Ten Reasons It's A Terrible Time To Buy An Expensive House
by Patrick
on 11 Jul 2015
421 comments, latest 10 days ago
Because house prices in expensive areas still dangerously high compared to incomes and rents. Banks say a safe mortgage is a maximum of 3 times the buyer's annual income ...
Patrick
United States, joined 2005 Apr 3 Has 48 followers. Is following 47.➕follow (48) 💰tip ($0.87 in tips)
threads pinned by Patrick
authored 56,215 comments and 42,174 threads
Patrick's threads
by Patrick on 9 Feb 2015 603 comments, latest 3 months ago
Patrick.net is an online forum, a bit like Reddit, but with much more freedom of speech. Almost anything goes, but a few things don't, such as deliberately personally insulting another ...
by Patrick on 30 Dec 2011 75 comments, latest 5 years ago
They are 3" x 10". Even though they have a peel-off sticky back, you should still get them wet before applying so that you can slide them around a ...
Patrick.net Tips And Tricks
by Patrick on 11 Sep 2012 21 comments, latest 9 years ago
A few useful features which are not obvious: Every thread author can delete comments made on his threads, unless the comment was made by a Premium user. But Premium ...
by Patrick on 11 Sep 2012 21 comments, latest 9 years ago
A few useful features which are not obvious: Every thread author can delete comments made on his threads, unless the comment was made by a Premium user. But Premium ...
by Patrick on 18 Sep 2012 261 comments, latest 7 years ago
http://www.amazon.com/Housing- It's $12.50 so that if you buy two (makes a great gift!) then you don't have to pay any shipping charges. Here is the table of contents: Trapped! ...
by Patrick on 11 Jul 2015 111 comments, latest 5 years ago
Houses always increase in value in the long run. FALSE. Price is what you pay and value is what you get. The value of a house is constant. It ...
White murder of blacks vs vice versa
by Patrick on 30 Mar 2012 256 comments, latest 9 years ago
It is very politically incorrect but nonethess a fact that white people are much more likely to be murdered by black people in the US than vice versa. Most ...
by Patrick on 30 Mar 2012 256 comments, latest 9 years ago
It is very politically incorrect but nonethess a fact that white people are much more likely to be murdered by black people in the US than vice versa. Most ...
by Patrick on 28 Jul 2021 4,060 comments, latest 2 hours ago
Let's start with this one: https://bigleaguepolitics.com/ ‘Better Call Saul’ Star Bob Odenkirk Collapses on Set After Receiving Experimental COVID-19 Vaccine Jul 28, 2021 ‘Better Call Saul’ star Bob Odenkirk had ...
by Patrick on 2 Apr 2012 377 comments, latest a day ago
This is the place to make suggestions for how Patrick.net can be most helpful to you and to discuss them.
About Patrick
by Patrick on 16 May 2009 165 comments, latest 10 years ago
Patrick is always happy to get suggestions on how to improve this site. He's often available to help with website performance problems in the SF Bay Area. Patrick can ...
by Patrick on 16 May 2009 165 comments, latest 10 years ago
Patrick is always happy to get suggestions on how to improve this site. He's often available to help with website performance problems in the SF Bay Area. Patrick can ...
Violent Crime Rises And Falls With Black Population
by Patrick on 26 Jul 2014 182 comments, latest 8 years ago
http://www.ronunz.org/2013/07/ The noted science fiction writer Philip K. Dick once declared that Reality is what continues to exist whether you believe in it or not. Such an observation should ...
by Patrick on 26 Jul 2014 182 comments, latest 8 years ago
http://www.ronunz.org/2013/07/ The noted science fiction writer Philip K. Dick once declared that Reality is what continues to exist whether you believe in it or not. Such an observation should ...
Top Trolls
by Patrick on 12 Sep 2012 228 comments, latest 8 years ago
Who pisses off the other users the most? Let's see. mysql> select username, dislikes / likes as trollishness from users where dislikes > 100 order by trollishness desc limit ...
by Patrick on 12 Sep 2012 228 comments, latest 8 years ago
Who pisses off the other users the most? Let's see. mysql> select username, dislikes / likes as trollishness from users where dislikes > 100 order by trollishness desc limit ...
Eight groups who lie about the housing market
by Patrick on 11 Jul 2015 19 comments, latest 5 years ago
Buyer's agents lie, because they get nothing if there is no sale. Buyer's agents get paid only if their clients buy, no matter how bad the deal is, which ...
by Patrick on 11 Jul 2015 19 comments, latest 5 years ago
Buyer's agents lie, because they get nothing if there is no sale. Buyer's agents get paid only if their clients buy, no matter how bad the deal is, which ...
Funny how the Obama haters can't say exactly why they hate him
by Patrick on 9 Nov 2011 262 comments, latest 6 years ago
Is it the 15 cent Christmas tree tax? I don't think so. Hate for Obama is something they can't explain by anything Obama has done or not done. Just ...
by Patrick on 9 Nov 2011 262 comments, latest 6 years ago
Is it the 15 cent Christmas tree tax? I don't think so. Hate for Obama is something they can't explain by anything Obama has done or not done. Just ...
