in the Berkeley/Oakland Hills for $405,000 (20% down, 30yr fixed, 6.75% APR, $330 monthly HOA). In 2010 I refinanced down to ...
Condo insurance policy experts, please come on in and join the fun
by
BayArea
on 2 Dec 2014
12 comments, latest
11 years ago
Hi guys, I've been researching condo insurance policies this week and can't seem to get a straight answer to my questions. I own a condo unit in the East ...
Where can I find a list of cities in the Bay Area with rental control?
by
BayArea
on 10 Nov 2014
5 comments, latest
11 years ago
Hi guys/gals, Does anyone know a source I can reference that lists the following: - Bay Area cities with rent control and corresponding % increase allowed. This came up ...
Landlord rented to someone else's and kept my application fee?
by
BayArea
on 12 May 2014
17 comments, latest
12 years ago
Hi guys, hoping to get some advice from all of you. I've been applying for a rental home here in San Mateo/Burlingame. I submit an application this weekend and ...
Looking to rent a home on the Peninsula -> Sources?
by
BayArea
on 22 Apr 2014
6 comments, latest
12 years ago
Hi guys, I'm looking to rent a detached single family home (2bd or larger) on the Peninsula (San Mateo, Burlingame, Belmont, San Carlos, Redwood City, Palo Alto, Foster City ...
Would you refinance this loan if you were me.
by
BayArea
on 8 Jun 2013
8 comments, latest
13 years ago
Current Loan: 30yr fixed $300,000 remaining Originated Jan 2010 5.375% It looks like WF is showing 4.125% or so today. I stand to take off $200/month from my monthly ...
Downtown Burlingame
by
BayArea
on 7 Jun 2013
12 comments, latest
13 years ago
Hello everyone, Can someone please tell me what in the world is going on in downtown Burlingame? The place looks like a war-zone with the construction trucks everywhere and ...
What's your favorite residential rental application form?
by
BayArea
on 29 May 2013
Posted 13 years ago
Hi folks, wondering if you guys can send me a link to your favorite rental application form. Thanks!
Renting in downtown San Mateo
by
BayArea
on 28 May 2013
1 comment, latest
13 years ago
Hi folks, This will be my first time renting in my life outside of college (I'm a homeowner and renting my place out in the Oakland Hills due to ...
Peninsula Experts Get in Here Please
by
BayArea
on 21 May 2013
9 comments, latest
13 years ago
Hi folks, it's been quite a while since I've posted here. With the rise in real estate prices in the Bay Area over the past 12-18 months, my interest ...
What's the Best and Worst Car You Have Ever Owned
by
BayArea
on 3 Dec 2012
54 comments, latest
13 years ago
I had awesome luck with the following: - 1994 Ford Ranger V6 5-speed Ext-Cab: This thing went 200K miles with nearly zero maintenance. In that 200K miles it might ...
Credit Scores and Dating...
by
BayArea
on 27 Dec 2012
37 comments, latest
13 years ago
Now I understand why more of us will not walk away from our underwater mortgages ;-) http://finance.yahoo.com/news/ Her musings were suddenly interrupted when her date asked a decidedly unromantic ...
Calculating the ROI for you rental property
by
BayArea
on 1 Dec 2012
47 comments, latest
13 years ago
Hi folks, There are several different ways to approach the ROI for an investment property. Many look at the capitalization rate which is the (yearly rental income after expenses) ...
For Those That need a Crash Course on the Case-Shiller Housing Index
by
BayArea
on 4 Dec 2012
1 comment, latest
13 years ago
For those that need a refresher on the Case Shiller Housing Index, the investopedia.com link is pretty good: http://www.investopedia.com/ar #housing
Rent to Price Ratio (ie. P/E Ratio) in the Bay Area
by
BayArea
on 24 Oct 2011
23 comments, latest
13 years ago
Hi folks, I'm new to the site and excited to have found a real estate/investing forum that has some ties to the Bay Area as I have struggled with ...