NAR Lobbies Against 20% Downpayments
by Patrick on 18 May 2011 233 comments, latest 10 years ago
A realtor forwarded me the email below, showing that he is being pressured by the NAR to lobby against 20% downpayments. Lending without 20% down is very risky, but ...
by Patrick on 18 May 2011 233 comments, latest 10 years ago
A realtor forwarded me the email below, showing that he is being pressured by the NAR to lobby against 20% downpayments. Lending without 20% down is very risky, but ...
Uber
by Patrick on 1 Jan 2015 84 comments, latest 5 years ago
name:Uber street address:1455 Market St SF zip:94103 home page:https://www.uber.com/ jobs page:https://www.uber.com/jobs owner: SF employees: description: make money using your own car as a taxi. also has a lot of employees ...
by Patrick on 1 Jan 2015 84 comments, latest 5 years ago
name:Uber street address:1455 Market St SF zip:94103 home page:https://www.uber.com/ jobs page:https://www.uber.com/jobs owner: SF employees: description: make money using your own car as a taxi. also has a lot of employees ...
Image Thread
by Patrick on 11 Apr 2005 6,928 comments, latest 6 months ago
Thread for patrick.net all of the images posted by anyone in any patrick.net thread or comment. No manual comments allowed on this thread. This thread is automatically updated when you ...
by Patrick on 11 Apr 2005 6,928 comments, latest 6 months ago
Thread for patrick.net all of the images posted by anyone in any patrick.net thread or comment. No manual comments allowed on this thread. This thread is automatically updated when you ...
by Patrick on 27 Dec 2010 345 comments, latest 10 years ago
Blue Shield has raised our rates so many times recently that I decided to graph it. We have a very high deductible plan because I'm trying to be self-employed ...
by Patrick on 6 Mar 2012 138 comments, latest 10 years ago
Clearly prices can come down a lot more and still be above the inflation rate. #housing
Jeff Daniels tells why America isn't the greatest country in the world anymore
by Patrick on 6 Jul 2012 161 comments, latest 11 years ago
by Patrick on 6 Jul 2012 161 comments, latest 11 years ago
Opinions on SODA?
by Patrick on 18 Jan 2013 164 comments, latest 4 years ago
My wife bought me a Sodastream water carbonator and I like it because I can make fizzy water for about 30 cents a liter instead of paying $1 a ...
by Patrick on 18 Jan 2013 164 comments, latest 4 years ago
My wife bought me a Sodastream water carbonator and I like it because I can make fizzy water for about 30 cents a liter instead of paying $1 a ...
Theories on Sweden
by Patrick on 27 Jan 2017 212 comments, latest a month ago
http://wwword.com/79/words/unt #nationalsuicide
by Patrick on 27 Jan 2017 212 comments, latest a month ago
http://wwword.com/79/words/unt #nationalsuicide
Why are there medical care reform links on patrick.net?
by Patrick on 11 Aug 2009 423 comments, latest 13 years ago
My reply to a reader who called me an "Obama zombie" for supporting medical care reform that would save her ass along with the rest of us. Hi Kerri, ...
by Patrick on 11 Aug 2009 423 comments, latest 13 years ago
My reply to a reader who called me an "Obama zombie" for supporting medical care reform that would save her ass along with the rest of us. Hi Kerri, ...
40 Proposals
by Patrick on 19 Feb 2017 168 comments, latest 6 years ago
The common theme is ending the entrapment and exploitation of US citizens. Copyright Limit copyright to exactly 20 years Make DMCA takedown abuse a felony Crime and Prisons End ...
by Patrick on 19 Feb 2017 168 comments, latest 6 years ago
The common theme is ending the entrapment and exploitation of US citizens. Copyright Limit copyright to exactly 20 years Make DMCA takedown abuse a felony Crime and Prisons End ...
by Patrick on 28 Sep 2021 963 comments, latest 2 days ago
A thread for obvious failures of the jab. First one: https://www.dailymail.co.uk/ne A married Michigan couple who were fully-vaccinated against COVID-19 both died of the virus just one minute apart. Cal ...
How to ask for a rent reduction
by Patrick on 23 Sep 2012 32 comments, latest 10 years ago
A few years ago a friend who is also a landlord told me the best way to ask for a rent reduction. It should always go something like this: ...
by Patrick on 23 Sep 2012 32 comments, latest 10 years ago
A few years ago a friend who is also a landlord told me the best way to ask for a rent reduction. It should always go something like this: ...
The Explanation For All Our Problems
by Patrick on 28 Sep 2011 187 comments, latest 9 years ago
The reason for the recent Congressional attacks on the US Post office were not obvious to me until I saw this list of all-time biggest bribes to Congress: http://www.opensecrets.org/org ...
by Patrick on 28 Sep 2011 187 comments, latest 9 years ago
The reason for the recent Congressional attacks on the US Post office were not obvious to me until I saw this list of all-time biggest bribes to Congress: http://www.opensecrets.org/org ...
Why your house is a terrible investment
by Patrick on 18 Aug 2014 185 comments, latest 8 years ago
http://jlcollinsnh.com/2013/05 I know I’m treading dangerous ground here. But before you get out the tar and feathers, let’s do a little thought experiment together. Imagine over a cup or ...
by Patrick on 18 Aug 2014 185 comments, latest 8 years ago
http://jlcollinsnh.com/2013/05 I know I’m treading dangerous ground here. But before you get out the tar and feathers, let’s do a little thought experiment together. Imagine over a cup or ...
What is the proper role of government?
by Patrick on 4 Feb 2012 122 comments, latest 11 years ago
I was just listening to an NPR show discussing Ron Paul supporters who cheered at the idea of letting people without health insurance die. One of the points that ...
by Patrick on 4 Feb 2012 122 comments, latest 11 years ago
I was just listening to an NPR show discussing Ron Paul supporters who cheered at the idea of letting people without health insurance die. One of the points that ...
ONLY the left is violent
by Patrick on 1 Aug 2018 422 comments, latest 2 years ago
https://www.washingtonpost.com http://www.foxnews.com/food-dr http://www.foxnews.com/food-dr https://www.wnd.com/2018/04/tr http://www.fox5dc.com/news/loc https://www.infowars.com/shock https://www.nbcnews.com/politi https://chicago.cbslocal.com/2 http://www.neonnettle.com/feat https://nypost.com/2018/01/21/ All political violence in the US is now leftists attacking Trump supporters. The opposite does not happen at all.
by Patrick on 1 Aug 2018 422 comments, latest 2 years ago
https://www.washingtonpost.com http://www.foxnews.com/food-dr http://www.foxnews.com/food-dr https://www.wnd.com/2018/04/tr http://www.fox5dc.com/news/loc https://www.infowars.com/shock https://www.nbcnews.com/politi https://chicago.cbslocal.com/2 http://www.neonnettle.com/feat https://nypost.com/2018/01/21/ All political violence in the US is now leftists attacking Trump supporters. The opposite does not happen at all.
San Francisco Bay Area Rent/Buy Ratios
by Patrick on 22 Mar 2010 140 comments, latest 11 years ago
San Francisco Bay Area rent/buy ratios from the housing calcualtor at patrick.net show that housing is still greatly overpriced in most zip codes. The following average rent vs buy ...
by Patrick on 22 Mar 2010 140 comments, latest 11 years ago
San Francisco Bay Area rent/buy ratios from the housing calcualtor at patrick.net show that housing is still greatly overpriced in most zip codes. The following average rent vs buy ...
Realtors attempt to deny patrick.net first amendment protection
by Patrick on 28 Nov 2010 171 comments, latest 12 years ago
Wow, I just got an email from a lawer for the realtor cartel telling me that I may not criticise them by name! Doesn't the first amendment to the ...
by Patrick on 28 Nov 2010 171 comments, latest 12 years ago
Wow, I just got an email from a lawer for the realtor cartel telling me that I may not criticise them by name! Doesn't the first amendment to the ...
NRA asks 'Please Try To Remember Wonderful Things Guns Do For Us Every Day'
by Patrick on 21 Jul 2012 227 comments, latest 10 years ago
http://www.theonion.com/articl
by Patrick on 21 Jul 2012 227 comments, latest 10 years ago
http://www.theonion.com/articl
by Patrick on 28 Mar 2008 354 comments, latest 15 years ago
A reader writes: Word from the IRS is that they are auditing people based on refiances on their house. If you refied and pulled money out of the house ...
Get Your Own Forum - First Month Free
by Patrick on 29 Jan 2018 31 comments, latest 5 years ago
Get your own forum like this one. The first month is free, no credit card required, no risk. It will run under your own domain name, with https, with you ...
by Patrick on 29 Jan 2018 31 comments, latest 5 years ago
Get your own forum like this one. The first month is free, no credit card required, no risk. It will run under your own domain name, with https, with you ...
Patrick in Japan
by Patrick on 30 Jul 2013 32 comments, latest 9 years ago
Since I got a full-time job again and can afford it now, I went to Japan with my wife. We'll be here for a week. Spent the first night ...
by Patrick on 30 Jul 2013 32 comments, latest 9 years ago
Since I got a full-time job again and can afford it now, I went to Japan with my wife. We'll be here for a week. Spent the first night ...
House Buyer Strike: Do not participate in a rigged market
by Patrick on 20 Nov 2011 109 comments, latest 7 years ago
To protest government debt-mongering and the resulting enslavement of the 99% to employers and to banks, not to mention the giant Fannie/Freddie/FHA hole the federal budget, let us declare ...
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by Patrick on 20 Nov 2011 109 comments, latest 7 years ago
To protest government debt-mongering and the resulting enslavement of the 99% to employers and to banks, not to mention the giant Fannie/Freddie/FHA hole the federal budget, let us declare ...
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