Implications of Investment Firms Buying Up Low End Real Estate
by
BayArea
on 1 Dec 2012
21 comments, latest
13 years ago
Hi folks, It's no secret by now that high dollar investment firms have been buying up a significant fraction of low end real estate in the United States. Just ...
Just a thought about the search function
by
BayArea
on 3 Dec 2012
2 comments, latest
13 years ago
Shouldn't it be towards the top of the main page? And perhaps an attractive feature would be to either be able to search the whole site or pick from ...
Short Sale Agent's Pimp-Hand Remains Strong!
by
BayArea
on 4 Jul 2012
24 comments, latest
13 years ago
Hi folks, Some of you may have been following my real estate escapades here in the East Bay. Over the past 6-7 months, I've probably made 9 offers (6-7 ...
My Neighbor is Living the American Financial Dream
by
BayArea
on 30 Oct 2012
15 comments, latest
13 years ago
Thanks to web-sites like Redfin and Zillow's new foreclosure tracker, it's given curious neighbors like myself some tools to research that suspicious neighbor that doesn't upkeep his house, doing ...
Legal Implications of Bribing a Short Seller to Present Your Offer to the Bank
by
BayArea
on 28 Oct 2012
6 comments, latest
13 years ago
Simple question: What, if any, are the legal implications of bribing a short seller to present your offer to the bank? And spare me the scolding/judgemental replies. This is ...
Property Tax
by
BayArea
on 7 Oct 2012
43 comments, latest
13 years ago
I'm looking at my most recent tax bill and see the following: - Mosquito Abatement - CSA Paramedic - CSA Vector Control - City Emergency Medical - City Paramedic ...
Real Estate Page
by
BayArea
on 2 Oct 2012
3 comments, latest
13 years ago
Patrick, When I click on "Real Estate" I see 10 threads on the left side margin. I'm finding myself too frequently hitting "forward" to go to the next page. ...
Patrick.net users, I need your assistance
by
BayArea
on 24 Jul 2012
15 comments, latest
13 years ago
Where can I get an up to date list of the name and corresponding company name of every liscensed/active realtor in the United States? Thank you. BayArea #housing
Refinance at any Loan to Value %... Wonderful, but...
by
BayArea
on 25 Sep 2012
8 comments, latest
13 years ago
Why in the world does this only apply to loans that originated before June 1st 2009? As if there are no underwater property owners that bought in the 2nd ...
Seriously, how is someone not in jail for this fraud?
by
BayArea
on 25 Sep 2012
2 comments, latest
13 years ago
http://www.redfin.com/CA/Bay-P House is listed on April 10th, 2012 for $130,000 House is pending on April 10th, 2012 (same day) House is sold on August 1st, 2012 for $128,000 Listing ...
Placing an order for Patrick's "The Housing Trap" but before I do...
by
BayArea
on 23 Sep 2012
Posted 13 years ago
Hi folks, I've obtained a wealth of information on the real estate topic over the past year or so on p.net and was just about to place an order ...
The Secret is Out
by
BayArea
on 30 Aug 2012
90 comments, latest
13 years ago
You could not find a better investment between mid 2010 through the end of 2011 than low end real estate. Relatively low prices, record low interest rates, and the ...
Where would you invest in Northern California today with the highest return?
by
BayArea
on 30 Aug 2012
45 comments, latest
13 years ago
Hi folks, For the past 9 months or so I've been hunting for real estate rentals in the Bay Area. I've primarily been looking in the Concord/Pittsburg/Bay-Point areas. My ...
Social Media Investing
by
BayArea
on 30 Aug 2012
3 comments, latest
13 years ago
ANGI, FB, and ZNGA all flopped on the day of insider lock-out expiration. So what happened with Yelp on the day of lock-out expiration? It flopped to right? Nope. ...
patrick.net
An Antidote to Corporate Media
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